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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to my sister over inheritance?

999 replies

LadyDracula · 29/01/2019 21:56

6 years ago my father died leaving a generous amount to my sister and I (around 35k each) and left a substantial amount (135k) to my two children who are now 14 and 15. It was my fathers wishes for the money to be used towards educating my children as education was something he truly valued, yet at the time my sister and I growing up, he was unable to fulfil.

Fast forward to now, my sister has had 2 children (aged 1 and 3.5). I met up with her for lunch over the weekend for a general catch up and mentioned I have just been buying additional uniform for my Dd14. She said to me that she was looking around local private schools for her son who is due to start school next year and that she wanted to know how much the ‘budget’ was per term or per year. When I asked her what she meant she explained she wanted to know how much money was left for her two children’s education from the inheritance Dad left. When I explained none and that it had been spent (or will be spent over the next few years) on my two dc she went mental and ranted on about how selfish I had been and she had never thought for one second I would spend all of ‘our’ money on my own kids. I was totally blown away and hadn’t for one minute assumed he expected any of the money. My children both attended state primary schools and I only enrolled them at the local private schools for their secondary education. At the time I enrolled my youngest she was only just pregnant with her first child and when Dad left the money in his will he said for X and Y (my kids). My sister was an older first time mother (39) and I suspect my father thought she had chosen a career over a family. I suppose I had that thought too.

My sister left and after ignoring my calls for 2 days has said today that she needs to know my next steps. She went on to explain my best option is to move my children from their current school - including my eldest who is now studying for GCSEs - to a cheaper one and she can have the difference. I told her that won’t be happening and that my children are settled and happy. She then went on that yet again it’s all about my children etc etc.

I have no idea how to make this situation any better and don’t want to lose my relationship with my only sister over this. I am a single mum so there’s no way I could ever afford to subsidise the costs either to appease my sister and give her some money. Equally I do feel awful because I know there’s no way her and her DH could afford to pay for a private education for their children either, and now she feels like her kids have been treated unfairly.

OP posts:
theworldistoosmall · 29/01/2019 23:54

And how do you suggest the op would have been able to stretch the money to a 3rd child?
Considering it's not her money.
But yea great, let us drag the kids out of school. Split the cash and the op ends up in prison.

PyongyangKipperbang · 29/01/2019 23:55

If OP had a 3rd child I wonder I'd she'd have stretched the education fund to cover that child, even though they weren't named in the will

Interesting question, but again it depends on where the money is. If it was paid into a trust with payments for her 2 kids education being the only funds released then she couldnt have "made it stretch".

JustTwoMoreSecs · 29/01/2019 23:55

Why didn’t the sister say something earlier???

RageAgainstTheVendingMachine · 29/01/2019 23:56

Money should have been saved and used for uni fees in any case

zzzzz · 29/01/2019 23:56

This reply has been deleted

Message withdrawn at poster's request.

Contraceptionismyfriend · 29/01/2019 23:56

Considering the OP said she's had a hysterectomy I don't think she ever had to consider a surprise third child.

Ribbonsonabox · 29/01/2019 23:57

Also your sisters children will be completely fine in state school. Its not a bloody death sentence.... I'll tell you what is damaging though.. moving children in the middle of their gcses and remortgaging their home. Dont prioritise your sisters anger over the welfare of your own children. She may kick off and cut contact with you but actually her children will be completely fine. This is not your fault op and you are not responsible for sorting it out at great personal expense.

RCohle · 29/01/2019 23:58

Given the OP has said she had a hysterectomy I think speculating about what she may have done had she had a third DC is in slightly poor taste.

AuchAyeTheNo · 29/01/2019 23:58

I actually don’t think this is your fault OP!

If the Will has your DC named then tough cookies. Yes it’s unfair but unless there was trust created for any possible future grandkids then you have acted quite rightly. Unless you were the executor of the will, how were you to know your sister wasn’t left anything else?

SilverBirchTree · 29/01/2019 23:59

@JustTwoMoreSecs it appeared the sister was under the impression that there was a trust for the education of grandchildren, and assumed her children were included.

I don't think that's unreasonable depending on what she was told, whether she read the Will herself and what the wording was.

And @LadyDracula never said otherwise.

I'm surprised more that @LadyDracula just went about spending the money without raising the issue. She was the one dealing with the money and presumably had more information about the terms of the Will.

Are you the executor OP? Presumably you're responsible for the trust as you've been spending the money

Schmoobarb · 29/01/2019 23:59

Also the OP clearly states she’d a hysterectomy so the mythical third child would have been about as likely as Mystic Meg telling the dad at the time he made his will he would have another couple of grandkids to provide for.

This thread is ridiculous. Poor OP and her poor dad who was just trying to do a nice thing for his presumably much loved grandchildren. I can’t believe the sympathy for the sister who is an entitled CF of the highest order.

notapizzaeater · 30/01/2019 00:01

You might not be able to remortgage.

Is there any left that you could let her access ? Presume you have enough to pay till they finish school, perhaps try and get a reduction in fees

ChrisjenAvasarala · 30/01/2019 00:01

@theworldistoosmall

We don't know if it's her money or not as she has refused to answer with specific information.

