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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband loaning me money and expecting gratitude..

290 replies

Lindasllama · 13/07/2022 16:16

Big row with H (not at DH atm !)

At the end of last month I mentioned I had just had my car cleaned.and noticed a few scratches on it. H said take it to Johns garage and he will sort it out. I said ok I will get a quote and go from there.

'John' is a good friend of DH . Two days later he tells me he has had a word and to take the car to the garage. Where one of the panel beaters would have a look at it and tell me how much.

I arrived at the garage meeting DH there and the panel beater had a look at the door and said £200.. I said there is also a scratch on the wheel arch .. he quoted £250. I thanked him and said I would be in touch soon as it's not in the budget this month but could possibly be next month depending upon increased bill costs.

DH joins the conversation and says 'what about this one on the boot and a couple on the passenger side . (These scratches are v minor the sort of thing you get around my way when you pull in next to a hedge on a small lane to let a car pass you.. ) really superficial - nothing that's going to cause rust etc .

I say to DH that it's not in my budget to have it all done as I can't afford it and there are many more bills and expenses ahead of polishing my car.

DH says 'don't worry about the money' just get it done. He then asks the panel beater how much for the whole thing ? I interrupt him and say 'it's not doable at the moment I'll do it but by bit when I can afford it. I need to get to work now ' Again DH says 'don't worry about the money just do it'

I jump in the car and drive to work. 5 minutes into he journey DH rings and says 'just text 'John' and say you want the whole lot done I will sort out the money. I say thank you. Text and book it in.

Yesterday I went to pick it up. The price was £350. DH gives me the cash and asks when am I going to get this back ? You need to tell me the repayment plan. I am furious as I didn't want it done now as I can't afford it. !! I am so hacked off with him. He is fuming with me because I am ungrateful..' I did a nice thing for you - I know how much you love your car - you are so rude and ungrateful !

I tell him I have nothing to be grateful for. If he had paid as an act of generosity then absolutely ! Extremely grateful. But in my eyes he has simply moved a debt from the garage on to me for something I didn't want to do now. I couldn't afford the work when it was £250 let alone £350 I only agreed to do it because he was so insistent. !!

Some important information. We have not only separate finances but also live in separate houses. We are 12 years married and in separate homes for the last few years. It may sound strange but works for us. We stay with each other 3-4 nights a week.

DH has always been very secretive with money . I also now think he was just showing off in front of his mates . Looking to be the benevolent husband paying for his wife's car..

AIBU to be really angry to have a debt I had already said I couldn't afford foisted up me

Or am I an ungrateful cow who now has a lovely shiny car but may not be able to pay all my bills next month .- which is my fault for not nailing him down at the time and getting 'don't worry about the money' clarified from the start. ?

OP posts:
Burnamer · 13/07/2022 21:16

@CourtneeLuv @Zeus44
Not the point of the thread but why quote the OP’s OP in your comment? Who did you think we’d think you were replying to?!

WhileMyGuitarGentlyWeeps · 13/07/2022 21:17

Despite all your protestations of how amazing your 'H' and the relationship with him is, I couldn't be married to a man who 'lends me money' and then wants it back. Fuck me sideways. Confused What kind of marriage is THAT? Confused Do married couples really do this? I find this my money is mine/your money is yours, and we both pay 50% each for everything type scenario very odd when a couple is married. Why do you not just pool all your money/finances?

00100001 · 13/07/2022 21:22

WhileMyGuitarGentlyWeeps · 13/07/2022 21:17

Despite all your protestations of how amazing your 'H' and the relationship with him is, I couldn't be married to a man who 'lends me money' and then wants it back. Fuck me sideways. Confused What kind of marriage is THAT? Confused Do married couples really do this? I find this my money is mine/your money is yours, and we both pay 50% each for everything type scenario very odd when a couple is married. Why do you not just pool all your money/finances?

Because they live separately I gather.

Lindasllama · 13/07/2022 21:27

jane1956 · 13/07/2022 18:28

fiddle going on here 3-4 night together what is being claimed in benefits?????

Hahaha... no. I can promise you that neither of us claim benefits .. We both work full time and earn enough not to need that help (thankfully)

OP posts:
Lindasllama · 13/07/2022 21:29

tomatopsste · 13/07/2022 18:42

Living apart clearly doesn't work for you, the marriage is not working at all!

Odd!

What an odd thing to say.

Do you end a marriage because of a single row ? Wow

OP posts:
DrManhattan · 13/07/2022 21:30

Isn't his money your money anyways

All very odd plus he sounds like a prick

saleorbouy · 13/07/2022 21:31

You should get a tub if T-cut next time and buff out the scratches yourself.
Tell him you'll pay £5 a week....😁

GayParis · 13/07/2022 21:32

What is with this his money your money thing?

