He thinks he shouldn't have to work as its no life
You do realise that he is working and being paid handsomely for it.
He runs your bath, makes you drinks and smoothies and you are paying him probably thousands to do so.
When he isn't being paid anymore when your money has run out then the "work" will dry up and you will be replaced by someone who can pay him.
I love him very much and am hoping those feelings are reciprocated
You live with this guy and if you don't run for the hills are going to be spending all your settlement on him and you only hope your feelings are reciprocated.
Judging by your previous choices in men I would run for the hills and stop dating till you can find out why you are attracted to losers.
Or just find fun in something that doesn't involve having a bf.
If you want male company you can always buy it by the hour. It would definitely be cheaper.
At your age you have to be careful of your long term security there is no way of replenishing the settlement when it is gone.
You say you are terrified of being on your own. Move to the coast and get a dog. The alternative is when the money runs out you will be living on the streets. Councils don't give out flats to single 50+ women
You have to be realistic. At a certain age you have to be cynical about the reasons why a guy wants to be with you. It isn't for your youth and looks and the ability to raise a family. You have to look at what the other person is bringing to the table and decide if it is on par with what you are putting down.
Thousands in cash versus turning the taps on and off and making you a cup of coffee
Stop trying to save someone and save yourself