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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much your OH makes so you can be a SAHP?

382 replies

justasliver · 16/01/2017 17:58

Curious. How much does your DH (or DW!) make in order for you to stay at home and not be skint at the end of the month? I don't know how couples do it!

OP posts:
CigarsofthePharoahs · 16/01/2017 18:18

DH earns £38k plus overtime which varies on the time of year. We're not rolling in it, but we're not skint either.
As others have said, childcare costs being what they are, I'd probably be making a loss by working. Even the before and after school clubs are expensive.
I'll have another think about it once they're both in school full time, but finding a job that fits in with school hours and actually pays enough to be worth the hassle is like the holy grail and there will be a long list of more qualified candidates than me applying!

HorseyHorseyTwat · 16/01/2017 18:18

I think he was on about £85000 when I left work after having DD. It's gone up in the 5 years since.

Freakbag · 16/01/2017 18:18

So we're not struggling but we do have to watch spending.
When I go back to work my income will purely be holiday/treat money

thenewaveragebear1983 · 16/01/2017 18:20

My dh earns approx 120k before tax so roughly 70k after tax. Obviously we don't/can't claim anything so his income is everything we live on. I used to earn 12k working 3 days in a very stressful job and after dc3 we decided that it was the right thing for the family for me to give up work as 3 lots of childcare/ after school care etc would eradicate my wages.
We are comfortable, we don't worry about money, but we do budget and we don't have luxuries like a cleaner etc Or lots of holidays. And I miss work, but there's no way I'm teaching for no money!

Headofthehive55 · 16/01/2017 18:20

We started off as we meant to go on. We have only ever lived on one income, the second has always been saved. From uni. What you never have you never miss!

Macarena1990 · 16/01/2017 18:21

About £65k. 3 kids, own our home in London but luckily not too much of a mortgage.

However he does lose a sizeable amount in tax and we are also not eligible for any child benefit or anything else. We have one nice holiday a year but splurge on little else. I have a small car that is very cheap to run and we do try to live as frugally as possible.

NickyEds · 16/01/2017 18:21

£48k. We have some debt (but not a huge amount)but rent a lovely house (in the north). I would say we're comfortable but not flush. We don't watch every penny but don't have extravagant tastes either, no foreign holidays or expensive jewellery (and we don't run a car)but we can have meals out etc if we like.

bambisims · 16/01/2017 18:22

100k ish after tax. Although I do now work 2 days a week within our business doing admin so not strictly SAHP but still kind of see myself as one!!

PomBearWithAnOFRS · 16/01/2017 18:23

Minimum wage. He brings home about £1100 a month.

Racheyg · 16/01/2017 18:24

Me and oh have worked it out and either he or I would need to get about 70-80 for it to work for us. We have two kids and live in London.

LateToTheParty · 16/01/2017 18:25

He earns £20K something basic (plus shift allowance). In our case it's not that he earns so much I don't have to work, it's that following redundancy I've yet to find a job where the cost of childcare doesn't cause a net loss to our household finances (all income and outgoings have always been pooled).

We get some tax credits, I haven't applied for JSA. NE England so housing & living costs aren't too bad.

Hoping to apply for work when youngest starts school, assuming my career hasn't completely expired by that point.

We're not skint as such, but run one ancient car (needed for work) and have days out or holidays in the U.K. staying with family, rather than trips abroad.

Not having a pop at you OP, but there does seem to be an assumption by many on MN that being SAHP is always a choice and/or a luxury funded by a white collar professional (usually husband) working an insane number of hours while their DP plays at running the house & goes out to lunch every day. I'm sure the reality for many people is that they're just getting by and one person (usually wife) ends up as a SAHM by default because of the cost of childcare, then even if they re enter the workplace, risk never getting back to the salary level and seniority they were at previously.

CherrySkull · 16/01/2017 18:26

i couldn't do it without tax credits tbh, but we're on less than 21k.

i get as much as my DS is disabled, so i CANT work as i look after him, so we get higher rate DLA, Tax credits + disability bonus and child benefit.

AddictedtoLovely · 16/01/2017 18:26

I'm not even going to say what dh earns on here as will get slated for saying we are skint. 4dcs down south.

brasty · 16/01/2017 18:27

My SIL is a SAHM. Her OH makes about £15,000 a year.

DeleteOrDecay · 16/01/2017 18:29

He recently got a promotion so will be on around £31k plus overtime. Before that he was on around £24k and before that around £16k. We've always managed but it has been tough at times and we have had some help in the past, you definitely cut your cloth accordingly.

Plan begin a return to work when youngest dc starts school.

Toomanywheeliebinsagain · 16/01/2017 18:30

My DH is about to take a planned career break to stay at home until our youngest child starts school in September. I'm on £55k, zone 2 London. We have a large mortgage and payments are about 50% my take home salary. It will mean a change in life style for us but we will be very very far from the breadline and we are hugely grateful. It also means our childcare costs will be £0. Currently they are 2k/month

TheNewMrsGerardButler · 16/01/2017 18:31

Not a SAHM yet but just started maternity leave. I'll either be returning part time or starting as self employed (with DP's support). We will have free childcare on certain days (my mum). DP earns 33k.

LadyGlitterSparklesSeriously · 16/01/2017 18:32

25k.

dontcallmethatyoucunt · 16/01/2017 18:33

it doesn't matter! It matters what you need to function as a family and whether either of you are capable of earning that.

A list of all outgoings, review, reduce, revise. Add up and then gross up to see what you need to earn. THAT is what matters.

If I need 10k or 100k it doesn't impact you.

PostTruthEra · 16/01/2017 18:34

Approx 70k, live in the north. Nice house, but we have a massive mortgage and trying to pay it off fast. Drive a tiny car (though we do need a proper family car). Not had a holiday for two years. We don't worry about food on the table, but also don't spend unnecessarily.

dontcallmethatyoucunt · 16/01/2017 18:35

I hate these threads, they will just make people feel shite, or smug.

EnormousTiger · 16/01/2017 18:36

I always worked full time ( even with babies) and earned 10x my other half. I think it is important women work full time and often out earn men to gain a bit more equality in society and at home. So rather than asking how much does your other half earn and about giving up work why not a thread - how can I earn 10x what my husband does?

Purplepicnic · 16/01/2017 18:36

The salary is not the relevant thing, it's the outgoings versus income that are important.

peaceloveandbiscuits · 16/01/2017 18:37

DH earns near 40k but we rent in the SE near London. I can't work due to illness, so being a SAHM wasn't a choice. We are skint and have no buffer at the end of the month. Our rent alone is more than half DH's monthly take home.

It astounds me that he can earn so much, surely a salary that people aspire to, and we can still be living hand to mouth.

We shop in Aldi and don't go on holiday.

thesockgap · 16/01/2017 18:37

Around £44k - covers bills, fairly sizeable mortgage, food, petrol etc plus about £100 a week left over for "luxuries" - maybe the odd pub meal out, haircut etc but certainly no holidays or new cars. We're quite happy to live a simple life though as it means less stress. I worked 3 days a week until I was pregnant with number 3 child, and those days were so chaotic - rushing from nursery to school to work and organising holiday childcare etc. No way would I go back to that just for the sake of a fancy holiday every year!