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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to my sister over inheritance?

999 replies

LadyDracula · 29/01/2019 21:56

6 years ago my father died leaving a generous amount to my sister and I (around 35k each) and left a substantial amount (135k) to my two children who are now 14 and 15. It was my fathers wishes for the money to be used towards educating my children as education was something he truly valued, yet at the time my sister and I growing up, he was unable to fulfil.

Fast forward to now, my sister has had 2 children (aged 1 and 3.5). I met up with her for lunch over the weekend for a general catch up and mentioned I have just been buying additional uniform for my Dd14. She said to me that she was looking around local private schools for her son who is due to start school next year and that she wanted to know how much the ‘budget’ was per term or per year. When I asked her what she meant she explained she wanted to know how much money was left for her two children’s education from the inheritance Dad left. When I explained none and that it had been spent (or will be spent over the next few years) on my two dc she went mental and ranted on about how selfish I had been and she had never thought for one second I would spend all of ‘our’ money on my own kids. I was totally blown away and hadn’t for one minute assumed he expected any of the money. My children both attended state primary schools and I only enrolled them at the local private schools for their secondary education. At the time I enrolled my youngest she was only just pregnant with her first child and when Dad left the money in his will he said for X and Y (my kids). My sister was an older first time mother (39) and I suspect my father thought she had chosen a career over a family. I suppose I had that thought too.

My sister left and after ignoring my calls for 2 days has said today that she needs to know my next steps. She went on to explain my best option is to move my children from their current school - including my eldest who is now studying for GCSEs - to a cheaper one and she can have the difference. I told her that won’t be happening and that my children are settled and happy. She then went on that yet again it’s all about my children etc etc.

I have no idea how to make this situation any better and don’t want to lose my relationship with my only sister over this. I am a single mum so there’s no way I could ever afford to subsidise the costs either to appease my sister and give her some money. Equally I do feel awful because I know there’s no way her and her DH could afford to pay for a private education for their children either, and now she feels like her kids have been treated unfairly.

OP posts:
notdaddycool · 29/01/2019 23:45

The problem is awful drafting of the will. Your dad’s generosity could pull the family apart, I’m sure not what he had in mind. I think you need to put yourself out a bit, you might not be able to pay half back but do something or you won’t have a sister.

maddening · 29/01/2019 23:45

Pull youngest out, eldest completes gcse and state 6th form college and the remainder puts the last 3 through 6th form privately

BrightYellowHat · 29/01/2019 23:45

Teddy1970 - op was left 35k by her dad too. That's separate from the kids money. So she hasn't done anything wrong.

7yo7yo · 29/01/2019 23:46

Do not remortgage and do not pull your kids out of school.
What if sis decides to have another 2 kids??
What will you do then? If she had two more than you?
This wasn’t your decision it was your dads. It was his money and his will. Respect it.
I feel the damage is done.
It’s not you putting a price on your relationship it’s your sister.

Schmoobarb · 29/01/2019 23:47

None of the virtue signallers on here suggesting OP do so would remortgage their house either btw

theworldistoosmall · 29/01/2019 23:48

Teddy1970 - 8Have I totally misread what the last OPs post said? £135k for the OPs kids education, fine ok, but she said she spent £35k of the inheritance paying off her mortgage? Really? if that's true OP then that's bang out of order..*

Why is the op bang out of order for throwing the 35k she inherited, the same as her sister, into her mortgage?
It made financial sense to clear a big chunk of biggest debt.
The money was inherited 6 years ago.

ForaSheepAsALamb · 29/01/2019 23:48

I think your sister's just trying it on. Does she usually try and guilt you into stuff?
She must have read the will. The money was paid to you in trust for the kids.

Contraceptionismyfriend · 29/01/2019 23:48

I can't believe the amount of snowflakes on this thread.

The OP owes her sister nothing!!

They each got a lump sum. Op spent it on her house. Sister did whatever.

The two children got the largest sum.
The children who their father saw enter the world. The children he saw grow and had hopes for.

OP. Tell your sister that that money is your children's. You have no say in it. You have no control over it.

It sucks her children didn't get to meet your father and benefit from his assets.

Now she either needs to find the money herself or shockingly send her children to public school.

Do not put yourself in a dangerous financial position that could seriously endanger your own children.

If your sister wants to throw a tantrum then let her.

Shodan · 29/01/2019 23:48

I'm wondering about the will.

