Moaning about being ‘poor’ when rich

[freetone]

AIBU to think if you are childless, go on 3 holidays abroad per year and live in a 4 bed detached house on a private road then you don’t have the right to moan about being ‘poor’? My DF and his wife have been like this recently. He earns over £150k a year. It shows how far away from reality they are imo. Really gets on my nerves when there are millions of people genuinely struggling. Anyone else experienced people like my Father?

It isn't true.

Its something that not very bright people do in order to justify their prejudices.

@Gth1234 it can’t is the answer. That poster might well have friends that have done that. But she hasn’t mentioned whether those people are single or not, how many kids they have, or anything other than ‘they’ve quit £75k jobs to do part time stuff and claim welfare’. This could easily mean PA in husband’s business drawing minimum wage or dividends for tax reasons while he pulls in £200k a year, claiming child benefit and deducting via tax at the end of the year.

But that wouldn’t fit the narrative

If you earn 100k a year and say out 7.5% of that sacrificed in a pension pot you've a taxable income of just over 84k a year or 7k a month.
Take tax and national insurance off and you've 64.5k a year after tax and ni, or 5.3k a month.

Let's say your accommodation cost on average 2.5k a month for a reasonable property, that's a decent property outside the central zones, you would have 2.8k a month to spend. Let that soak in after accommodation, you've 2.8k to spend.

Lets take 100 quid a week in food, 100 quid a week for a zone 1 to 6 travel pass (actually cheaper but rounding), that leaves you with 2k a month disposable.

Lets be extravagant and say 500 a month in bills which is frankly absurd and you need to shop around but anyway, that leaves you with 1.5k a month to spend how you please. So don't come to us and say 100k a year isn't a lot in london, you're fucking rolling in it. 1.5k a month to spend how you wish is insane.

@tiscold

You’ve missed off the costs for the nanny....

Which somehow leaves less than someone earning 25k- roughly 1800/month net after tax and pension? Who has to pay housing, childcare, bills, travel too.

What isn’t factored into account is school hours jobs are like hens teeth. But pp is going to walk into one, and out again just as easily if being on benefits isn’t as great as she thinks.

Also- getting a PT school hours job is even less likely if you are overqualified.

I don't understand when people say they earn 100k and can't afford to go on holiday ever. I'm assuming their idea of a holiday is different to mine I agree with the OP and some PPs, it is insensitive to claim you are 'poor' on a much higher than average income.

I'm interested in this SE/ London thing. So what would be the equivalent wage living say, in the Midlands, with a particular wage in London? E.g. Is £100k London like £50k further north?

I'm interested in this SE/ London thing. So what would be the equivalent wage living say, in the Midlands, with a particular wage in London? E.g. Is £100k London like £50k further north?

I’m not sure if there’s a direct comparison. There’s a London living wage that is £10.55 per hour compared to £9 per hour outside London so that’s perhaps a good starting point.

TBH, the major difference is house prices and cost of renting. On an average salary you probably couldn’t buy a normal family house within Greater London. You might be able to afford a small house somewhere within commuting distance though. Rent is higher than elsewhere in the country but it is possible to find more affordable rental accommodation if you’re happy to live a bit further out and commute in.

Travel might be more expensive, most people who work will use the tube or bus and if you buy a monthly travel card it’ll be at least £130ish (forget exact amount) and more if you live further out.

Prices in supermarkets aren’t particularly higher than elsewhere in the UK and obviously utility bills are no different. Prices in pubs, restaurants, cinemas etc do tend to be higher but it really depends on what part of the city you want to go out in.

Not sure how helpful that was. It’s certainly not so much more expensive that £100k a year will leave you on the bread line!

what's a holiday?

Travel is generally cheaper in London as public transport is so heavily subsidised in London compared to everywhere outside of London

Public transpiort is not heavily subsidised in London, TFL recieve no subsidy for fares.

They do however generate £5bn in fares and another £1.2bn from Congestion charge and other road related taxes.

The other income is generated by grants funded by the GLA from London council tax and business rates.

London is able to operate a successful mass transit system because it has a mass population. The Victoria line alone, with 13 miles of track and 16 stations, carries more people each year than Merseyrail, the Tyne Wear Metro and the Manchester Metro link combined.

@DianaPrincessOfThemyscira
I think I did mention, both single, one with three kids (a baby + a preschooler + primary age), another with 1.5 year old twins. I don't know about one father's contributions, another has left for a job overseas and the court offsets his maintenance due against the ticket costs to fly in and see the children.

You're still talking rubbish though.

You or anyone else is not better off on benefits than in a 70k job.

Sorry.

Hmmm, someone with 1.5 year old twins has had time to be on maternity, find another part time job, and been in it long enough to say its better than being in a 70k a year job.

Chinny reckon.

Jesus wept. If you can afford a mortgage, childcare, car etc you are already better off than some poor sods. Why are some people so obtuse

Guardian article about bus fares in London and elsewhere - London is HUGELY cheaper
www.google.co.uk/amp/s/amp.theguardian.com/uk-news/2019/may/05/bus-fares-reveal-massively-unfair-gulf-between-london-and-rest-of-england

Urg get in the sea

What this thread shows in spades is that high earnings aren't linked to intelligence or ability

Yep, also not linked to empathy or being in touch with reality

I feel sorry for all these people with no brains, no empathy and apparently no money.