Child maintenance from rich ex boyfriend

[Hanny3]

I recently found out I'm three months pregnant. I'm no longer together with the father. I will be raising the child by myself as the father doesn't won't anything to do with the child.

He has said he will pay child maintenance. He's a very rich guy and comes from a very rich family. He said to me when where together that he earned £15,000 per month after tax (by working for his dad) and that he had other incomes from his investments. He also has a large personal fortune.

He has said he will pay £1,273 a month in child maintenance. He claims that is the maximum he has to pay according to law.

I'm a student and don't have much money. I have asked if he would be willing to pay more the first two years so I can really focus on finishing my studies. He said no.

My mom and my friends are telling my if I take it to court I would get more per month, and are encouraging me to do so. My ex on the other hand says I would get less if I take it to court.

So I was wondering if anyone knows if I would get more per month if I took it to court? And I'm I totally unreasonable if I think he should pay more the first two years while I'm a student?

Some people seem to be talking about the baby's father being on £300k+

The CMS calculator works on gross pay, so the £15k per month he apparently earns is gross - ie £180k per year.

I think the thread title is misleading because £180k per year isn't 'rich', is it?

Plus you’ll get child benefit and presumably tax credits including maximum childcare element as a student.

She’ll not get tax credits as they don’t take new claims anymore. It’ll be UC if anything

and they wont be as op will use the money on herself for the next 18 years

andwhereareyourfucking marbles.

The CMS calculator works on gross pay, so the £15k per month he apparently earns is gross - ie £180k per year.

The op said he earned 15k a month after tax. That means he’s on 300k.

£1273.02 is the maximum the CMS calculator will show for one child with no overnights. So no matter how much someone earns beyond a certain point that’s all it can deal with (gives the same outcome for 15k a month, 300k a year and 300k a month).

You dont realise how lucky you are!

You dont sound ready for a child though!

Someone on 180k may not be rich but it’s way behind most people’s expectations. In any case his salary is higher.

I think the thread title is misleading because £180k per year isn't 'rich', is it?

The OP is second year of uni so could be as young as 18 years old. If her ex is a similar age then it's a massive wage for such a young person. She mentions that he has other sources of income and the ex working in the family business. He could be inheriting loads from his parent/grandparents in the future and they may have helped him get on the property ladder with that wealth meaning more assets.

You're getting an almighty bashing here arent you!!
So here's my two cents.
You'll have outside help financially whilst you're going through Uni. Itll be far more than doable. £1200 a month really is quite the amount for a childs needs.
Especially if you get help with childcare as a student.
My child is now 11, and she has quite a privileged life, in total her expenses are £925 a month, including 1/3rd of the mortgage, 1/3rd of the electric & water, clothes, pocket money, clubs, gym membership, phone contract, Disney annual pass, her share of our annual holiday, school dinners. Her portion of the shopping budget...honestly there isnt any normal sort of living expense that wouldn't be covered in that sort of money.

I think you can do it easily.

You'll be in a decent position when you've finished uni and got yourself settled into a career.

Are you even sure this 15k per month, plus investments, and 'personal wealth' even exist OP? Are you both young? You state he's said he earns that level of income from working for his dad and his family are extremely wealthy. If he has an expensive car, and lives in a nice property with a high disposable income each month. Its not to say it doesn't come from his family paying for it vs him being the 'big I am'. In which case you may find yourself getting diddly squat via maintenance. You really need to suss your own finances for raising a baby before you rely on what may or may not even materialise.

@Genderfree still not answered a the questions then. And still just repeating what people say.

I am not making a floral judgment on OP. I am addressing your points.

She may have a claim which I said.

But she also may not and even if she does, he can hide money in many different ways (cut his hours etc). He has plenty of time to prepare. I am challenging you on the points you are making.

Who will pay her legal bills if stands in court and says he has cuts his hours so he can have a relationship with child. And he wins.

You just keep saying no one can say wether she will win or not. I know that, I keep saying it, you keep repeating it. But wont answer, what the fuck the OP will do if she ends up with a big legal bill. You keep telling her he has to pay more in the children's act.

The other question, again, was answering your point. You said the parents are responsible for paying for the child. But then wont answer about where her responsibility is.

I wont make a judgment on wether he should pay more or not. Because I dont think its helpful to OP. Because more than likely, he will change something which means she doesnt get more.

All the 'he must pay more' support, probably wont translate into real life.

