They’re both millionaires, they could already be financially independent if they so wanted. But they know their 34 million won’t keep them in their present standard of living forever. They could easily have withdrawn from public life, tightened their belts, kept a flat in KP and bought a property in N America and flitted between the two, living off that pot. But for whatever reason they’re not inclined to do that. When they look at the lifestyles of their mates (George Clooney, net worth $500 million; Elton John, $500 million; Serena Williams, $180 million) they must know that they’ll rinse that nest egg trying to keep up unless they find some way to add to the pot.
Many of us who think Meghan is the mastermind of this plan don’t think so because we have an agenda against the woman- for me it’s simply because I don’t think Harry is capable of thinking of and executing this. He may be a very willing participant (he’s made it clear for a long time he doesn’t enjoy his position), but he’s not come up with this. She’s much more canny and open to opportunity, whereas he’s never had to think long term about a career or finances. The new website was also allegedly made by the same firm behind The Tig.
It just all seems terribly short sighted. They would have escaped in any “slimming down” of the monarchy and would have had a role and income until the Cambridge’s kids were past university age. Now they’ve unilaterally decided they’re off, they can’t expect to be funded to the same extent even by his father (where they admit 95% of their income is from). So there’ll be a funding gap to make up. That’s a lot of mugs to sell in a limited time before you loose your glamour and appeal. And that might happen sooner than they think- neither of them are getting any younger and ex-royals, as someone said upthread, are usually a bit tragic. But anyway, to sell those mugs and promote your charities, you’ll need the press on-side. No exposure, no sales, no money. Which is why I don’t believe that this move is so they can escape the media.