To ask how much your OH makes so you can be a SAHP?

[justasliver]

Curious. How much does your DH (or DW!) make in order for you to stay at home and not be skint at the end of the month? I don't know how couples do it!

Why pig ignorant, bibbitybobbity?
We have £250k income but only in the last few years and I still don't feel flush. I grew up poor, all this can disappear in an instant if you don't perform. Husband's job is volatile so I need to keep my job which nudges 6 figures in case all goes tits up and make sure you save. The way things go, and with a foreigner passport who knows about retirement and pensions.

Jobs are in Surrey so we need to live here which is equally expensive. Nothing to complain obviously but where is the pig ignorance?

DH earns £15k. We have 3 DC but one is disabled so i have to stay at home to care for him. We live with extended family which reduces our outgoings and do ok with DLA, carer's allowance and tax credits.

Not really a choice for me to sah but a necessity. It's virtually impossible to find childcare for an 11 year old (yr7) never mind one with physical disabilities, and that's if i could find a job that would accommodate all his hospital appointments and days he's had off ill so far (12 days in his first term).

Henrysmycat

You aren't asking me to spell it out for you surely?

Have a look at the post immediately after yours (or many others on this thread) and then decide if you are badly off.

£30k after tax
Rent is £15k of that excluding bills.
We receive no benefits other than child benefit for our 2 ds's.

We get by.

DH earns approx £800k per year but it's a short career so we are making the most of it right now.

Lend us a tenner Choco .

Enough.

He's not a HR tax payer, but very few people are in this part of the country.

Haha that made me laugh bibbity

What does he do Choco? Can you say?

Sorry Bobbity, I didn't realise this was a race for the worst off. The question was how much do you think you'd earn to be a SAHP. some people can manage with 5K a year some can't with 1 million a year. It's all perspective. When in the SE, a tiny 2 bed flat can set you back £200-250K, earning 100K and have two kids is not comparable to living in the wrong side of Leicester with £25k and more kids. I've done both.

Going to guess a footballer then choco ...You don't need to answer. Dreams of earning 800k just for one year 😁

Oh don't be an arse Henry.

65k but he just got very lucky with a share payout through work so basically we are going to be ok in the future even if I don't work. I do any to work though but I need to wait till the youngest gets to school age.

That was meant to be a happy not angry face!

I've been a SAHM since DH earned his first graduate salary (£14k I think). It's a lot more
fun now he earns a hell of a lot more than that but it was very doable.

DH earns £120k, I earn £25k. We live in the SE, big mortgage, 1 car, no holidays, 1 year old. After nursery and travel costs, going on my salary alone, it would just break even,

When and if we have another child, it will not financially pay for me to work.

My dh was on 22k
In order to do it I had to give up my car ( watched a student drive away in it ) walked everywhere , v few treats and bought all kids stuff from Nct sales . Some people said cdnt afford it but wanted to keep nice cars etc - their choice and fine . It was my choice to do it that way and it was a struggle £ wize but lifestyle wise it was easy as we really didn't need much when they were little . Nowadays dh earns double that and its worse financially as supporting teen at uni, I feel worse off than those days .

Bibbity - I read Molly's response to DH, fucking hilarious. Boo hoo I have to shop in H&M because of my beautiful exclusive holiday home. It's no fucking wonder the working classes are voting for brexit with the stupid and out of touch wealthy of this country.

And I'd also love to know about private school in london on 50k. Share the secret as we earn more, have a smallish mortgage but it would be impossible, especially if there's more than one child.

And to echo another pp - I was a SAHM not out of choice. I earned around £30k but two kids in childcare was more than my monthly income so I stayed home. I've gone back part time and earn not too far off my pre baby salary if it were full time. I had kids youngish so plenty of time to catch up, or overtake DH ten times over ;) We also have a very healthy savings account(s) which many higher earners don't. It's all a choice, your career, your location, your mortgage commitment. We aren't motivated by money or lifestyle. We are grateful to be comfortable and able to spend as we want, we are so so lucky compared to many even if we earn a fraction of £200k but still have to shop in H&M and TKMaxx.

I'm guessing footballer Choco!!

Nicole and frozen yup, footballer.

It's good for the obvious reasons but there are a lot of extended family members/friends who kind of expect to be looked after. It's as if he's a lottery winner and everyone wants a handout. Due to his nature he can't say no 🙄
Also, I tend to spend most of our time in public batting off cute 21yr olds (who don't have stretch marks and are great at contouring) who are all after the WAG life- ahhhhh!

DH earned 16,000 when I gave up work. We got tax credits. He now earns 36,000. We have a similar level of available money as tax credits have reduced to almost nothing.

We have been very skint at times.

When I was a SAHM (not by choice) DH earned about 32k and we had a mortgage of about £1000/month (on a 2-up 2-down tiny terrace in a city in the South). The four of us got along tolerably well, although we (well, I) had to be terribly frugal.

I think we'd do well to recoup some of the old saving habits now actually; I gripe about not earning enough for all the nice things I see advertised (we're now on a combined income of around 60k) but I'm well aware that it would be very easy to save up for the big things if we cut down on the small ones. I suppose it would be the same for most households (obviously excluding very low income households in that statement).

I meant nikle (thanks autocorrect)

Lol at having a big expensive house in a nice area, privately educated kids and a holiday home by the coast but "we still have to make compromises" like shopping at TK Maxx and H&M!! Hahaha oh how do you manage it??