OP, I'm replying to your post from a very different perspective. I was 33, very comfortable financially and with a fantastic man in a fantastic relationship, so why shouldn't we try for children?
Started taking folic acid, worked out my fertile period, had sex once and hurrah! Pregnant.
Except, I wasn't happy - I had the 'usual' reaction of being terrified, however that never left me and it got worse and worse and worse. Not just worrying about if I'd be a good Mother, but literally being so miserable and low every-single-minute-of-every-single-day. There was no joy, no happiness and literally no excitement.
I tried desperately to 'be like others'. Talking to my pregnant friend, reading baby books 'What to expect when you're expecting', I even tried to 'go with the flow' and joined the antenatal club on Mumsnet - Except all of that just made me feel more like a 'freak' as I just wasn't happy and being around pregnancy and other pregnant women highlighted the differences in how they felt and how I felt.
My partner was incredibly supportive and said whatever I chose to do, he'd support me - Despite going to the GP and hysterically sobbing saying I wanted to take my own life and getting AD's (first time in my life), it didn't help enough and I made the incredibly painful decision to terminate at 12 weeks.
I'm 35 now and currently I am in the 'No kids' camp. I thought I'd feel differently when I was pregnant - I didn't. I didn't bond with my pregnancy and I didn't feel happy. That's not to say the pregnancy / termination didn't affect me - It will be 2 years on, on 31st October and it still upsets me and it's the biggest regret in my life that I tried to have a baby.
It's great that some women felt petrified and were able to come through the other side and don't have any regrets - I just don't think that's 100% of women and I don't think you could say 100% you'd love and not regret having children, it's a risk you take, I guess.
I'd suggest you need to work out what you really want - What YOU want, and not what your partner necessarily wants.