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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dad gave my mum's house away

181 replies

user1493035447 · 09/11/2021 11:37

Bit of a complicated situation but I wanted views on this. My parents bought their house together, and when my mum died she had a secret life insurance policy my dad never knew about that paid off the mortgage in full.

My dad later got married to what can only be described as a psychopath. He told everyone he had a will in place to ensure my siblings and I (who were still children) would get the family home if anything happened to him.

The marriage didn't last and he again remarried a foreign bride. At the time I was a student and I told my dad of my concerns - if anything were to happen to him it would have impacted the feasibility of my studies but he assured me that my siblings and I would be taken care of. The subject didn't crop up again until late last year when he was terminally ill. In the intervening years he kept telling all his family and friends how wealthy his wife was, and this is something I believed as I was aware she has at least 2 houses of her own.

Last year however my dad announced that he had no will and everything would go to his wife. My siblings and I were shocked. Firstly he had lied when we were younger and if something had happened to him it would have left the family home to his psychopathic wife, and she would just have abandoned us. It would have made life very difficult for us.

Secondly he lied to my granny who questioned him about a will, and if she had know this I am not so certain she would have left him half her estate.

We are now in a position where the wife is getting everything, the house my mum helped pay for and my granny's estate. I don't want to sound entitled as I don't need the money, and would be just as happy seeing it go to a charity that helped my parents. My sister however is struggling to pay for childcare and she is very resentful of my dad now. I do however resent every time I was out with my dad and I insisted on paying for meals and drinks, that I was basically writing a cheque to the wife. I didn't realise how much he had in his bank account until before he died and I would absolutely not have paid for as much as I did if I had know this situation. Over the years I also helped him by paying for half of any repairs he had on the house and I feel as though he isn't the person I thought I knew.

To complicate matters further he told me he wanted his ashes buried with my mum's. However this is something the wife has developed amnesia over and she is in possession of both sets of ashes.

Had anyone else been through a situation like this or have any views on it? I feel it's something I can't get out my head and can't believe my dad left such a mess - as children we seemed to understand the importance of a will. I do understand she was his wife but the marriage seemed so toxic and we were definitely lied to about her financial situation - not that is was something we ever asked!!

OP posts:
nomoneytreehere · 09/11/2021 19:34

Of course often people's state value is in property - this is why tenants in common is important if you want your share to go to your children.

mathanxiety · 09/11/2021 19:36

GET A SOLICITOR.

You and your sister have rights here, depending on the size of the estate.

beachtosunset · 09/11/2021 20:15

@mathanxiety

GET A SOLICITOR.

You and your sister have rights here, depending on the size of the estate.

this

I am so sorry for your loss. For all the heartache of grieving and sorting out the financial mess and mainly I feel the fact that you are feeling neother parents put a solid will in place where you would be protected given the repairs and time you out in.

The more and more I read on MN I shudder at people who feel qualified to have children. Your parents should have sorted this out long ago. Separate provision for you as children.

Boysgrownbutstillathome · 10/11/2021 17:38

The way I understand it is that if someone dies intestate their estate can be divided between close family by the state. That is why wills are so important to make sure the people you want to inherit do so.

waitingpatientlyforspring · 10/11/2021 17:44

Its this sort of situation that makes me want to change our wills to leave our half of the house to the children with a life time interest to the other.

I know I would never do this but I can't be sure that my husband wouldn't re-marry and my children loose out.

I am potentially in this situation with my mum. She lives abroad. Her husband's children had their inheritance as part of their dad's divorce (their mum clearly worried about them loosing out). My mum paid part of this financial settlement when she got with her husband. So in theory, my brothers and I will get the bulk of their estate. However, if she goes first then it goes to him. So chances are high that he changes his mind and it goes to his kids.

waitingpatientlyforspring · 10/11/2021 17:59

@user1493035447

My mum died in 1993 and she clearly trusted my dad. It's very sad looking at how she dealt with things, she gave family members schedules of our activities and even bought out clothes for her funeral. My dad on the other hand just buried his head in the sand. I think the lying about a will was to get my granny off his back, but she could clearly see what would happen without one. Why he lied to us is incomprehensible to me. I think it is a word of warning g to everyone out there to write a fool proof will and even leave things to your children of that is what you ultimately want. It is a complete mess.
Not quite the same but for the last year of her life my Nana repeatedly told me their estate was going to the grandchildren. She wasn't really talking to two of her kids and my uncle told her he didn't need it. She said he knew her wishes. After both died it turns out that they left everything to my (fairly comfortable) uncle. I just don't know why she lied. I wouldn't have expected anything from her so there was no need to say that.
Yarboosucks · 10/11/2021 18:10

As @Guiltypleasures001, are you absolutely sure that your DF was actually legally married to his last wife?

pollymere · 10/11/2021 18:19

It's really sad and it does happen. You may be able to question it as there is no will so seek legal advice. You may have to shake the dust off your feet and get on with your life though. It's not fair or right and you have my empathy but in the end you can't let it destroy you x

Wtfdoipick · 10/11/2021 18:20

Problem with any claim under the rules of intestacy is if the wife was added onto the deeds (you can bet she was) and any joint bank accounts are outside of the estate. There may not be anywhere near enough in the actual estate to make a claim it just depends how things were held.

twilightermummy · 10/11/2021 18:21

This is awful.
Honestly, what type of a human being would even accept the entirety of a will knowing the deceased’s children were being left without anything?
I hope that you believe in karma.

