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Sending money back to PIL - WWYD?

215 replies

Namechangedonceagain · 23/07/2019 14:30

My DH is Indian, and his family live in India. They're wonderful, although very traditional. (For example, we had a very hard time convincing them that we wouldn't be moving to India to live with them in their family home as per the tradition, but they have seem to have finally understood this now and stopped asking.)

We have an awkward situation with them regarding money. Traditionally, as a son, my husband is expected to send money back to the family home to support them. There are four people (parents and grandparents) living their permanently, and his sister and her baby live there half the week (the other half with her husband and his family). PIL buy almost everything for SIL and her baby (may be relevent).

So, DH feels really awkward as there's an expectation that we will send money back to them every month. But they don't need the money. They have another house that they rent out which means they can afford all food and everything else they need on a daily basis. They also have a huge amount of property and land which they could sell if they wanted to and be very wealthy. (I don't mean the land that they live on (which is also huge!) - I mean additional unused land which is seperate to where they live and just going to waste. They don't want to sell it but we aren't sure why, as it's really not used at all and worth a lot of money.) Should add - we only think they should sell a small part of it as they should enjoy their retirement and travel, something they've never done - we don't want any of the money!

Here is my confusion. I asked DH why, traditionally, we should send money that they don't need. He said (traditionally) they'd keep any money that we don't use in a savings account so that any left over after their death would be divided between him and SIL. As SIL isn't expected to contribute any money, this seems odd and unfair to me - so we should give them a proportion of our money each month so that maybe in 30 years we can have half of it back? And SIL can have the other half?

Secondly, he said that he thinks the reason his dad is reluctant to sell part of the land is because he wants to leave it (along with all other land) for DH and SIL in his will. Which is lovely but they've both told him they don't need it and would rather he sold it and enjoyed his retirement!

I guess my question is, how would you deal with this? DH and I don't want to send the money (we really can't afford to send money - any contribution would be a struggle at the moment - especially to people who don't need it) and it seems really odd since they are much wealthier than us and don't need it.

Not only do they have a lot of land and income from tenants but they also gifted SIL several thousand pounds when she got married (again, a tradition) while we got nothing (as not a tradition). It just seems a bit unfair that SIL has thousands of pounds sat in the bank which isn't being used (as PIL pay for everything for her and her baby) and yet we are expected to send our hard earned money to them each month so they can potentially just put it in the bank and give us half back when we are old and hopefully more financially secure! There's no question that SIL should or would contribute in anyway.

We love them but we really aren't in a financial position to send money but don't know how to not play a part in this tradition as it will cause offence (we have already upset them by not living with them so are worried this might really make them upset).

DH isn't traditional at all and has lived abroad a long time so sees this whole thing as just as odd as I do. Keen to add also that we don't blame them at all - we know it's just a tradition which is why they expect it. But if we weren't to give them money they would be a bit hurt and also embarrassed in front of their friends and relatives (who use their children's incomes to show off to each other and compete about whose child buys them the most!)

They would never force us to send money or be angry about it - I don't think (although these traditions seem to run deep so sometimes their reactions to our breaking them are surprising).

WWYD?

OP posts:
Itwouldtakemuchmorethanthis · 23/07/2019 15:52

No one else would think this was sensible.
Large parts of the world follow this sort of pattern.

OP is your Dh university educated? Who paid for that? If it was his parents perhaps you could pay it back like a student loan?

MaybeitsMaybelline · 23/07/2019 15:55

Can you not just send a token gesture to keep up with his family's tradition whilst not leaving yourself short?

I also agree that the SIL shouldn't be begrudged anything. This is possibly her only independent income.

Alsohuman · 23/07/2019 15:56

Sorry, OP, but surely you knew about this before you entered a cross cultural marriage? I’m not really buying the innocence.

icannotremember · 23/07/2019 16:00

I wouldn't be sending the money, but then, I'd have known before I got married that this would be expected so I'd have made my feelings on the matter very clear then.

Itwouldtakemuchmorethanthis · 23/07/2019 16:06

It’s an obligation, I don’t understand why it’s an issue???

SunshineCake · 23/07/2019 16:10

If you can't afford it you can't afford it and that has absolutely nothing to do with caring for them Hmm. That's them guilt tripping you.

Greeve · 23/07/2019 16:11

You married an Indian guy. This is completely normal in many other cultures. You should have discussed these things before marriage - these are the practical issues with mixed race relationships - but now, at this point, you just have to run with it. I mean, you could separate finances to ensure that no money you earn goes to the family but that might have serious repercussions for your marriage.

Greeve · 23/07/2019 16:14

In all honesty, the way things are, I'd consider moving back and giving us all a better quality of life and education.

LegionOfDoom · 23/07/2019 16:16

Itwouldtakemuchmorethanthis

This made sense back in the day but in their particular circumstances, it’s just madness. Oil do not need and don’t spend it. You should be saving that money for you and your dc future. What’s the point in getting half of it back in 30 years when you need it now? If they don’t need the money, they should have the sense themselves to refuse it, tradition or not. Your dh will just have to step up and be honest with his parents that you can’t afford it.

Also, the money they ‘gifted’ to his sister was more than likely a dowry for her wedding. That part of it is non of your business.

I agree that some traditions in India do need to move with the times. On the other hand, you married into an Indian family. I’m sure your dh would have told you of the many, many different traditions and rituals that go along with being married to an Indian. It’s just the way it is

onemorecupofcoffeefortheroad · 23/07/2019 16:18

Would they genuinely be hurt if you didn't continue to send them money or is it in fact a form of emotional manipulation. Surely, even in a culture embedded in such traditions, surely they can see this is utterly illogical.

