@Oliversmumsarmy - she is unlikely to be better off financially once divorced unless she gets a job. That’s the reality of the situation. He will be very unlikely to be ordered to pay half the childcare - more likely she will just get CMS maintenance for her son which would be a few hundred pounds
But if she did carry on the way she is and say she got a f/t job then what would change apart from her being poorer and running herself into the ground doing everything. Paying for everything apart from 50% of the household bills etc
I doubt a ft minimum wage job, especially in retail where you need childcare on a Saturday or Sunday and f/t childcare with a Saturday or Sunday for 12 weeks of the year when children are on holiday + paying 50% of a mortgage and other bills would actually work out.
I don’t think she would earn enough to cover it all.
If she divorced then if it was 50/50 parenting then the days that her Ds wasn’t with her he would have to pay for child care so that means she would have to pay only 1/2 the childcare costs or at least a few days per week.
He would have his son at least 4 weeks of the school holidays as well so even less childcare she would have to fork out for.
As you say he could be paying her a few hundred per month so that is a few hundred more than she is getting atm
Then with housing she could get a smaller place with the equity, also be able to claim single persons council tax and get some UC
From where I am standing she would be far better off divorced.
Up to the emergence of Covid 19 she was managing to care for her child whilst working around a job and having only £150 per month which is less than £4 per day to spend on her phone, get herself to and from her job and any clothes, shoes, cosmetics, shampoo etc she might need or pay for any days out she might take with her Ds.
I don’t think you appreciate how little her dh is doing for both Moomin Or their Ds.
Even if she wasn’t working and money was really scarce she would still be better on her own.
She wouldn’t have to put up with a guy who brings her down and moans and whinges at her everyday because a worldwide pandemic has made her redundant and even if she could get a job in a supermarket who is going to look after her 6 year old.
As has been said before her dh has no interest in looking after him to do her a favour.
All he cares about is money and the fact atm he isn’t getting any.