If, as OP has stated several times, her children were named in the will, and the £135k left to them was specifically for their private education, then I assume that the sister would have known this already.

Which means that when she decided to have children, she would have known that the money wasn't for them, but was chancing her arm anyway.

Time and again I, like other pps, have seen on Mumsnet that people are entitled to leave whatever they want to whomever they want in their will. In fact, I wouldn't mind betting that if the sister had been the OP, a raft of people would be stampeding on to tell her how entitled she was being, the money wasn't hers etc and she had no right to feel like she should have some.

The will has been disbursed as your dad wanted, OP. I don't think that you're under any moral obligation to your sister- you have acted according to your late father's wishes. It is not for you, her, or anyone else to overturn those wishes. Most especially, don't even think about remortgaging your house.

DingDongDenny · 29/01/2019 23:49

To all the people saying 'I would never do that to my sister' You know what I would never do to my sister - ask her to re-morgage and put herself in financial shit when she is the single mother to two kids

Especially if I was financially secure with 2 incomes coming into the house.

I also wouldn't ask her to take her 2 kids out of school.

PyongyangKipperbang · 29/01/2019 23:49

Teddy1970 Again..........she didnt spend a penny of the kids money on her mortgage. RTFOP properly.

Bernadetteloves · 29/01/2019 23:50

Jesus - I would split the money.

itswinetime · 29/01/2019 23:51

It's not a banks internet rates. A financial advisor plans for school fees. I earn on low risk about £6-7k a year on £100k. Remember years of untouched money prior to secondary too

Sister was 37 when df died and had dc one at 39 who is now 3.5. So df died 6ish years ago OPs eldest is 15 so started secondary 2years after the inheritance and sibling a year after that. There wasn't that long a period of money being untouched.

EdtheBear · 29/01/2019 23:51

Ok what ever you do don't reportage your house for your sisters kids. As much as I think more though should have been put into how the cash was divided and spent. A single parent giving up that security is bonkers.

Offer some assistance when your kids are of your hands and sisters are at uni not a penny before.

HaudYerWheeshtYaWeeBellend · 29/01/2019 23:51

Teddy it’s bang out of order that you simply cannot read what’s written in black and white!!!

The OP hasn’t spent £35k of her children’s inheritance.

The OP spend £35k that was left to her by her late father.

The children received an additional £135k that was completed separate to the OPs inheritance.

snowbear66 · 29/01/2019 23:51

The real question is
What do the children want to do with THEIR money.
They may not want the money they inherited to be given to their cousins, I'm not sure my son would be too keen on that.

Contraceptionismyfriend · 29/01/2019 23:52

@Bernadetteloves and how do you suppose the OP does that. Considering the money isn't hers to split?

everydaymum · 29/01/2019 23:52

If OP had a 3rd child I wonder I'd she'd have stretched the education fund to cover that child, even though they weren't named in the will. No different to the sisters children.

Contraceptionismyfriend · 29/01/2019 23:52

The children won't get a say.
The money has to be used in their best interests. Handing it over to a random is not in their best interests.

Ribbonsonabox · 29/01/2019 23:52

Bernadette loves how can she split the money when a fair sum of it has been spent and if she split the rest of would involve taking her children out of their school during gcses? When this money was specifically left to those children...

PyongyangKipperbang · 29/01/2019 23:53

Jesus - I would split the money

How?

Given that the info from the OP indicates that it was left to the kids and therefore is not the OP's to split?

multivac · 29/01/2019 23:53

They may not want the money they inherited to be given to their cousins, I'm not sure my son would be too keen on that

shudders

Ellie56 · 29/01/2019 23:53

Your sister is viewing this situation as you having had the £170k money which you are refusing to share. This is not the case if the money was left to your children, specifically named in the will. They inherited the money in their own right and it cannot be given to anyone else, however unfair that seems now.

It is good you are seeking legal advice -maybe it would be a good idea for your sister to go with you so she can hear what the solicitor says too?

And I agree with other posters that remortgaging your home (and your DC's home) is not a good idea.

Teddy1970 · 29/01/2019 23:53

Ah! I read it as if she'd taken the £35k out of the £135k meant for their education on the mortgage..the original £35k left to OP wasn't part of the issue/problem which is why I never thought was needed to be mentioned iyswim..right, I'm with you..sorry for my last post OP, I got confused.

multivac · 29/01/2019 23:54

This thread couldn't be more mumsnet.

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