"We still hold hands but saddle kiss very little - shes worried it will lead to other things."
But don't you see, PseudoDad, she will have no need to worry if you're the one to break the kiss.
If you tell her you love her, while actually moving a little, to create a little physical space between you.
If you have talked about it beforehand so that she knows ... with 100% certainty that the kiss will not lead to you wanting more physical intimacy, and sex.
That she knows, because you have talked about it beforehand, that the kiss will lead to talk, or watching a film together, or just sitting quietly, or a quiet supper together, or a foot rub, or her being able to lean on you a while ... it will lead to mental and emotional closeness only.
Don't undervalue mental and emotional closeness, don't undervalue supporting her in her need not to have sex ... both of those things have to come easily, before you and she even think of resuming a 'normal' sex life.
p.s. oh, and I do hear you when you say "but I do get turned on when we have a cuddle" ... that's fine, you can't control an unwanted erection, but you can control yourself!
So move a little way away, make a little joke, say 'opps, sorry about that ... I'll make some tea
.
Make sure she knows that it's still okay for her to hold your hand, touch your face, keep the closeness, because you and she still won't be having sex for the time being, as agreed.