I take issue with the beern skittles comment, too, but it's the sort of blythe and pignorant comment I expect from the Tories.
I had a damn good career until 20 years ago. If I hadn't become disabled I'd still have it and be earning a good 80K by now. As it is, we own our house, so we can afford to pay for food, bills, and a few extras - but we haven't been on holiday for over 3 years, our car is very old and we can't afford to replace it. I'm doing a nmw job for 3 short days a week which is about all I can manage without running myslf nto the ground and making myself ill.
If I were still earning, we would have lots of disposable income and I could make proper provision for my old age, but as things are, I can't. When dh and I die, dd will be alone in the world and I'd like her to get the house as she loves it, and it would be a helpful asset for her. As it is, it'll get used up on our ancient bones, and she'll have nothing and no one.
No beer and skittles here. Believe me, I know how lucky we are in not having rent or mortage to pay, but if we did, that'd be us down the food bank every week. Just because the 20 years I worked so hard were washed away by a chronic condition I did nothing to deerve.