And it matters that she is not ia ex wife as someone compared her to a sahm. Being a sahm is an agreement between 2 people. This has happened here. Nor did they enter a financial arrangement together.

£1,273 a month is a full time wage - if you can't support a baby on this as well as your wage - which i assume is at least full time min wage - so a totaly household income of around £3k then you have a serious problem - and no, living in London is not an excuse, nor is being a student - I, and many others on this board, have done both on lower.

He might not want to be involved but he has worked out the amount and seems to have been honest about his income. Take what is being willingly offered....it's a large amount compared to what most single mothers managed to quench out of unwilling fathers.
Then you need to support yourself if that's not enough and you want to study.
The father supports the child, not you!

Haven't rtft but I'm almost certain that CMS only works to a certain amount. There is another scale for very high earners. Might be worth giving them a call.

He's not your meal ticket
You should investigate transferring your course to A uni nearer your suppprt network and cheaper rent unless you live at home and support your child that way yourself

Upthread the OP mentioned that she wanted the baby's father to get her a property. I'm sorry, but if this is real everything indicates she's on the make. Why not? some posters ask. Why not indeed. But it just leaves me feeling sorry for this child if things don't pan out the OP's way and she's left holding the baby but without the large financial contribution she had envisaged.

why not?

because when the child turns 18 and you get thrown out your nice house, your £1270 a month stops, you're fucked aren't you? because then what?

Rather than spend time wondering what more she could get from this ‘rich man’ it would make more sense to realise at best she has a verbal offer of @1200 per month at present and he has indicated no current desire to be otherwise involved . This means that at present OP needs to cover wider the reality of completing and getting her degree with a baby and toddler in tow on a practical and financial level - even with money juggling FT study , passing exams etc with a child in tow is a challenge . You can’t assume people will help so you have to be aware of how you might manage on your own . And even if you can find the funds and go down the legal route it’s not a quick or even a certain fix .
Generally graduates do earn more so if your degree is likely to lead to better employment prospects with a higher salary then look at how you can do this with a baby in tow . As some others have said you may need to give up temporarily and or relocate ( if so would you be able to access a student loan ? ) . On qualifying and getting a job you’ll also have the added challenge of juggling with childcare until the child goes to school and even then juggling a job with school hours . Good luck .

Likethisone your like a dog with a bone, I’ve explained the legal position because of my relevant working experience. Do you really think I’m saying she’d walk into a solicitor office and she’d be told, yep what a bastard you will definitely win and pay no costs and even if you don’t win don’t worry about the costs , I’m drafting the court document this minute.

It really isn’t worth responding to you again so I won’t.

IrmaFayLear and bonjourfreddie I don’t think the op has mentioned him getting her a house. Wasn’t that someone else’s suggestion.

Hahhahhaa dont respond again. That's fine. It's clear you are quite happy to hand out advice and direction to someone, whilst ignoring potential dire consquences for that person.

I am like a dog with a bone because you refuse to answer. I dint mind admitting that. Quite hypocritical, since that's exactly the behaviour you have displayed. You just keep saying not can guarantee anything. That's the point I am making. So thank you for thay.

The children's act is all well and good. But if you have no way of ever covering your legal costs, have a baby want to stay at your london uni its huge risk to take.

But you just keep spouting without a care of how badly this could work out for the OP.

And still no answer as to why you said parents should be responsible for financially supporting the child. But dont think this OP should. In fact, you dont nee to answer, that's an answer itself.

gender I don't know who said it but its a terrible idea nonetheless.

@ThatFlamingCandle nothing wrong with that but in her current situation she is in no position to have a child. She needs to either move some where more affordable, move closer to family, put studying on hold till later or do it online so she can work. The father has no obligation to finance her during the period she studies. He took responsibility by giving her quite a generous child support so now it is up to her to adjust her life around the child she decided to have.

Well, this example gives hope to the OP!

www.ibtimes.co.uk/boris-beckers-five-second-sex-cupboard-has-cost-him-his-fortune-1627401

Honestly 1200 plus is a dream for cm and it doesn't get included as income in terms of calculating other means of financial support, Such as benefits.

If you are a full time student you will receive support from uc and university/college in terms of childcare.

You can always defer your studies as a baby is hard work.

Your ex does not owe you anything and doesn't need to support you, only his DC.

My ex doesn't pay cm and never has, I've managed, including full time studies and you will too.