You're married? What a weird way to look at money if you're married to someone. Surely it's all one pot?

VestaTilley · 13/07/2022 21:32

I don’t understand why you’re married to such an awful man.

FOTTFSOFTFOASM · 13/07/2022 21:33

@Lindasllama If more people did it the way you do it, there would be fewer problems with stepchildren etc. It's an ideal way for two people with children from previous marriages to be married. Nobody actually needs to be with their husband/wife the whole bloody time.

Lindasllama · 13/07/2022 21:34

tencent · 13/07/2022 18:46

How condescending @violetbunny . You are suggesting that the OP is in need of counselling because of her choice of living arrangements. Is your view of life so narrow that you cannot conceive of someone opting for a set up outside of the norm? I happen to have the same set up with my husband, simply because it suits us and we are very happy together. We are no less married for having an unconventional living arrangement. Marriage is what you want it to be, not a societal norm that everyone has to abide by for fear of being judged as needing counselling. What a boring and regressive place the world would be if this were the case.

Than you. !

I have a couple of friends with similar living arrangements and an aunt and uncle who did it for 25 years as Uncles adult son who jointly owned the house .. didn't want dad to 'leave mum'. (Mum was ashes in an urn !) ..

They made it work right up until her death.

OP posts:
GayParis · 13/07/2022 21:34

Also saw you live apart... why even be married if you're going to live such separate lives!?

CelluliteAndSparkles · 13/07/2022 21:34

We both put an equal amount into the household account which included mortgage, utilities, food, school expenses for trips uniform etc.

Youre paying his mortgage?!

surreygirl1987 · 13/07/2022 21:35

See this sounds so alien to me. My husband money and mine is one and the same. It doesn't matter who pays for anything as it's 'our' money. If he has to 'loan' you money, I find that odd - and would consider there are greater underlying issues.

bevelino · 13/07/2022 21:35

spotcheck · 13/07/2022 16:31

Jesus, this is strange

This

Why is OP living separately from her dh with completely separate finances such they argue over a £350 bill. How bizarre.

Wavygravy1 · 13/07/2022 21:35

I seriously don’t get relationships like this. You are married his money is your money and vice versa surely?!

Winkydink · 13/07/2022 21:37

I can’t really understand this dilemma as my husband and I are married which to us means all shared finances, no “loans” and “repayments” necessary.

There are a few celebrity couples who live/have lived in separate houses from their partners - Helena B~C and Elon Musk off the top of my head. So if that part of the relationship works for you OP, good for you!

DelphiniumBlue · 13/07/2022 21:37

How is that a debt when he didn't say it was a loan and you didn't agree to repay it?
Nothing is less attractive than meanness, hope he's got something else going for him.

Ddot · 13/07/2022 21:38

Payment plan £5 a month

Fillet · 13/07/2022 21:45

Why is OP living separately from her dh with completely separate finances such they argue over a £350 bill. How bizarre

Sort of this I guess.

Your arrangements may work for you, but it doesn't really seem to be the case, tbh. It's an odd way to be married.

Lindasllama · 13/07/2022 21:52

CelluliteAndSparkles · 13/07/2022 21:34

We both put an equal amount into the household account which included mortgage, utilities, food, school expenses for trips uniform etc.

Youre paying his mortgage?!

No. Read the post when we lived together we shared the mortgage.

He now has an owned flat but it's not 'his' it's ours. He just lives in it. and I live in it sometimes. He pays for all costs associated to his house. I pay for mine. I rent out of choice because it's a v v unusual unique home that I love and am extremely happy here. My LL and Landlady are next door and are just lovely. (It's also about £500 a month below the market rate)

OP posts:
userxx · 13/07/2022 21:52

He definitely made it sound like he was picking up the tab for the repairs, I'd be pissed off too.

As for your living arrangements, they sound absolutely bloody perfect. Wise woman.

StarDolphins · 13/07/2022 22:00

Your living arrangements sound amazing, I would definitely be up for that if I decide I want another relationship. both get your independence & own space, you see each other loads & most important, you & your children are happy. You absolutely got this right!

TokyoTen · 13/07/2022 22:01

I'd be livid and wouldn't pay him anything. He was showing off to his mate.

WiddlinDiddlin · 13/07/2022 22:01

Actually, given I think he was absolutely showing off to his garage owning friend, billy big balls with all the money..

I would say:

'I thought this was a gift, as I had already made clear I couldn't afford to pay for that sum... I'll go and let John know the job is off as you aren't paying for it and I still can't afford it.'

He isn't going to like that as it will make clear to John that he ISN'T billy big balls with all the money and is in fact a bit of a tit... OR he will let you do that and you'er not out money you don't want to spend. Win win I'd say!