@Packingsoapandwater it could be that a lot of posters are in London. However most Londoners in their 30s who buy are either buying flats or houses in zone 4-6. We truly save £1k per month which goes overpaying our mortgage with post tax income of £4200. We have no DC. we are still fairly young so if we continue working hard to increase earnings, we could probably keep up that savings level with 1 DC esp if we send to state primary school and my MIL helps us with childcare (more common than you think).
We have a comfortable life and holidays. But we do have a small 2 bed flat and no car. We lived at home for 3 years to raise a 70k deposit.
The posts I find a bit strange are the women who can work flexibly, pay childcare for 2, have a 4 bed house in SE, can pay full season tickets (£5k per annum) for DH, have cars, lots of holidays, big pensions. But have been independent and privately renting since age 18 until they could buy a house with garden. So unless they are the minority who can conceive at 40, they would be in their 30s, so in the space of 10 years, they could basically pay rent and save up enough money to buy a 4 bed house in the SE (which in 99% of cases is more expensive than my london flat i.e. more than 400k), plus pay for childcare and maternity leave. Maybe they bought cheaper 10 years ago or something, but I don't think they were actually that cheap so many years ago, esp if you were also renting...
And yes of course a lot of these women with the big houses are probably outside London/SE but i know from stats that most high paying jobs are concentrated in London/SE
In my experience, you have to cut back on some areas to enjoy some comfort in others. So on a S & B thread, i look like quite a fancy person, but on a Property thread, my flat is probably one of the smaller ones. But there are women who seem to have it all...