Wow Delores, thanks for posting that, and thanks for putting it so well - I was starting to think I was the only one, (though the undercover reporter book links clearly showed I wasn't thanks for that too).
Yes that is exactly what has been happening, and I have totally resisted any payday loans etc. My bank won't even give me £10 grace, if I get an interview outside my town in the last weeks of the month, I can't go, I am happy to work until I'm fucked, if the rewards come in at the end of the month, but they don't, and I live so grindingly cheaply, but then look at the supposed spare cash, and there still isn't any. If I do build up tiny amounts, there is always a horror bill waiting somewhere that seems to evaporate it, and I'm facing yet another spring and summer in the same miserable hole as all the other years, and yes, I do get shit wherever I work because as soon as I relax, I say something that reveals education, experience, ability or a wider viewpoint than a small-minded colleague, and then I get the made up mistakes, the nasty comments etc etc. Its not new, and its not because I'm nasty to them, its just what small-time people are like. Its odd because its a well-known phenomenon, but everyone still makes out I'm completely bizarre for experiencing it.
When I was in school I did a temp job in an NHS place, and the chef (female) in the kitchen where I was an assistant said that the domestics were cliquey and weird and nasty to her, and I didn't believe it, then I went to break with them and all they did was bitch about her. I saw a manager bring in a half onion in cling film in and put it in the kitchen fridge, and then the domestics went and 'found' it and were dancing around with it saying 'look at what 'she' did, how weird' half an onion in the fridge, why would anyone do that etc etc etc. Do you know why? She was a bloody efficient chef and they were all fat lazy useless bitches.