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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel fed up of being poor.

540 replies

laptopba · 01/03/2022 18:38

Just that really. Feeling rubbish about how my life has turned out in relation to finances. Its bloody shit.

OP posts:
Hertsgirl10 · 03/03/2022 09:11

@IheartJKRowling

I get what you’re saying here but the person commenting clearly doesn’t mean people that aren’t able bodied. I don’t think she’s taking generally here, and most people when saying a comment like that aren’t talking about anyone that’s got a disability, you’ve taken that very personally when it wasn’t aimed at anyone that has any choice about it.
I don’t particularly agree with what she’s saying BUT I would not take it as she’s talking about every single person, but a lot of people do make bad choices that lead to low wages.. there’s always further education as an option, it just gets harder and harder with the less money people he.
That being said there’s a lot of help for people on benefits and low wages that want to go to college and university, it somehow isn’t common knowledge which is a shame.

Akire · 03/03/2022 09:21

You can’t get UC while studying full time unless you also have children to look after. Most people who could benefit would not then be “actively seeking work”. Help for parents and then childcare costs and housing is great but no kids = very little help.

Landedonfeet · 03/03/2022 09:38

@Akire

You can’t get UC while studying full time unless you also have children to look after. Most people who could benefit would not then be “actively seeking work”. Help for parents and then childcare costs and housing is great but no kids = very little help.
Because studying full time is something of a luxury

If no children, then studying is something you should be doing alongside employment

If children, then much more difficult to be employed AND study AND parent children

Akire · 03/03/2022 09:42

I never said it wasn’t I was just pointing out PP saying there is “so much help” There isn’t.

Of course SOME people can work full time and study over many years but it’s hard on low wage with shift work etc. goodness everyone so bloody aggressive on this thread.

We get it if your poor it’s your own fault you lazy git.

Landedonfeet · 03/03/2022 09:42

Aggressive?

Good lord

HonestwithHope1 · 03/03/2022 10:04

I am sooooo f sick of priveleged shit people. Well seen faux sympathy middle class are well alive on mumsnet

Oooh become a chartered accountant
Work in finance!
Education to get a better job stupid

Put a damn sock in it!

You miserable nimbys would be crying on BBC if people in my job quit en mass due to shit as hell pay for complex work

Privileged wankers.

Lets get it right

Every single f job out there should pay enough to have a good quality of life. No ifs ands or buts.

Rent/Mortgage paid- also preferably having rent max caps in place would actually help people -.-
Bills paid (heating, water, gas, electricity, internet- and yes internet is godamn essential!)
Good food
Transport costs whether that's public or petrol
Some savings
Some leisure

Jfc. Aged 60+ generation got all this AND A DAMN LOT MORE FOR LESS WORK, LESS OF A COMMUTE, LESS RESPONSIBILITIES

We aren't asking for much ffs.

alltheapples · 03/03/2022 10:05

It is hard to study and work with no financial help from parents. My DP works with students and sees the students from poor backgrounds doing this. Some drop out as it is too much - especially on the science course which are the ones likely to lead to better-paid jobs. With study and lab work they spend a lot more time at university. Or alternatively, they are tired and get lower grades than expected.
It is very different from middle-class kids topping up money with a bit of bar work.

Hertsgirl10 · 03/03/2022 10:10

Aggressive ?

If you was talking about me when you said there’s so much help, then you should look it up, The help is out there and people do find it hard, that doesn’t mean that the help isn’t there. I went to college had childcare paid, travel paid and lunch for days I was in were paid, I did up to a level 4 and enough to get a good job. I have children and don’t drive so it was hard work, a lot of hard work but it is so able. I took the help which so many people I know didn’t even know there was loans to enable studying from the government, let alone the childcare or travel money available.

