Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Should I pay CM for him?

465 replies

MintyPickle · 02/06/2019 02:46

Name changed as outing and sensitive.

I’ve been with OH for 6 years, not married but bought a house together. When I met him he’d just got divorced, he has 3 kids (eldest in 20’s, middle now 17, youngest now 11).

He earns less than me (me £100k pa him £80k pa) We have separate accounts for personal things, I have savings, he doesn’t but we both pay into a joint account to cover mortgage, bills, groceries etc. As he earns less than me and pays £1000 per month child maintenance for younger two out of his personal account (above CMS recommended amount but manageable) it works out that for him to be left with some disposable income after maintenance, car loan etc he pays £1000 each month into the joint account whereas I pay £3000.

I’ve been ok with this arrangement until now but unfortunately he has just been made redundant. I have no problem supporting him until he gets another job, but by the time I have added his £1k on top of my £3k into the joint account, we are left with very little disposable income. Again, ok, I am happy to tighten our belts. But the issue is he expects me to also pay the £1k to his ex for child maintenance. I can’t do this without dipping into my savings.

The issue I have is that his ex does not work and has previously refused to look for a job, so if I don’t pay, this could well impact the kids. We have them 2 nights a week then they are at their mums 5 nights. However I am struggling with the idea of paying my savings to a woman who has done her best to make my life hell for the last few years. I was not the OW and was not even in the UK when they split up but she has badmouthed me to anyone who will listen, including the kids. Aibu to expect her to get a job rather than me spend my savings? I know he has a financial responsibility but he has paid maintenance consistently, at a good rate and has lost his job. If I wasn’t on the scene he’d have to stop paying so why should I pay?

OP posts:
Disfordarkchocolate · 06/06/2019 07:13

Sad and happy about your update, it must be hard even if you now realise he was taking advantage of your sense of fairness. It's very telling his first thought was to ask you to pay not to find a new job asap. Good luck.

Groovee · 06/06/2019 07:20

It makes me sad to read your update. But I think it's the right way to go.

fedup21 · 06/06/2019 07:32

Where the hell did all his money go?!

PoppyFleur · 06/06/2019 07:35

What a fool he has been to let someone as loving and caring as you feel so taken for granted. I’m in admiration of your strength to walk away. You deserve better and have taken the best step forward to achieve this. Wishing you happiness.

Berthatydfil · 06/06/2019 08:00

No pension !!!
Get him to sign for the £5k before he changes his mind.

Tilikum · 06/06/2019 08:05

He earns £80k a year and doesn't have a pension?! Wow. That's another level of financial recklessness.

Well done Minty he has really been taking you for a ride. As a previous poster said; get him to sign for the £5k before he changes his mind!

Walkamileinmyshoesbeforeujudge · 06/06/2019 08:06

One more sleep and the weight dragging you down will be dealt with. He is a total drain op. Get rid.

roses2 · 06/06/2019 08:31

Good for you but expect this to get nasty once he’s had time to think about this. I suspect he will ask for a lot more than £5k once he’s processed this.

woollyheart · 06/06/2019 08:31

Wow! He had hit the big time with the salary he was on. And a partner with a similar large salary.

But he was acting as if he was on the breadline. Not able to put anything aside to support his children in emergencies, nothing put into a pension.

He was assuming that you would always cover him so he didn't need to worry about any of this boring stuff.

What would have happened if you needed support from him? He has made sure that he gets full instant gratification from all your joint financial resources but never saves anything so that other people might rely on him in their time of need.

fedup21 · 06/06/2019 08:34

Do you think he will be able to find another job on a similar salary?

Do you think his mum will be please? Surprised? to have him back at home?

I’m genuinely amazed how he has managed to get this far in life (obviously successful at work and in his relationships) but to be a total useless sponger with money!? What do others think of him?!

Neolara · 06/06/2019 08:52

I'm really sorry for how things have ended up, OP.

IStillMissBlockbuster · 06/06/2019 09:25

You're being smart now. Love is blind you know. I'm so sorry my lovely but how could you have envisaged a future with such a feckless sponger? How would mat leave/pension/anything have ever been sorted? He's useless. Maybe he'll learn, but not if he's always bailed out probably.

You deserve loads better. Take care of yourself x

BlueJag · 06/06/2019 10:02

Very brave decision. It may be his making. You are intelligent and responsible. I think you now realise how much he has been taking advantage.
They are his kids not yours. Very sad but better now than years down the line.

Happynow001 · 06/06/2019 10:06

When we bought the house 4 years ago, I put in all of the deposit, and it was a big deposit due to equity I had from a previous house (legally protected thank god). So since I’ve alsi been paying more than my fair share of the mortgage for the last 4 years, I’ve offered him £5k to get out and get his name off the deeds.
Hi OP. Sorry you are going through this but I applaud your clear headed thinking. Strike whilst the iron's hot regarding his acceptance of the £5K buyout.

As he has no income and no savings hopefully he won't change his mind as that will be his only ready cash which he can use towards the CM, etc.

Be wary that he may get different advice from his mother regarding accepting the buyout from you and may put up some fight if she gets involved or he has second thoughts.

Thank goodness, also, that you legally ring-fenced your house deposit money. Sadly something others have neglected to their detriment.

Good luck during this process and for the future. 🌹

Oldbutstillgotit · 06/06/2019 10:14

Given the history I would be very surprised if he meekly departs with £5000! By the way you sound lovely 💐

SquigglePigs · 06/06/2019 12:04

@Iputthescrewinthetuna Your DP sounds wonderful. Your DD is lucky to have so many people in her life who love her and care about her.

Minty - good luck with everything. It's always sad when something happens that makes you look at someone you love/care about in a different light.

greenwaterbottle · 06/06/2019 12:34

I think you're very brave. It takes a lot of strength to recognise you're being taken advantage of and to do something about it. Well done.

DishingOutDone · 06/06/2019 13:52

We're all in awe OP, you had a CF, you called the CF out.

IggyAce · 06/06/2019 15:19

Well done OP.

AngelsSins · 06/06/2019 15:22

the children are grown and she can’t rely on her ex to pay her way through life forever

What like he’s relied on her to raise his kids for him? I fucking hate comments like this, totally tramples and minimises how much work is involved in raising 3 kids alone, and instead we’re meant to believe that chucking an ex 1000 a month to look after your children, is somehow a bigger sacrifice that takes more work effort.

Moneybegreen · 06/06/2019 15:31

Well done OP. Thank god you're not married.

INeedAFlerken · 06/06/2019 16:09

I'm shocked he has no savings and no pension and no real explanation for where his money has gone?!? Scary.

I think you've done the right thing. I hope you get it sorted quickly before he changes his mind and tries to milk you for more money. Because he's clearly been quite dependent on you to cover everything while he just spent willy nilly!

woollyheart · 06/06/2019 16:51

ThanksDon't feel like a mug.

You sound very generous and fair. But well done on realising he was behaving like an entitled idiot.

Answeringonlyyesorno · 06/06/2019 18:43

Do you have a joint account? Any chance he could wipe out the contents and exceed your overdraft?
Unfortunately people can start to play very badly in these situations.

WhoKnewBeefStew · 06/06/2019 19:04

Well done op Thanks you're not a mug, he's a twat