The kids names were mentioned but there are 2 ways that could have been done.

1 - they were the actual beneficiaries and the money is in an account which can only be acceaaes for school payments.

2 - it was all left to the OP, with a little note from her dad saying "35k is for you, and I am giving you 135k more than your sister so you can pay for your children".

If it is the 2nd option, then the money is here and can actually be spent anyway she likes. When her sister settled on 2 kids, the OP should have thought about what her dad would have wanted (and she said he'd want them all to have something).

If it is the 1st, then nothing she could have done.

She's been asked a few times by different people which option it is, but won't answer. That might actually be an answer in itself and she doesn't want to admit it.

I'm hoping it's the 1st, because then the sister will need to accept it and OP can move on.

Contraceptionismyfriend · 30/01/2019 00:03

Even if it's the second the sister doesn't have a claim.

Saying it's what her father wanted is pointless. If he wanted something he should've put it in a will.

PyongyangKipperbang · 30/01/2019 00:04

She's been asked a few times by different people which option it is, but won't answer. That might actually be an answer in itself and she doesn't want to admit it.

Actually she has answered that the kids where named in the will. What she hasnt said is the exact wording, and why the hell would she know that off the top of her head? I know I wouldnt.

She doesnt owe you an explaination or to hang around on this thread to answer every single question put to her!

Bungalowbeth · 30/01/2019 00:04

Jesus, why didn’t your sister complain about the complete unfairness about how the will was being split at the time?

Mumshappy · 30/01/2019 00:05

Ive got a bad feeling its the 2nd option @chrisjen given the OPs comments about the sisters financial set up. I think she reasoned her dcs were more deserving.

SilverBirchTree · 30/01/2019 00:05

Wills are never just about money.

People fall out over Wills because they are a perfect storm of grief, loss, feeling judged or rejected by someone you can't argue with, mortality, family, childhood injustices, and so much more.

The money is not as important as the relationship. You have damaged your relationship with your sister. She is distraught that you and her father were careless and did. Not. Even. Think. Of. Her.

Do something to show that she matters to you, and that she mattered to your dad. It doesn't need to be all the money, but I think you need to make a grand gesture if you want to keep this relationship.

And yes, the wording of the Will is really crucial in terms of whether you can redistribute the money in trust. But there is nothing to stop you acknowledging that it is unfair and paying her a sum from your own resources, even if it causes you some discomfort.

Contraceptionismyfriend · 30/01/2019 00:06

Her children are more deserving 🤦‍♀️

Ribbonsonabox · 30/01/2019 00:06

The sister should accept it... her children will be fine they have not even started school yet.... the money that the op could scrape together now to give the sister will not put her children all the way through private school... but it would prevent the OPs chikdren from staying at their schools where they are happy and settled and about to do exams.
I would not do this to a family member. It's not worth it. Making someone remortgage their house because of a will! Is sending your kids to private school really worth that?
Not for me certainly.
Shes trying to take money off her nieces and nephews. Yes for her own kids but still off of other kids,
I just think that's a bit low.

ChrisjenAvasarala · 30/01/2019 00:06

PyongyangKipperbang, you would know if the money had been given directly to you in your name or if they money had been put into a trust for the children. So she will know off the top of her head.

She doesn't owe anyone an explanation, but she came on here and started a thread asking what she should do. If the money doesn't belong to her then the answer is nothing. If it does belong to her, and she knows her dad wanted his grandchildren to have it toward education, then really she should have though about sharing it between all the grandchildren at some point in the last couple of years.

multivac · 30/01/2019 00:07

Here's a thought experiment, OP. You say your father valued education, and wanted to provide that for his grandchildren, in the way he couldn't for his children. Why do you think that was? You say your sister 'prioritised her career' in a way that you didn't. Despite, apparently, not having the kind of education your father would have wanted to provide for her. How do you think your father would feel about the disparity between his provision for your children and hers, given those circumstances?

Mumshappy · 30/01/2019 00:08

I was talking in the past tense Contraception - the decision she made and her thought process when her sister had her 1st child.

OhDearGodLookAtThisMess · 30/01/2019 00:08

You have damaged your relationship with your sister.
No, her father's will has done that. The OP is a victim of this too, actually.

But there is nothing to stop you acknowledging that it is unfair and paying her a sum from your own resources, even if it causes you some discomfort. What resources? The OP is a single parent with 2 kids. The only resource she has is her home and she would be crazy to put that at risk.

PyongyangKipperbang · 30/01/2019 00:09

Ive got a bad feeling its the 2nd option @chrisjen given the OPs comments about the sisters financial set up. I think she reasoned her dcs were more deserving.

what a loads of crap.

She doesnt have to reason anything. She doesnt have to justify anything. The money was left for her childrens education. End of. Whether it was left to her or the children in a trust is irrelevant. At no point was any of it left to the sister for any future possible kids and is not hers to claim. The OP used the money for the kids education as her father wanted, which is exactly what should have happened. There is no moral or legal requirement for her to do anything else.

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