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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be embarrassed to live in a terraced house?

415 replies

Whysosad · 07/11/2018 21:14

I know IBU and sound snobby. I'm prepared to be flamed for this post but please read entire post!!

This is an insecurity i have never spoken openly about (although touched on it in counseling). So i may not articulate myself well!!

I grew up poor to a single mother with 5 kids. The houses we grew up in were always terraced houses. Not the nice big town houses or the lovely 3 storey victorians. Think more coronation street. The fact they were massively cluttered and cramped didn't help. My mum decided to send me to senior school in a affluent village away from the poor area we lived. All my friends lived in big detached or semi detached houses or new builds. Their houses were always decoated nicely and were so modern with decking in their back gardens and a nice conservatory. Even my friends who werent so well off and didn't have the latest clothes or go on holidays still somehow lived in a nice house. I was the only person i knew who lived in a terrace house surrounded by terraced houses. I knew one or two people in my year that lived in terraced houses in the village but they were cottage terraces so still nice and smart. The people i grew up with were never aware they lived in what i thought to be 'nice houses' as it was just the norm to them i suppose. Everyone lived in a new build, detached, semi or cottage. The housing association flats on the outskirts were new builds and very modern inside.

I know it sounds bad, but i would be embarrassed to have my friends stay over or see where i lived, even as young as 11. I always wondered what they were thinking as they left their lovely clean minimalised semis or new builds and pulled up outside my terraced house on my grim street. I remember when my mum decided to sell her house to move closer to my school i begged her to get a 'new build' or semi. Or if it had to be a terrace, then a terrace where it was only 1 of 5 terrace houses like the little cottage terraces. To make matters worse my friends dad was an estate agent who sold new builds and when he saw my mum was selling asked my mum to come view the houses he was selling. I remmeber being mortified inside knowing we could never live there. Instead due to costs my mum bought another terraced house on the 'grim' outskirts of the village which was considered a deprived area. There were mattresses and sofas outside peoples houses and i was even more embarrassed. I feel awful writing this as i know she did her best so don't blame/resent her in anyway at all. I remember that in my young teenage mind i couldn't understand why everyone else could live in nice houses and we couldn't. I couldn't understand why even my friends whos parents were shop assistants or worked in a factory were able to live in a nice house but my mum who had a good job couldn't.

Anyway, fast forward to now. I was always adamant and fixated that i would live in a new build or semi or detached. Its been a dream for me (weird i know). Due to growing up skint I've always been very good with money and a saver not a spender. I've got a professional job and a good salary. When it came to buying my house despite my longing, my sensible head decided to override my wishes and i decided on a small 2 bed terraced house as i was buying on my own with no kids.
My mortgage is TINY and i don't need anymore room for just ne. It makes such financial sense.

However, despite being an adult and in my twenties with plenty of time to move up the property ladder, I'm still embaressed about where i live. All my work colleagues live in new builds, semis or detached houses. Literally EVERYONE. My friends who rent, rent nice houses. My friends who own, own nice houses. My single friends live in nice modern flats in the city centre. No one else lives in a terraced house like me. I feel the exact same way i did at school.

In my line of work a lot of our clients live in houses just like mine. I think i find it quite difficult because my colleagues, the 'professionals', all have these nice big houses and then our clients who often live in poverty, live in houses the same as mine.
I keep assuming people think I'm scruffy and somehow inferior. Its illogical thinking.
My friends came to view the house with me and all said it perfect/lovely/cosy. But i know for a fact they themselves would never live there!! It felt almost patronising for them to be praising my little terrace on a shit street when they all lived in their nice detached houses with garages and drives. Its so hard to go from having drinks at their houses with their dining rooms and hallways to then my house.

Don't get me wrong, i love my little house. Its perfect. I've decorated it beautifully if i say so myself. I just wish i could pick it up and place it somewhere else. I'm not even materialistic. I have a 20 year old banger car which i love even though i could afford a new one. Im not bothered about designer clothes or any of that stuff. So I'm not bothered about being showy. Its just this weird complex i have about terraced houses.

Has anyone ever dealt with this? If so how do you get over it?

Does anyone else live in a terraced house and really not care?

Also can people be really honest and state what their opinions are on terraced houses and whether or not they would live in one?

Its such a bizzaire complex i have that i want to get over!!

