I do feel it is enabling - for those posters who have asked why I don’t work f/t, I do all the school runs, all the school related activities, all the extra curricular activities, all the kids’ meals and washing/cleaning so I think I do pretty well to work 3 days in a highly stressful job. My DH could not run his business if I didn’t pick up all the slack at home
Of all your posts OP this is what stands out to me.
Of course you feel that your DH’s money is ‘joint’ because you are losing out on your own income to facilitate his earning. I do the same thing with my DH and you better believe I see him money as ‘ours’.
The way your DH has behaved suggests he does not view it that way. He simply owes you a monthly payment into the joint account and anything above that is HIS to do with as he likes. No discussion required.
In your situation I would stop enabling and facilitating your DH.
‘I will no longer be picking up the slack for you to work full time as ‘your money’ is obviously not ‘my money’ it’s not in mine or my children’s best interests. I will sort out 50% of the current childcare/extra curricular activities and you will be responsible for the other 50%. You will still need to pay the same into the joint account each month so the deficit will have to come from all that ‘personal’ money you obviously have.’
I would drive this home by simply ‘disappearing’ out of the house when DH should be picking up childcare so he can’t just go to work/ignore it. ‘Right I’m off, kids need to get to school and lunches need making oh and don’t forget X has trampoling at 5pm. BYE’ runs out the door
Then up your hours accordingly and improve your own financial situation. I’d be livid that DD had been slaving in a supermarket whilst her elder brother sat on his arse getting handed £1k per month.