*I was married at 19, had my DS at 19. It's been a breeze, I've no regrets.
I have a fairly good job, DH has a very good job (although he's admittedly 6 years older).
I don't understand this obsession with owning your own home and huge savings. Yes, a cushion to fall back on is very nice but a lot of people far older will never have these things confused*
Exactly ChipperChapper - there seems to be a tendency to romanticise both how perfect waiting until a certain age to have children is, and how dreadful it is to have them before that magic age. It's much more realistic to be pragmatic about your particular circumstances. I don't lament the fact that I don't own a house - well no, okay, private rent is not perfect, but I don't pin the reason for not owning a house on having kids. We're part of Generation Rent, nobody get get a bloody house these days. There are upsides and downsides to everything, so people who go on about how much of a "waste of life" it is, I just don't understand that - just because you and 19 year old you would not be happy with being a parent, doesn't mean everyone feels that way.
I won't justify my personal circumstances by saying I don't regret this or that, because I don't expect other people to. I don't expect a woman who had kids at 40 to say "Oh, I wish I had them younger, I don't have much energy and my retirement years will be filled with teenagers". Because these, while real obstacles and pros/cons, will suit different individuals, differently.
It's still valid to discourage people in unstable situations to have children willy nilly, you need to be able to support them in all the ways they need to be supported. And no, not all women of every age will be in that position, but some will be, so it's not really for anyone else to project their own life experience or beliefs onto someone else's situation.