To feel fed up of being poor.

[laptopba]

Just that really. Feeling rubbish about how my life has turned out in relation to finances. Its bloody shit.

[quote Ellie474747]@laptopba Honestly I come from severe poverty grew up in hostels in some dire areas, it’s took me a while but I’ve ended up better then some people I was at school with who had better situations.

This is how I did it, have a goal to work towards it will help with resilience. Look for other jobs whilst your in one, and take a leap of faith I used to apply for jobs that I hit every point on the person spec for but then I had the shock that you don’t have to hit everything, start taking chances you may get knocked down and fed up but remember that goal allow yourself to have down days it’s ok! Don’t be self critical and start recognising your self worth.

Maybe look at furthering your education. I thought this was out of reach for me I left school with no gcse! But there are lots of grant schemes out there. I went to uni as an adult, I used the student Loan to top up my wages too. People often get worried about having a student loan but honestly it’s not as bad as it’s seems you don’t py back until you earn over £25000 after graduating and then it only a small percentage can be as low as £30 a month. The less you earn the more you get. You also get a reduction on council tax if your full time. I also got in on merit not by having A level they do that for mature students so don’t worry about that.

This may help get better job.[/quote]
Good advice but you absolutely don't have to go to uni to get rich. Many top entrepreneurs didn't. And many uni graduates aren't well off.

My way of getting out of poverty was to set up my own business and just keep raising the fees to clients each year until I was earning a good amount.

No one expects a luxury existence with a basic job but a decent existence surely!?

There is no need for that. She was just trying to help. I get that it doesn't solve OPs issues and nothing will but we don't have to turn on each other.

Sorry quote fail!

I can relate. Both work full time - on the outside prob looks ok. Reality £40K in debt and renting.

I have taken the view the next few years are going to be tough. Focus on what you can do to enjoy life.
If you feel the house feels messy clean / dejunk to the extreme. Every day get out for a walk / do some you tube expertise videos or yoga to lift your spirits.
Get focused on a survival mentality, making the most of every day.

These days, for DCs from the poorest families, not having a guarantor for accommodation and the fear of over £57,000 of debt for fees and maintenance are huge barriers to attending university as a way out of poverty.

@LetHimHaveIt
Thanks for highlighting Acts435 - looks amazing. I hadn’t heard of it before.

@OneRingToRuleThemAll

Can you do anything to change it? Or is there a reason why you're poor other than life just being too expensive?

I started saving £50 per month about 6 years ago and haven't touched it. Savings so add up quickly if you are able to do it little and often.

If someone can save £50 a month, they're not poor, imo.

@MadameTuffington2

Ffs some people are not academic, they are not ‘aspirational’, they just want to do a day’s hard physical work for a wage you can bloody live on!

Exactly this!

So having caught back up on this post 8 pages since I first dipped in, it seems everyone who is poor just really wants to moan. So moan away.

As I said originally, the system is designed to keep people poor.

Opportunity if you're not from a privileged background or born into money is so much harder to find. But at some stage, you either accept you're poor or do something about it. It's not about working harder; it's about boxing clever. Everyone who has posted on here explaining how they got out, boxed clever. Qualifications can help to open more doors, but so can good ideas. The reality is, unless you have privilege or money, it is down to you to open doors.

Managerially, one of my preferred roles is a Belbin Shaper. I've used this many times to move people up organisations, i recently helped a member of my team move from an average salary to almost double that salary through promotion. It was a real fight but she got there cos she us amazing and tenatious.
Find a Shaper you know who can help you build your self esteemed and help you see your talents so you can build on them.

Please carry on moaning as much as you like. As I said at some stage you either accept your situ or you break out of it. It's your choice.

And for anyone who says there are loads who bust their guts all their lives and never break out of poverty. I agree there are. But it's not because those advising different approaches are wrong, it's cos they didn't get opportunity at the right time. IMO, that is the missing ingredient. Don't be like them, use your determination to find the right opportunity for you when you are ready.

Good luck to you all

50pm away? Made my eyebrows raise. If you can save, 36000 you arent poor :-). Most months my overdraft overwhelms me. To take 50pound from it and pay charges is madness.

Op, i feel your pain. I wish i coukd make it right for you. Recently found stuff like too good to go (app) where if get reduced food costs. So i go to morrisons and get a bag of goods for 3.09 instead of 12pound. Now they are out of date today and no choice over what i get. But its food. Also olio, similar. Then local community shop again its close use by dated food by 3 bags for 10pound. Do you have something like that to reduce your food costs?

@MadameTuffington2

No one expects a luxury existence with a basic job but a decent existence surely!?

This is really rude and unkind. Health is wealth and things can change in a flash. Humble yourself.

Sign this, we need to force the government to take the fuel crisis and the cost of living crisis seriously. Share as much as you can.

https://petition.parliament.uk/petitions/605609?fbclid=IwAR1qInjhTVAgpYJobVfUCeP5zTvRynekk_9rfcxB7ewAjhcgcjFYCFuQrV0

@Willyoujustbequiet

Unless and until you've been disabled or in chronic ill health you can't possibly understand the poverty trap. For some the goal would be a day without pain.

Personally, I'd be happy with an hour but you're dead right.