I wasn’t saying it in a well I did it so anyone can way, I said this so that others that aren’t aware could know themselves.
Since I qualified so many of my friends have gone on to do things that they didn’t realise was even an option as it wasn’t something they knew was available.
Not one person knew about the advanced learner loans, no one knew that we can get 4 out and study to go higher in a qualification in college or that they can just change and do any other career they wanted.

I’m not saying it’s easy at all and I’m not doing a Molly mae same 24 hours thing. I’m simply saying that a lot of us aren’t aware of our options and this should be common knowledge.
The loans can even be for online courses and don’t need to start paying back till the next year and have to earn over 25,000 a year before paying back.

Notyourtypicalvirgo · 03/03/2022 10:16

@HonestwithHope1

I am sooooo f sick of priveleged shit people. Well seen faux sympathy middle class are well alive on mumsnet

Oooh become a chartered accountant
Work in finance!
Education to get a better job stupid

Put a damn sock in it!

You miserable nimbys would be crying on BBC if people in my job quit en mass due to shit as hell pay for complex work

Privileged wankers.

Lets get it right

Every single f job out there should pay enough to have a good quality of life. No ifs ands or buts.

Rent/Mortgage paid- also preferably having rent max caps in place would actually help people -.-
Bills paid (heating, water, gas, electricity, internet- and yes internet is godamn essential!)
Good food
Transport costs whether that's public or petrol
Some savings
Some leisure

Jfc. Aged 60+ generation got all this AND A DAMN LOT MORE FOR LESS WORK, LESS OF A COMMUTE, LESS RESPONSIBILITIES

We aren't asking for much ffs.

Well said 👏🏽
Landedonfeet · 03/03/2022 10:28

@Hertsgirl10

It’s wasn’t

Maverickess · 03/03/2022 10:32

[quote RantyAunty]@Maverickess best wishes for your DDs interviews. What career is she looking at to get into?[/quote]
Thank you, and veterinary medicine.

alltheapples · 03/03/2022 10:34

@HonestwithHope1 I agree with what you say except for about 60 plus people. Some of them had shit jobs all their life and struggled. The national minimum wage did not use to exist and some people earned shockingly low levels of pay. The poorest 60 plus were also those who were genuinely poor when younger too. Don't shit on them either.

5329871e · 03/03/2022 10:35

Well, I regret posting on this thread because it was obviously for people who need to vent (fair enough) and not for advice on how to turn things around.

Vent away. Sorry for intruding.

bemusedmoose · 03/03/2022 10:37

same boat! I made some adjustments to my way of life so i had a tiny bit of wiggle room but with the energy hikes coming it's looking like i will be choosing to pay for heat and light or food. A full new uniform and my son's state school is a good 200 smackers! I've tried to stagger out the getting new bits as he grows as i just cant do it in one hit.

It's only me and the kids and there is only so much money a single parent can bring in! Not the life i had planned admittedly but we do our best. Life in the UK is just too freaking expensive. I'm actually looking at moving counties as rent here is insane. |I think i will cry when i work out the moving costs.

FigureItOutNow · 03/03/2022 11:17

This is EXACTLY what’s been happening to me for the last 6 months!

Started with my energy provider going under and it just hasn’t stopped! Add in kids needing new stuff unexpectedly, Grandad that lives in EU getting “death bed” ill and having to go because I love him and I would regret it if I didn’t go.

I’ve generally always been ok financially, tough but ok but the last 12months have seen me completely struggling and have no idea how I’ll manage the next couple of years - retraining so hoping in 2 years to be on a better salary and able to work more without the prohibitive benefits. On part UC as single parent and can’t afford to retrain without UC help for childcare. I upped hours and lost childcare for the month- hadn’t realised that would happen but it royally ducked me over and I’m still paying that debt off slowly.
One thing I’ve learned is benefits don’t encourage you to do better. My bills went up, I decided to work one day extra a week to help with bills, fuel, food cost increases but then lost childcare entitlement and ended up in debt over trying to do the right thing.
I’m one of the lucky ones though because UC are temporary until I finish retraining- no idea how anyone can go into higher education from college to university (2-5years depending what you study) and live on UC with their ridiculous requirements!
Benefits are the issue here - they are a real trap!
And no YADNBU - being poor sucks and takes up so much time and headspace worrying about rubbish. Going to the shops and thinking I only have £13 for food for the week or whatever is a lot of hard work. I’m so so soooo over it and can’t wait to be off benefits and only answering to my employer

Bostromani · 03/03/2022 11:43

Jesus, there's some totally missing the point posts on here .

