To ask how much your OH makes so you can be a SAHP?

[justasliver]

Curious. How much does your DH (or DW!) make in order for you to stay at home and not be skint at the end of the month? I don't know how couples do it!

35k here, we have 2 DC and we are very comfortable to be honest!

Reading this makes me think we must have minimal outgoings.

I am a sahm and this is something we decided on before having children. My dh son lived with us (he is all grown up now) before we had children together and it was hard going breakfast club after school club holiday club all very stressful especially as dh worked shifts. When we discussed having more children we decided I would stay at home. It has been very very hard money wise and we have moved area totally but it's been the best for my family. My dh does not earn a great amount but we live on what we have. We have never holidayed abroad and actually not been on holiday for a few years but my children get to do all the after school clubs in school they want and join evening clubs as I am around to take them and pick them up. This was a choice for us and I do feel now my youngest is about to go to secondary school I am looked upon as being lazy nit working but it was our decision. Income I don't think makes a difference you just have to be able to afford to live and make adjustmemts where needed.

I earn about £80k and we'd be better off if DH didn't work but he does a couple of days a week while DS is in nursery. I think it's fair enough for him to want to work even if his earnings don't cover the childcare.

Nice to see EnormousTiger back again

I know, I worried that I might be forgetting just how many times her ex's salary she earned 😂 Lol at the weekly reminders.

I am not a SAHM (maternity leave was more than enough for me ) but DH and I have always agreed he would need to be earning minimum 50k.

However there are things we consider essential e.g. cleaner that others would think a complete luxury. I think it depends what you are used to :)

With I could earn 10x that of my DH's salary...would be fucking laughing.

DH earns £50k, I'm not returning to work from maternity leave but will be doing a masters then a doctorate so he can stay at home eventually

Well I currently earn 24,000 times what my husband does. But then he's unemployed, so it seems a bit rude to rub it in his face.

I've been a SAHP for about 14 years. We have quite high costs as in Central London and in recent years there' been school fees for 4 DC. DH is self-employed and never really got a salary as such, as he just paid himself as necessary, but probably over £300-400k per year on average with other money accessible if needed. If I'd been working I would have earned 60-70k so it wouldn't have been that significant. DH is quite honest that he prefers it that I've been at home. We never really used childcare, except a babysitter one evening a week or so. Our families are mainly overseas. DH sold a company recently and could retire if he wanted, but he's a workaholic type so that's not likely for him at the age of 44, or any time soon.

My DH earns £52k before tax. I got made redundant after DC 2 & it just made sense for me to stay at home. He's away Monday to Friday so childcare costs would be high if I went back to work. We manage but he has all the control financially & doesn't manage/budget very well. He's got a swanky car, I've got a shit old one. I want to go back to work but the thought of child care costs & actually looking/applying for jobs terrifies me! It needs to be done though as I am becoming increasing resentful & he's becoming increasingly controlling. I think you have to have quite a strong marriage tbh & I think LateToTheParty summed it up perfectly.

Yabu.

Extremely silly thread given the massive variables in outgoings.

Pointless, infact.

I'm a sahm, my dh is a high earner so we are very comfortably off. On the other hand, my sil is also a sahm and her dh earns about £26k and works shifts, she was a minimum wage earner before having children and found it wasn't worth their while her going out to work afterwards with childcare costs.

You may be scoffing at enormous tiger but she makes a very good point. Your financial independence is precious and whilst some on here might not give a stuff about earning big bucks, you absolutely should care about being able to stand on your own 2 feet financially. Like it or not, money gives you power and control of your own life.

All depends on where you live, your outgoings etc.

I'm sure some people who know me wonder how we've managed to have a couple of nice, but not extravagant, holidays in the last few years. But they don't know what we went without to afford those. Things that other people have factored into their budgets each month as essentials we just simply don't have. Especially now that money is so much tighter.

Being skint to one person is not being skint to another. It's all relative.

Live in Devon. Had a low mortgage and few outgoings other than utilities. OH earns £35000. Can still afford a couple of camping holidays plus one week abroad. It all depends on your lifestyle etc.

I wanted to be a sahm before I even got pregnant, DH wanted me to be a sahm too, I think because both our mothers worked full time and we wanted our children to have a better childhood than we both had. He earns a good six figure salary but we bought our first home at the age of 22 so have climbed the property ladder without having a large mortgage, now we have a large home but a small mortgage. Our biggest expenditure now is savings and holidays.

£17,000 before tax. We bought a cheap house with a 33% deposit (saved hard whilst we were both working) so our mortgage repayments are tiny. We live within our means, and are very happy.

50k (me) whilst DH is SAHD. Live in London, private school fees...we don't do much else!

£18,000. Live frugally, but don't go without. EBay is my friend. Lots of days out to interesting places with a packed lunch. Camping holidays. There is so much to do that is free.

In our case, it wasn't because dh was earning so much- it was because I was earning less than the cost of childcare: we simply couldn't afford for me to work fulltime.

nearly 100 posts and the op hasn't replied to anyone

Slightly off on a tangent but mega curious to know where you can rent a three bed house for £350 per month?! . It's at least three times that where I am and that's for a small 3 bed terrace or semi

It's interesting though. Seems to me it's mostly v low income or v high income with a SAHP.

OH is on 17k. We get next to no tax credits, £28PM. We're utterly broke. I'm desperately looking for a job but no luck in 6 months of searching

Doesn't it depend on mortgage/rent, where you live. You could prob live on less in north

Has varied from 32-45k with 3 kids. Context: cheap part of the country, no big mortgage, one car, no holidays, don't buy clothes for us, kids have 2nd hand - generally no luxuries. It was worth it for us