Posters saying that we are heading to a similar model in the UK, well yes maybe, but children only live with parents generally speaking when they can't afford to move out and when they do move out they are not expected to send money back to the parents.

DH's parents should want what's best for you as a family and for you to be financially secure not to manipulate you with tears and suggestions of lack of care because you can't afford to send half your earnings over to India when they are in a far more secure financial position than you. The whole thing is ludicrous. What if you were to use the same strategy - crying and saying they didn't care about you because you have to follow this outdated 'rule' that's immersed in a different time in history. Actually you've got more reason to be hurt about this situation than they have. You are being way too nice about this - I'd be putting a stop to it straight away.

PanamaPattie · 23/07/2019 16:19

Don't send any money. They will soon get used to it. There's no guarantee you will see any money from their will. Let your SIL have any inheritance, as she will probably end up looking after them. Worth every penny.

Purpleartichoke · 23/07/2019 16:22

There is a news report out right now about a complete lack of females being born in an area of India.

Feel good that you are being part of the change in a tradition that leads to very real problems for girls and women.

onemorecupofcoffeefortheroad · 23/07/2019 16:25

And posters saying 'well you married an Indian' so you should suck it up. That's not right either. If we go through life with that attitude: 'It is just the way it is' (my least favourite expression ever along with 'it is how it is' - drives me nuts!) nothing would ever change. We'd all still be living in a feudal England with knights and barons. Things change, traditions evolve, life moves on - we live in a global world and people marry people from other cultures - it's never a case of 'it is how it is'.

Mishtry · 23/07/2019 16:27

That not paying for anything while staying in your parents house as a married woman is totally normal (I’ve had my dad insist on giving me fivers for picking up milk, it’s stupid).

Just stop sending money, if they ask, say no got to save for the kids schooling/first deposit etc. The whole thing doesn’t make sense, it’s probably not actually about money. To them your DH sending the cash is him showing love and respect. Thats the reason this is a big deal to them they don’t need it but they want to show their son is taking care of them. Loads of Indian people break tradition all the time your DH won’t be the first.

Best way to make them understand is to say it’s for your own children, they will most likely get that completely. Tell them how much the degree is going to cost, how much the kids will need for a first deposit etc. They most likely sacrificed for their children they will understand you sacrificing for yours.

ZillaPilla · 23/07/2019 16:27

Sure onemore, but the conversation and action for change should have happened BEFORE getting married.

Alsohuman · 23/07/2019 16:31

Has OP got children? If so, they haven’t been mentioned.

stucknoue · 23/07/2019 16:31

I think your dh needs to talk to his parents, especially his mum who tend to rule the roost in all the Indian families I know. Explain that you are not financially very well off and you are struggling with bills as it is. You are trying to put money aside every month so you can visit but even that is hard.

The sil situation is unusual because in all the traditional Indian families I know, once the girls marry they don't get assistance from the parents, inheritance tends to be clothing and jewellery (often very valuable gold) not land etc.

Don't mention holidays, it's just not a concept that more traditional families would get, my good friends here say their parents cannot understand why anyone would want to stay in a hotel or eat in a restaurant when they have family and this is a normal attitude.

Cherrysoup · 23/07/2019 16:32

young working adults pay everyone’s living expenses. Sound unremarkable and very sensible to me.

Not to me, it doesn't. My parents were working part time until recently (late 70s) and they wanted to give me money. I thought this was quite mad, I work, I don't need their money. They have much more disposable income than me, having received lump sums on retirement and work and state pensions.

OP states her pil don't need the money and have land they don't use. She also says she and he DH are saving to buy a property. Why on earth should she send money to her PIL? Clearly she isn't of the same culture and it does seem a bit odd that basically they'd be saving the money sent then splitting it in their will so it goes back to OP/DH and his sister. They'd be better off investing in property or a decent savings account.

SpamChaudFroid · 23/07/2019 16:36

I do hope OP will be kind enough to answer my queries upthread. I have this sneaking suspicion though.....

Bananacloud · 23/07/2019 16:42

Hmm you could ask them to start sending you and DH money instead Grin

fedup21 · 23/07/2019 16:48

How long have you been married? Are you sending money already? If so, how much?

The situation is honkers-just tell them you can’t afford it.

CSIblonde · 23/07/2019 16:49

They'd have to be very mean spirited to be 'hurt' your skint & can't afford it, because 'it's tradition'. If they're that entrenched, tell them your income & outgoings(not a list, just total amount) & what you're left with each month.

HJWT · 23/07/2019 16:59

@Namechangedonceagain So basically OP, your PIL want YOUR husband to keep to every tradition and if he doesn't they are "deeply hurt" BUT on the other hand, they want there DD to BREAK all tradition and stay with them in their family home not her DH's parents?

Yeah they wouldn't be getting a penny from me 🤔

totalnamechanger · 23/07/2019 17:04

Just skim read and haven’t rtft Shock Grin but all I can say is I understand and sympathise! Feel free to pm if you need.

Puzzledandpissedoff · 23/07/2019 17:33

To be fair, OP did say her DH is against sending the money too. This rather begs the question of whether he's always felt that way - and the further question of why the angst now with OP getting dragged into it - or if he "developed" this view after meeting her, in which case the situation may be less clear (and probably means OP will be blamed by the relatives for leading a dutiful Indian boy astray)

I also doubt there's much point in trying to persuade the IL's that they can't afford to send money. However rich the family are in Indian terms, it seems a given that the west is stinking rich - end of, no debate, nothing further to be said

All OP and her DH can do is decide - hopefully together - what their position's going to be and go from there