So real stealth brags as well, basically accusing the OP of wallowing in poverty instead of ' getting on their bike' and doing the magical retraining ( which needs time , energy and travel money that some just don't have).

As for the saving £50 a month thing..I'm baffled as to why that was suggested..being poor means not having £50 a month to save. I know the post was well meaning but it shows a complete ignorance of the OP's situation.

OP, good luck for the future, I know it's not easy but remember to cherish what you have, as well as being fed up with what you haven't.

VelvetChairGirl · 03/03/2022 11:51

I really felt for you reading this and I just wanted to ask if you'd thought about alternative ways of making money like going self employed?

Oh I'd be far too frightened to do that, frankly I only just started having to pay bills and rent etc in 2017, I was akept woman before then first by my parents then the ex, the thought of self assessment ta returns, hell no.

If you're ok with dogs there's an app called rover where you can literally sign up tomorrow and look after other people's pets for cash. My sister in law is doing it right now and she's getting £600 to watch someone's two bulldogs whilst they go on holiday

never looked after dogs in my life, worked six months at a animal in 2001 with the cats/kittens and rabbits and rodents but not dogs, only people with experience of dogs worked with the dogs.

With Amazon it's so easy to sign up and become a driver now too.

cant drive but I have heard terrible things about currier jobs that they barely pay enough to scrap by and if you get stuck in traffic using petrol there goes all your money because they pay a piddly amount and pay by the parcel delivered rather then time. I've applied for Amazon Fresh a couple of times they do pay above minimum wage.

Life is about to get really hard for everyone, make sure you can keep food on the table and the lights on x

oh I'm doing fine and theres always my dad, with all his money seems kind of a waste to get to his age with that much, he's never even had a passport not interested in doing anything and he has a car, never goes anywhere other then the shops, never did.

and no he didnt grow up poor so is frightened of being poor and hoarding money, his family came from chiswick lived in a 3 story 1880s house, owned a nice car, his father was a free lance sports photographer so I have no idea where his tightness came from.

VelvetChairGirl · 03/03/2022 12:08

*Because studying full time is something of a luxury

If no children, then studying is something you should be doing alongside employment

If children, then much more difficult to be employed AND study AND parent children*

of you have kids and no employment its harder to study too, I have noticed most courses in anything but basic computer skills, English and maths are after school hours, because they expect you do in work 9-5 and going to class after work, not looking after kids after 3.30.

theres very little going on during the day when the kids are at school.

BuddhaForMary · 03/03/2022 12:08

@HonestwithHope1

I am sooooo f sick of priveleged shit people. Well seen faux sympathy middle class are well alive on mumsnet

Oooh become a chartered accountant
Work in finance!
Education to get a better job stupid

Put a damn sock in it!

You miserable nimbys would be crying on BBC if people in my job quit en mass due to shit as hell pay for complex work

Privileged wankers.

Lets get it right

Every single f job out there should pay enough to have a good quality of life. No ifs ands or buts.

Rent/Mortgage paid- also preferably having rent max caps in place would actually help people -.-
Bills paid (heating, water, gas, electricity, internet- and yes internet is godamn essential!)
Good food
Transport costs whether that's public or petrol
Some savings
Some leisure

Jfc. Aged 60+ generation got all this AND A DAMN LOT MORE FOR LESS WORK, LESS OF A COMMUTE, LESS RESPONSIBILITIES

We aren't asking for much ffs.

