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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much your OH makes so you can be a SAHP?

382 replies

justasliver · 16/01/2017 17:58

Curious. How much does your DH (or DW!) make in order for you to stay at home and not be skint at the end of the month? I don't know how couples do it!

OP posts:
Isitjustmeorisiteveryoneelse · 16/01/2017 18:39

Originally it was about GBP50k but now more like GBP150k. I worked with DH and I became the SAHP because if I didn't neither of us would have seen the DDs more than a few times a month due to the travelling required for the job and I didn't want that for my DDs and have them brought up by live in nannies. It was me that became the SAHP because DH was way more established in the field and capable of earning far more than me at the time (20 yrs older than me and very much had an excellent and established reputation that clients were looking for) He would have loved to be the SAHP though. He's hoping to retire in the next couple of years though so may get to finally be the SAHP.

LadyGlitterSparklesSeriously · 16/01/2017 18:40

We've worked out that if I went back to work, childcare for two under 5 would deplete my entire wage, so here we are.

We get some tax credits and I have a small business making novelty cakes from home, so I suppose I technically have an income? But it just pays for luxuries, I don't make much of a profit.

andanotheronee · 16/01/2017 18:41

2dc. £800 pm + tax credits but we have no rent/mortgage.

OhhBetty · 16/01/2017 18:42

EnormousTiger what do you do for work? As I think you've popped up numerous times advising posters to earn 10x their partners income and I'd like advice on how to achieve that. Although I'm a single parent to a toddler so no partber to out-earn.

lauryloo · 16/01/2017 18:43

Hubby earns about 18k

I'm a sahm as our 18 month old has sn.

Tax credits and her dla help us massively

We don't pay rent or a mortgage as we were given a bit of land and our house is costing under 50k to build

We don't have money for holidays but we are happy :)

SillySongsWithLarry · 16/01/2017 18:43

I earn £22k and DH is a SAHD. DD gets high rate DLA so we also get a bit extra on tax credits. We live in a small flat in the cheap end of town, have no debts other than the pretty low mortgage and live well below our means. I'd say we lived comfortably.

dontcallmethatyoucunt · 16/01/2017 18:45

Work in financial services. Best paid industry by far.

LadyGlitterSparklesSeriously · 16/01/2017 18:45

why not a thread - how can I earn 10x what my husband does?

Ok, but why not this thread? A lot of people see great value in being a SAHP and couldn't give a shiny shit about earning lots of money. Me included Smile

MyKidsHaveTakenMySanity · 16/01/2017 18:47

DH is on just over £38,000 before tax. Three kids, two cars and enough money for me to SAH.
However we live in an area where housing is CHEAP. (Three bed semi ranges from £42K to under £70K) Rent is cheap too. Our three bed is £325pcm.

Lottieloves · 16/01/2017 18:48

Just under 100k, big mortgage.... 2 decent cars.... we don't have holidays in the sun, just caravan holidays.. ( we have a small tourer) away most weekends from Easter till Halloween.... eat out probably twice a month..... I shop for me and kids in all the high street stores...... we have a little bit left over each month but not much....

AutoFillContact65 · 16/01/2017 18:49

What twattery is that enormoustiger!

I don't want to earn 10x what my DH does. Not everyone lives in pursuit of the almighty pound.

fruitoftheloom · 16/01/2017 18:49

DH earns £160k now, it was £120k when I was first a sahm. We don't need an income anywhere near as high as that - it works out about £6k a month net and we spend about half of it (mortgage is £1900 as we're in London and we put some into short term savings for holidays) and save/invest the rest.

AprilShowers16 · 16/01/2017 18:49

About £24k - only one child though. Live in expensive southern city but make it work.

ssd · 16/01/2017 18:50

this will be in the daily mail soon

Verbena37 · 16/01/2017 18:51

I stopped working to have the kids when DH was on around between 25-30k I guess. I went back to work part time just to do something and get back to work but hardly made much....only pocket money in comparison really.

I'm back to being a SAHM again because of DS' SN.....the stress is now so high I couldn't currently go out and do a job and be there for the kids after school unless I had no other choice.
He currently earns around 4.5k a month I guess but there is another income from a pension that equates to about 1k a month on top of that.
We realise we are very fortunate and do get to save a fair bit at the end of each month and don't ever have extravagant holidays or big purchases.

LuluJakey1 · 16/01/2017 18:52

£82,000. One DS and another baby due end of April. Small mortgage, Live in NE. I earned the same and gave up work a year ago at the end of mat leave- got redundancy. Not planning to go back for next 5 years.

Munchkin1412 · 16/01/2017 18:53

My partner earns 87k but I still have to work (earn just over 30k part time.) That's just so we can afford to buy a three bed semi this year (also London unsurprisingly!) We have one child and can't afford another.

The world is mad.

HorseyHorseyTwat · 16/01/2017 18:55

I wanted to be at home with my kids, and feel very fortunate I was able to do so. It's worth more to me than any amount of money.

Spikeyball · 16/01/2017 18:55

50k + cb and dla/carers. Live in the north west in area of cheap housing. Mortgage paid off. We are comfortable. I would have returned to work if ds was not disabled so not really a choice.

Babyroobs · 16/01/2017 18:55

Isn't it a bit pointless asking this question as everyone will have different outgoings and many on low wages with a sahp will be getting tax credit top ups.

slummamumma · 16/01/2017 18:57

uumm, just a point to someone up-thread that if "the relationship goes tits up" you will be a lone parent so no, not necessarily great being PT unless your hours are between 9 and 3!

KatherinaMinola · 16/01/2017 18:58

Nice to see EnormousTiger back again Smile.

I think a lot of families with one SAHP are skint (we are) but they've made the choice of skint over stressed.

EsmeWeatherwax · 16/01/2017 18:58

DH earns £38 thousand, plus about another 20 thousand in overtime. I've been a SAHP since he was on about 25 thousand though. We manage pretty well, if I wanted a bigger house or a newer car I'd have to go back to work, but we're fine at the moment. I'm studying at the OU with a view to returning to work in a couple of years.

holidaysaregreat · 16/01/2017 18:58

headofthehive I so wish we had done that!! Not that we ever seemed flush but still it would have meant we had saved.

GrapesAreMyJam · 16/01/2017 19:02

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