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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Already given savings, DSS wants more.

520 replies

ScottyandWestie · 25/07/2021 20:09

Posting here for traffic as feeling terribly conflicted and a bit taken for granted.
DSS mid twenties has been round with his girlfriend asking for cash from us toward a house deposit.
Due to covid husband had to take a pay cut and we don't really have anything to give right now.
DSS knows we have a couple of thousand set aside as DSD will be 21 in February and we have approx 5k to give her as we did DSS on his 21st. It's a saving plan we did for each of them since they were young children.
He and his girlfriend were complaining about house prices and I know it's awful, the 5k he had from us seemed to go on holidays and bits for his cycling hobby.
We dont have anything to give and while DSD knows the money is coming to her she has said she will keep it in savings, she has no plans to spend it.
DSS girlfriend was making me feel guilty as her Dad is helping them out, but we don't have the spare cash and we have already given him 5K. It's not our fault he spent it.
I do not want to ask DSD and I feel the money should be protected he shouldn't have any access to it at all but he is pushing my husband, his father to speak to DSD about it.
My husband and myself never had any family financial help, I appreciate getting on the housing ladder was easier years ago but this isn't his money. Also what will happen when DSD needs it?
As I'm not his parent it's awkward but I feel husband should not even entertain the idea of asking DSD to give it to her brother.
Any suggestions?

OP posts:
Undisclosedlocation · 25/07/2021 21:51

Blimey, if I was in the position of the DSD and found out that my dad was contemplating giving ‘my’ money to my odious, grasping little shit of a brother just because he whined and manipulated I would be heartbroken.

SixesAndEights · 25/07/2021 21:51

Just an echo - fuck off DSS!

Hannayeah · 25/07/2021 21:52

[quote QueenBee52]@ScottyandWestie

Why are you allowing DSS's Girlfriend to walk into your home .. and bully your already vulnerable Husband, into handing over your DSD's 21st Birthday gift of 5K that DSS already had and pissed against a wall...

WTAF am I reading.. why is this even being discussed in your home OP . Confused[/quote]
This is what blows my mind!

What kind of ill mannered little shit goes into the home of someone else’s parents and even listens to this shit? Nevermind participating in it. I’m not sure I’d let her back in the house.

StillMedusa · 25/07/2021 21:56

Absolute no.
My DD1 and her (now) husband ..mid twenties wanted to buy a house.
So they saved.And saved. And worked their arses off. They lived with us for two years in order to scrape together a deposit, and lived very simply.
They moved into their little 2 bed place in March and we helped how we COULD.. by decorating, fixing stuff, moving them in.. and they are now proud new parents, knowing they got their home by saving and working hard.
That's adulting.

Canigooutyet · 25/07/2021 21:56

Hope his sister tells him where to go and stop with the guilt tripping shite. Hes had his and can fuck off if he thinks he's getting his hands on mine. Even if I did have spare cash it would be going to my own future or helping dad out. Are you so fucking stupid to think he can magic money out of thin air?

CarnationCat · 25/07/2021 21:57

Please do not go give your DSS DSD's money. She may be laid back now but this sort of thing breeds resentment, giving one child more than another.

A lot of parents don't have the funds to give any money to their children...ever. To expect you to give money because his girlfriend's parents are giving it knowing about your financial situation is really out of order and quite repulsive.

BertiesShoes · 25/07/2021 22:04

Op, why don’t you suggest that DSD opens a Lifetime ISA (LISA) and you transfer 4K to that immediately (the maximum that she can put in per tax year). The Govt adds 25% to that too.

She can only access that money for a house or pension without penalty, so it would prevent any of it going to her brother.

The remaining 1k can be given on her birthday and added to the LISA next April, in the new tax year.

The entitlement of some DC is absolutely astounding, but I shouldn’t be surprised as I had a very entitled sibling!

Canigooutyet · 25/07/2021 22:05

Is it such a surprise that he doesn't want the money to be loaned. It would involve another person having a vested interest in their property. I mean who in their right mind would do this without getting their money protected properly? Isn't this always the advise when pouring money into a house?

BertiesShoes · 25/07/2021 22:07

Where is DSS’s mum in all this?

Assuming that she hasn’t died (apologies if that is the case) - can they not ask her, or have they already asked her?

ChicChaos · 25/07/2021 22:08

If you say no to the gift/loan that stops it, OP. No need to drag it out, get it over and done with as soon as possible. Particularly unfair to drag your DSD into it as well.