OP posts:
Twins10203 · 08/11/2018 00:00

I can understand where you’re coming from a little, I grew up in a rough area and my house was far smaller, rougher and unkempt than all my friends (and terraced), I never wanted to invite friends around my house as I was embarrassed. It has reflected on me as I’ve got older as I’ve moved to a far more affluent area and become dare I say it quite snobby about my home, I think this is a result of my insecurities about my house growing up. However, despite this I would always think it best to do what you are financially comfortable with, you’ll be far happier in a terraced house with minimal debt than something fancier with lots of debt.

Twins10203 · 08/11/2018 00:02

Oh and I bet at least some of your colleagues with fancy houses are up to their neck in debt.

SingingSands · 08/11/2018 00:06

I love my mid-terrace. I have a tiny mortgage compared to my friends. It's MY home, and even though I sometimes feel like "the poor relation" compared to my friends, everyone knows they are welcome here and that counts for a lot.

I grew up in a large Victorian detached house, the kind you envied. My mum hated it, she said she was always cold (you just couldn't heat it), it was draughty and intimidating to be alone in.

Give me a cosy terrace any day.

Whysosad · 08/11/2018 00:12

Thank you for your insightful replies.
To read what people think makes me realise how utterly ridiculous I've been.
A bit of a lightbulb moment really!

People are asking why i chose it? Several reasons. The main reason being that as I was buying on my own i don't have any fall back or second income. If i was to lose my job tomorrow i could take up a minimum wage job and be fine financially. I'm of the mindset of just because i can afford something, doesn't mean i have to have it. I think long term when it comes to finances. Yes i could have bought a detached new build, infact i viewed one. However buying it meant i would have been buying it on the basis i would HAVE to earn a minimum of 'x' amount for however many years. Being on my own, i have no second wage to depend on if things went tits up. One of my closest friends is a GP and has a beautiful big house. However if she ever lost her high salary she'd lose her home. Of course i ummed and ahhed and really wanted the house with the drive. But i had to be realistic with myself. I didn't want that pressure.

OP posts:
ineedtostopbeingsolazy · 08/11/2018 00:13

This thread has made me wonder what people thought of the places I lived in!

I grew up in a bit of a crappy flat when all my friends had houses and actually had some money.
I moved out into a horrible flat which was nearly £800 per month almost 20 years ago (London) then I bought a bit out of London it was an end terrace 2 bed ex council house in poor state of repair and not in the best area, but I loved that house I was so proud of it because I thought I'd never be able to buy.

People probably thought it was a shit hole but I didn't care, and I always had people over No one ever said anything!

littlemisscomper · 08/11/2018 00:17

@ferntwist

I watched a documentary once about street children in Mumbai who made money for food by clearing body parts off railway lines. I often reflect on that when I'm feeling dissatisfied with my lot in life.

Flyaway78 · 08/11/2018 00:18

OP it sounds like you've reached a point of realisation that you are in fact very fortunate.

Stop stressing. You have achieved so much at an early age and you are likely to upgrade as you get older and earn more.

AmICrazyorWhat2 · 08/11/2018 00:25

@User1736271537

I'm so sorry to hear about your experiences and you're absolutely right, it's what goes on in a home and the wider community that's really important, not the house size/decor/garden, etc.

A happy home is just that, nothing else truly matters.

TheWiseWomansFear · 08/11/2018 00:28

I live in a flat. I'm just grateful I have a nice home.
My friends rent single rooms in shared houses that smell.

I understand it comes from your childhood and that you recognise it doesn't make sense, but no one is judging your terrace.

If it's effecting you so much then get a bigger mortgage and move...

Singinghollybob · 08/11/2018 00:28

I grew up in a 1930's semi detached house and have bought a 1905 mid-terraced house. We could have afforded a semi detached but I've always loved Victorian terraces and only wanted to buy this style. All of my friends live in newer semi detached houses and i know they wouldnt choose to live in a house like mine, but I love ours . I do miss not having a garden or off road parking but I would never choose to move to a newer house.

BettyBooJustDoinTheDoo · 08/11/2018 00:28

I feel the same littlemiss I watched the Professor Green documentary last night on child poverty in the UK, it was heartbreaking, those poor children living for years in one room hostels with their mum and siblings with literally no food in the cupboards and the devestation on their mental health and well being was painful to watch, they literally dreamed of a little home of their own for their family, and the most tragic part is it probably won’t ever happen for them.

helacells · 08/11/2018 00:29

I understand. terraces are pretty grim, but if that's all you can afford then you'll have to get over it.