@MadameTuffington2

anyone who works full time should be able to afford a cheap holiday, roof over their head, to pay the bills and to buy clothes and a few bits & pieces. Disabled people should also be able to live win comfortable dignity. It’s 2022 and we are living in one of the richest economies in the world ffs.

That 'should' be the case but sadly its not, especially when you see the disabled being discriminated against over that £20/week that we were denied last year when (financially better off) others got it.

petition.parliament.uk/petitions/608486

[quote Cottagepieandpeas]@LetHimHaveIt
Thanks for highlighting Acts435 - looks amazing. I hadn’t heard of it before.[/quote]
Scrolling back but can’t find
What is amazing?

[quote Cottagepieandpeas]@LetHimHaveIt
Thanks for highlighting Acts435 - looks amazing. I hadn’t heard of it before.[/quote]
You're so welcome. I'm pretty sure it was someone on here who pointed me to it, y'know. I mentioned on a thread about this sort of thing that I'd been upset by a story about a woman who had been done for shoplifting a lasagna. Essentially, she'd promised her son he could have a friend round for tea, which was a rare treat, and then went to the cashpoint and her tax credits had been stopped or something. She was desperate and she nicked a lasagne. The whole thing gave me the rage and I said I wished I'd been there to buy her the lasagne and give her twenty quid or something. And this person said - there's a charity, and it doesn't do that exactly, but it's the closest thing. So I had a look, and now it's my charity of choice. And I've recruited a few friends, too. I think it's marvellous.

@5329871e

Genuine question to everyone on this thread who feels poor. What are you doing with your kids to make sure they’re not in the same position? Are you teaching them to work hard, doing homework with them, making sure they’re top of the class and aspiring to a good career?

You may be trapped in poverty. But in the UK there’s nothing preventing your kids from earning six figures if they make the right choices from an early age and have you to guide them.

My parents were exactly where you are now. And I’m not.

Simplistic view of how poverty happens…

@LetHimHaveIt not sure what CS stands for. But if your background is health and social. NHS pay well on Weekends for CSW roles and nights. If you join other agencies they pay even better. No degree needed.

I blame the cost of rent for a lot of social problems. When we compare renting against ownership we would never be able to afford to live using local rent prices in the same size house the rent is easily 3 times basic monthly mortgage cost and then add on the cost of living increases. Poor people are kept poor by all kinds of factors not least being penalised for being in debt by having to pay more for a prepayment energy meter etc

@Jewel52 @Meklk
When I was very poor, child and adult, we could not even afford charity shops. If you are that poor, with hardly any / no spare clothes, a few changes can at least cheer you up a tiny bit and make a small difference to self esteem etc. it would have done for me. Meklk made a kind and genuine offer. She could easily take her clothes to the charity shop or sell them etc but she is happy to make someone’s life a tiny bit better. She and I were in no way suggesting we would be changing anyones life but just trying to make a tiny difference. Small acts of kindness are appreciated when you are that poor.

Piggyk2

MadameTuffington2

No one expects a luxury existence with a basic job but a decent existence surely!?

This is really rude and unkind. Health is wealth and things can change in a flash. Humble yourself.

I'm confused. The poster was simply saying that while someone with a (basic) job doesn't expect a luxurious lifestyle, it's not unreasonable that they expect a decent existence. There's maybe a comma missing, but it's pretty clear.

I've looked at my own posts and can't see a reference to CS. I'm baffled. I don't know what that is at any rate, so if it was me - apologies. Not a clue what I meant.

And to whomever asked - 'Acts435' is a charity. Google them if interested. 'Acts435' is all you'd need to find them.

@MadameTuffington2

Ffs some people are not academic, they are not ‘aspirational’, they just want to do a day’s hard physical work for a wage you can bloody live on!

I heard in Switzerland the minimum wage is 24$ per hour. Apparently it goes mostly on taxes but in exchange for that, they have one of the best healthcare systems in the world, not like the ailing nhs. And a much higher quality of life.

Why do care workers in this country get minimum wage when even cleaners and retail staff get the living wage? The UK is bad and getting worse, but the worst thing about it all is how propagandised people are and how they’ve been trained to be pathetically grateful for the absolute bare minimum.

@Avidreader12

I blame the cost of rent for a lot of social problems. When we compare renting against ownership we would never be able to afford to live using local rent prices in the same size house the rent is easily 3 times basic monthly mortgage cost and then add on the cost of living increases. Poor people are kept poor by all kinds of factors not least being penalised for being in debt by having to pay more for a prepayment energy meter etc

I do as well. Everything comes back to property prices. Everything is linked to it, from the obvious rent to the price you pay to have your car serviced, hair cut, child care fees even the price of supermarket shopping.

It keeps people stuck, you can’t start a business if the premises are too expensive and more so if your trying to cover extortionate rent. Not to mention big businesses like screwfix and euro car parts being the only ones who can afford the land prices so it forces the little businesses out. Meaning it gets filled with NMW workers instead of the local family doing ok spending their money locally.

Don’t get me started on the pathetic housing stock which is absurdly overpriced, and how this housing ‘crisis’ is actually by design, now. People literally die in the tens of thousands every year due to uninsulated cold damp housing and fuel poverty.