My DGM was a "bed blocker" for a time. She needed to be in hospital after a fall and had ulcerated her leg. She was not agreeing to go into a home. But she was living alone, in a house that was no longer suitable for her needs, and services in her area were decent but not enough (and she couldn't cover private services coming more often). As it was, she was getting 2x60 min visits at the start and end of each day and a 30 min visit midday (all of which were slightly shorter in reality as the carers had to include travel time in those slots). But when alone, she had turned on the cooker and burned out a saucepan/kettle a couple of times after she forgot about it, and a few other issues with loss of short term memory.
DM, DAunt and DUncle all did what they could, in their own ways. DM lived 250 miles away, DAunt worked FT (and lived on the other side of the same large city so at least 40 minutes drive when NO traffic at all) and DUncle was very much unable to help (alcoholic, marriage broken up and almost homeless himself). They did manage to persuade DGM to move to a home after a 3rd hospital admission - and had facilitated her getting home as fast as possible in the interim - but she needed more support than was available. I think she spent 6 weeks in hospital on the last admission, and part of that length was because the homes wouldn't accept her as she was now "higher needs" because of the leg ulcer. She then spent 3 weeks in the home before passing away (her last admission had been to a "long stay" hospital focused on elderly patients, and she had then moved to the home attached to that hospital).
My other DGM also spent time in hospital in her last year. But she had different medical needs that were easier to deal with and also a better family support network. She had 1 DD still living at home, 2 other DDs married and living within 10 minutes drive, 1 DS married and living only 15 minutes away, all of whom were involved in caring physically and supporting the care. 2 other DSs were either extremely busy living about 40 minutes away (vocation) or living 250 miles away, but also both involved as much as they were able and supporting their siblings too. And as well as all that actual ability to care surrounding her, they had the wherewithal to fund private carers coming in at times, and to get other supports when needed (stairlift, wheelchair, hospital bed and hoist etc) to help them caring for her.
Both DGMs were living in the houses that they'd lived in all or most of their married lives, and were in their 90s at that stage. They had friends and neighbours still around. At that point, it would have confused both even more (and both had short term memory problems) if they had to leave their familiar surroundings. And in both cases, they wanted to be independent, and generally were until very close to the end. (DGM1 had been over to visit her DD2 on Christmas Day still pretty spry, but ended up in hospital for her 1st stay in mid-January and did spend a significant amount of time at home again in between the 2 stays, before going back in to hospital in early June and dying in July; meanwhile DGM2 had been admitted for roughly 4 weeks the previous autumn for an infection, got home and was up and about at home until Christmas, but was mostly bedbound from shortly after Christmas until the Monday a week after Easter when she died).
Both were considered bed blockers, even though both were in beds for longer stays and were in hospital for medical needs. In both cases, the family did what they could. But there was a big difference between a large family still physically close and able to assist (including a number who were already retired themselves so able to do more), and the smaller family more geographically spread and with less financial resources to support their DM.
DGM1 had had double bannisters fitted to the stairs years before, a downstairs bathroom built with a shower and a seat, upstairs bathroom had grab rails and seat in the bath etc, she had phones in every room, and had worked out systems for herself to keep herself warm, fed and comfortable in her own home (a couple of rooms were more or less shut up and not used while she kept a couple warm and uncluttered for her to move around easily in). Meals on wheels came in weekly, DM and DAunt kept her freezer filled with "granny sized" portions of individual meals and soups for her to just heat up, she had friends who called on her, a good taxi service on call for when she needed to go out, the local shop did some deliveries to older folk like her (community with a good few older people, and who had used that shop for years) etc. But there came a point at which she could no longer be independent and the family were just not able to step into that gap and cover the extra needs. There is huge pressure on nursing home and old folks home beds here, as we have quite a large elderly population, so there is a waiting time to get in.