AlbertWinestein · 08/11/2018 00:32

The first ever house DH and I bought together was a mid Victorian terrace. We outgrew it once we had 4 kids but there is no home we will ever own that will hold my heart quite like that one. I cried my eyes out when we moved.

Stop worrying about what other people think and make it your home.

TheWiseWomansFear · 08/11/2018 00:35

And, I would definitely live in a terraced house despite growing up in a huge, 6bed, manicured lawned detached country house. They're classic and cosy and make me feel secure.

Rachelover40 · 08/11/2018 00:37

Very weird to be embarrassed about where you live when you're an adult.

Terraced houses such as in Corrie are quite desirable properties now especially if they are old and solid, you can't hear the neighbours through the walls.

I understand you came from a poor background op and aspired to do better than your mum but it's really silly to carry that around with you to this date. People who are embarrassed by such things cannot hide how they feel, they go around looking humble and that in itself is embarrassing.

Just think, some people have had to live in a hole in the middle of the road.

I'm sure your house is lovely and it's only you who thinks negatively about it..

famishedpotato · 08/11/2018 00:40

The reason people our age live in newbuilds is because of the help to buy scam. I don't envy them - the houses are badly built, horribly laid out and have tons of problems that the builders never want to fix. They also usually involve an enormous mortgage, and a high risk of negative equity because they're no longer eligible for help to buy on resale. And of course, plenty of newbuilds are leasehold only - and after a year or so, the builder sells the freehold and the new owner increases the groundb

AmICrazyorWhat2 · 08/11/2018 00:47

Also, as PP's have said, outward "wealth" can be v. deceptive.

I know a few snooty types who have big houses, always new cars, expensive clothes, etc., but I'd bet they're up to their ears in debt and they don't appear to have the character/brains of my less showy friends. Grin

If people are obsessed with appearances, it's often a bad sign!

LunaLovegoodsRadishes · 08/11/2018 00:54

I live in a shitty 2 bed flat in London. I want your house please.

famishedpotato · 08/11/2018 00:55

Oops, sent too soon!

...increases the ground rent.

But you know this. You know they're not a good move financially. That's why you didn't buy one.

You're allowed to have weird hang ups from childhood. Personally I can't bear to get my wallet out in the queue to pay for something as it was something my mum only did when she was anxious about paying. It still makes me feel the hot itchy feeling of shame that everyone knows that you're poor.

But the solution to that is... I don't do it. If you don't like terraced houses, if they give you the itchy armpits of shame, it was pretty silly to buy one. So you need to figure out if your savings on housing costs are worth feeling terrible.

But FWIW, I live in a beautifully decorated terrace on a grotty street and I love it. If people think poorly of me for owning a house outright at 29 instead of having a huge mortgage so that the outside of my house reflects my social standing better, then I think poorly of them for being a blithering idiot.

gladstonefive · 08/11/2018 01:00

I’d rather live in a terrace then having a conservatory. First thing I did was knock ours down when we moved in. Just think they pretentious (reverse snobbery maybe? 🤷‍♀️)

BettyDuMonde · 08/11/2018 01:03

Round here the Edwardian/Victorian terraces are more desirable/more expensive per sq ft than the bigger 1930s-onwards semis.
It’s not because terraces are in short supply either!

Personally I love my terrace (grew up in a 1950s semi with an L shaped living room and a kitchen hatch 🙊). Much prefer my high ceilings and deep skirting boards to anything in a new build.

BitOfFun · 08/11/2018 01:05

"The 'Hygge' is strong in this one" - hurrah!

"Terraces are pretty grim" - booooo 

Home is where the heart is.

EthelHornsby · 08/11/2018 01:06

I live in a terraced house - I love it. Ive lived in all sorts of houses throughout my life as circumstances changed, but this is the first one thats all MINE. It's beautiful, and in my city nearly everything is terraced. I think you either need a change of attitude, or a change of social circle.

gluteustothemaximus · 08/11/2018 01:14

Surely most people live in terraced houses? I don't know any detached properties around here.

You love your home. That's literally all that matters. Anyone who loves you, won't give a stuff about your home. My friends used to happily pile into my shitty bedsit. They were there to see me, not my home.

Try to be thankful for what you have.

3ChangingForNow · 08/11/2018 01:15

@Whysosad

I think you need to know you need to get a serious grip. 80% of humanity lives on £7.50 or less per day.