Very well said.
VelvetChairGirl · 03/03/2022 12:12

@5329871e

Well, I regret posting on this thread because it was obviously for people who need to vent (fair enough) and not for advice on how to turn things around.

Vent away. Sorry for intruding.

you'll be back for attention soon enough I am sure
VelvetChairGirl · 03/03/2022 12:17

@bemusedmoose

same boat! I made some adjustments to my way of life so i had a tiny bit of wiggle room but with the energy hikes coming it's looking like i will be choosing to pay for heat and light or food. A full new uniform and my son's state school is a good 200 smackers! I've tried to stagger out the getting new bits as he grows as i just cant do it in one hit.

It's only me and the kids and there is only so much money a single parent can bring in! Not the life i had planned admittedly but we do our best. Life in the UK is just too freaking expensive. I'm actually looking at moving counties as rent here is insane. |I think i will cry when i work out the moving costs.

I'm assuming you've spoken to the school about help with uniforms?

Maybe its because they all know I am unemployed they offer stuff without me asking, they have like secondhand shops for the uniforms, the schools have washing machines and dryers you can use if needs be etc, there is quite a lot and even if your school doesnt have anything there is at least one charity in this country to do with uniforms, they are online and facebook I cant remember what they are called, they advertise for old uniforms with the logos and all that and you can go on their site and search by school to see if they have anything. I stumbled upon them when trying to get rid of primary school stuff.

Maverickess · 03/03/2022 12:21

@5329871e

Well, I regret posting on this thread because it was obviously for people who need to vent (fair enough) and not for advice on how to turn things around.

Vent away. Sorry for intruding.

Yes it was a thread to vent for people in a certain situation, who feel fed up with their situation. And yes, from the thread title on, that was obvious.

Those people may or may not be trying to better themselves, climb their way out or seek to encourage their children out of the cycle, but that part of it wasn't really the point. The point was offloading the mental baggage that being poor brings and feeling heard, and that can be even heavier baggage when you are trying, when you are seeking the openings that you need, fighting for them, and not making any headway.

I'm really glad that you've seen that. Some of the advice given (by many posters, not just you) is really valid, if it had been asked for, some has been downright patronising and bordering on offensive - especially as for the most part, it's been unsolicited.

But I think it speaks to the wider point that I've already made, that the poorest in society are looked down upon, even while being relied upon to provide services we take for granted, and that some use to better their own situation.
Those with illness and injury (or responsibility towards those that do) that put even more barriers in the way, are judged and found wanting by those who have never had the experience of that, or have had it with advantages that others don't have - so a completely different experience.

I find it an interesting look into the mindset of some that their immediate reaction to this topic is to immediately judge, patronise and give unsuitable and unsolicited advice to people instead of empathy and compassion.

BuddhaForMary · 03/03/2022 12:35

I'm self employed and for those saying oh just do that, it's HARD. And the income isn't great if you can't find the clients. It's an insecure income, no sick pay, and if you have time off you have no income. Of course you can work your own hours around children, which can be great, but even that can be problematic. Any training you need to further your career comes out of your own pocket.

The problem with some posters on this thread is that while they're trying to be helpful, they're also coming across as patronising - like those who don't have much money also don't have the common sense to look for ways to better their income or access things like food banks etc. They don't seem to realIe they're talking to EMPLOYED people, some in rolls that we depend upon every day of the week, and they shouldn't even need to be accessing a bloody food bank to feed their families in the 5th richest country in the world!!

BuddhaForMary · 03/03/2022 12:36

*roles even. This bloody phone Confused

VelvetChairGirl · 03/03/2022 12:37

@DoorWasAJar

Why do care workers in this country get minimum wage when even cleaners and retail staff get the living wage? The UK is bad and getting worse, but the worst thing about it all is how propagandised people are and how they’ve been trained to be pathetically grateful for the absolute bare minimum.
what are you talking about? the only difference between the NMW and the LW is age.
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