Dogvmarmot · 25/07/2021 22:14

@ScottyandWestie

Husband struggles with not giving in but DSS abuses it and DSD does not. Now husband is furious about the manipulation of DSD. I'm not sure between DSS and his girlfriend which ones worse. His girlfriend gets on well with DSD.
both children had equal amounts. Why should she give up her potential house deposit savings for him. Housing is v expensive but it is not going to be cheaper for her. He had his money, you cannot afford it,. Outrageous that he would ask esp after spending his. Imagine how she would feel if you gave her money to him. Good luck with your house buy, sorry we are not financially able to help you again.. and if he continues turn your phones off and move her money elsewhere. they can get a cheaper house or he could get a second job to put more in if needs be.
Micemakingclothes · 25/07/2021 22:14

Your husband really should call his daughter and reassure her that he would never consider violating her trust by giving away the money he has set aside for her. Really if he would even think about doing it. It sends a massive signal that she is less loved and less important.

saraclara · 25/07/2021 22:16

@Micemakingclothes

Your husband really should call his daughter and reassure her that he would never consider violating her trust by giving away the money he has set aside for her. Really if he would even think about doing it. It sends a massive signal that she is less loved and less important.
You obviously haven't read the OP's update. Though to be fair, you're not the only one by a long way.

He's not giving DD's money away. They've already had the phone call.

Milliepossum · 25/07/2021 22:17

OP technically that money is half yours, until it goes to DSD you can outright say no to the greedy DSS, it’s not just your husband’s decision.

Lalliella · 25/07/2021 22:22

This is one of the cheekiest things I’ve ever read. Of course the answer must be no.

justasking111 · 25/07/2021 22:22

Friend has a DSS his granny left him enough money to buy a house mortgage free. He did buy a house but had no money to run it so sold and frittered it away. He regrets that now.

Just because they have a glossy brochure for a dream house doesn't mean they'll be able to pay for everything. Her dad is an idiot

AnneElliott · 25/07/2021 22:24

Goodness how entitled. What a Prince your H and his ex have raised! And as for the GF - brass neck hardly does her justice!

What about DSS' mum? Has he not tapped her up for money yet?

HollowTalk · 25/07/2021 22:25

Hardly anyone in their mid-twenties is on the property ladder and those that are have either inherited and put it immediately towards a home or they've worked incredibly hard and saved everything they have.

I hope her dad is protecting the money he's putting in because sooner or later those two are going to get fed up of each other (selfish people don't exactly get on with other selfish people.)

DaphneDeloresMoorhead · 25/07/2021 22:26

Looks to me like your DSS and his gf need a lesson in cutting their cloth..

ozymandiusking · 25/07/2021 22:27

As we all know on mumsnet, NO is a complete sentence.

QueenBee52 · 25/07/2021 22:29

@ScottyandWestie

Snidey fuckers.. sending his Sister photos of the house and buttering her up.. I'm so glad DSS is not stupid enough to fall for his/her bullshit...

Stand firm on this OP... I can see you're stuck between a rock and a hard place .. but protect your DH and DSS .. from these cheeky brass necked bare faced manipulators....

I'm so stunned at the brass neck of them .. honest Shock

TeaSoakedDisasterMagnet · 25/07/2021 22:30

God please don’t let him have the money.

A distant relative of DH basically kept asking his parents for money. After his father died he basically managed to manipulate his mother to sign over the house to him, meaning she has no money for the care she desperately needs now. When she dies there will be no money left for her other two children or grandchildren or nephews. The selfish relative of DH has basically taken everything and still wants his mothers life savings as he feels it’s owed to him.

Please don’t let your step son get away with that kind of selfish and manipulative behaviour.

Mummyratbag · 25/07/2021 22:31

Bloody hell- how dare the GF make your DH feel guilt for taking a pay cut - who the hell does she think she is? Seriously can't get my head round that.

So they are buying a house they can't afford, with money from other people - what motivation have they got not to walk away and have the house reposessed when the bills get too much?

HollowTalk · 25/07/2021 22:33

@TeaSoakedDisasterMagnet

God please don’t let him have the money.

A distant relative of DH basically kept asking his parents for money. After his father died he basically managed to manipulate his mother to sign over the house to him, meaning she has no money for the care she desperately needs now. When she dies there will be no money left for her other two children or grandchildren or nephews. The selfish relative of DH has basically taken everything and still wants his mothers life savings as he feels it’s owed to him.

Please don’t let your step son get away with that kind of selfish and manipulative behaviour.

That would be classed as elder abuse. I wonder whether she has any legal rights to recompense?
Icantrememberthenameoftheartis · 25/07/2021 22:33

Then he has to rent, like millions of other people have to, until they can save enough for a house deposit.

He sounds spoilt and entitled.