I think I have a cf

[Ourmaud]

So we live in a cul de sac and facing the road is our driveway and side garden. Front door is on the other side. For a few weeks I’ve been noticing the same car driving up blocking the dropped kerb for our drive and a lady getting out and having a fag sitting on our garden wall.
That’s fine, I haven’t needed to go out when she’s been there. Her habit isn’t affecting me.
This week I was picking up the dogs mess and noticed that there’s tons of fag butts in my garden. She’s obviously just been slinging them over the fence.
Today I waited till she arrived and I went out to her to ask her to take her rubbish with her and not throw them in my garden. She told me to get fucked and she will do what she likes.
I didn’t really have any comeback for that so scuttled back inside.
Being both a coward and a nosy bitch I jotted down her car reg. Lo and behold the DVLA website says it’s not mot’d.
WIBU to tip off whoever enforces those things next time I spot her? She’s pretty regular time wise.

A driver without MOT can claim against someone else because it's the other driver's insurance they're claiming against. If the driver without MOT was at fault their insurer would likely not cover any claims made against that policy.

Not quite. If it could be shown that the incident happened as a result of something being faulty that would have been picked up on a MOT test, the claim could be reduced or refused. Very few insurers have holding a valid MOT as a contract term.

Only just seen this thread but it’s brilliant! Your MIL is awesome. Hope there has still been no sign of the CF (and that you’re still getting the free cleaning!). Although part of me would love to hear about her turning up and seeing what your MIL does next....