Big Victorian terrace (unless VERY RURAL, in which case I'm imagining a farm house tastefully renovated to the cost of several times my salary).
Children at Private School (which is referred to as "Independent" in the hope of it sounding less elitist).
Has dog who they love considerably more than their husband - and, contingent on recent behaviour, children.
Holidays in Cornwall as an indicator of frugality, studiously ignoring the fact that an all inclusive in Spain can often be cheaper.