Bellringer · 10/11/2021 18:23

@waitingpatientlyforspring. You should protect your children if you want them to inherit. It's not only marriage, people can just argue and change their mind. Look at mutual instead of mirror will. You can easily change from tenants in common to joint ownershipand vice versa.

wentworthinmate · 10/11/2021 18:25

I have the same situation but on a smaller scale (I did MN about it but very few replies). Father died 6 months ago, had been married for 20 years to a witch who hates me (she is a narcissist and I can see straight through her) and his will (unseen) says to leave everything to her with a verbal agreement to leave me something upon her death. I cannot believe my father actually thought this would ever happen! He was so taken in my her and never had a will until he met this woman. I'm sure he was marched off to the solicitor and told what to put. She was left £250k a couple of years ago (by her mother) and lived in a jointly owned bungalow with my father (mortgage paid). I have heard nothing from her in 6 months and I know I never will. She will steal all my fathers money and I will never see a penny ( I am an OC).

Rhannion · 10/11/2021 18:29

You must speak to a solicitor, it’s obviously not a clear cut situation and you will regret it if you don’t at least speak to someone who can help.
Peter Sellers the actor did something similar. He left nothing to his own 3 children, his fourth wife got everything and when she died everything left went to her daughter from her last marriage who was born years after Sellers died. Horrible and unfair situation

HireStarter · 10/11/2021 18:35

Oh, OP, how sad for you all 💐 I think most of us would feel the same way.

Like you say, the hardest thing is realising that your dad was lying and reckless. And, quite frankly, selfish. His priorities weren't in the right place and he probably wasn't as great a parent as you had been led to believe. No parent should leave their kids with nothing if they are leaving behind large sums. He could have at least left you both with a portion.

I'm not sure what to say really. Whether he truly wanted to be buried with your mum is questionable given he lied about lots of important things.

If it's affecting you badly, counselling may help. Family relationships and expectations are tricky and counselling may help you get some closure even though your dad has sadly already passed.

VladmirsPoutine · 10/11/2021 18:38

Things like this happen with alarming frequency and can really cause a lot of bitterness. I hope there's something to be gained by approaching a lawyer.

EvilRingahBitch · 10/11/2021 18:39

There are three key questions.

What country was your father living in?
Was the house owned as joint tenants or tenants in common? (the Land Registry will tell you this)
What's the approximate total value of his assets (excluding anything held jointly with his wife)

Depending on the answers you may well have a claim on his assets. Don't feel guilty about claiming - if he'd wanted his wife to inherit everything then he should have made a will to make that happen.

Xenia is an expert in this stuff, so if she says you should register an interest in the house immediately then I'd listen to her.

Sudoku88 · 10/11/2021 18:40

Forgive me for saying this, but your dad sounds like an absolute selfish shit. I don’t know how he could have done this to his children especially when your mum paid off the mortgage with her legacy

E17Stowmum · 10/11/2021 18:45

Tough. Only heard your side, but that's the law.
Maybe he didn't want it to go to you, and therefore got his wishes.

Bellringer · 10/11/2021 18:45

Not uncommon sadly

Sudoku88 · 10/11/2021 18:48

@user1493035447

He died a few months ago now, so there is no closure. I tried discussing the will situation when I found out it was a lie but he got very aggressive and said it was none of my business. His best friend got the same reaction when he tried to bring up the subject with him too.
He ‘got very aggressive’ because he knew exactly what he was doing and he knew it was wrong
maybloss2 · 10/11/2021 18:49

Hi op, I just wanted to say that I’m so sorry this hurt has happened with no chance of talking to yr dad about it. I’m with those who suggest asking for yours mums ashes at the very least. Personally I don’t think yr dad deserves to have his with yr mums. Though some might say her death sent him off the rails and the other marriages were just trying to replace the huge hole she obviously left.
I’m afraid it is a case of ostrich behaviour on yr dads part.
I’m not with my daughters dad, so will be having regular convos with them about what I’m expecting for them after I die. I thought at one time I wanted a burial, but actually for those left behind it’s easier to have ashes that can be split. I have also got a will. So has my partner at my insistence (he has 4sons). I won’t be here, so it’s more about what would those left behind want in my view.

Chippymunks · 10/11/2021 18:50

wentworthinmate why didn’t your DF leave something for you in his Will if he wanted you to inherit some of his estate?

ronfa · 10/11/2021 18:58

When this happens I think it's appalling, & even worse that the "step" parent who inherits everything doesn't just share.

Naughtynovembertree · 10/11/2021 19:02

Wow this is so so common, it's dreadful isn't it. The house your dad and mum paid into and built up has gone sideways and totally out of your hands.
It's usually women, the original mother trusting the husband who then goes onto fuck over his original dc.

Naughtynovembertree · 10/11/2021 19:03
  • conversations in law carry no weight.

Get proper legal advice, do things legally, back up with letters of wishes and why.