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AIBU?

To ask how I dig myself out of this hole?

253 replies

Gotnopaddle · 27/08/2016 20:22

I'm up shit creek.

On maternity leave and now picking up less than I pay out. In a lot of debt, unsecured. This includes installment loans. I've fallen behind on all payments and they're stacking up. My phone was cut off earlier and I simply can't afford to get it reconnected.

I'm married but he does not agree with credit. Has said many many times that if he finds out I'm in debt our marriage is over. He gives me money for shopping and pays most of the bills, except for Sky. Which will be cut off soon too.

I'm not here to talk about DH or his attitude but I'm sure you'll all tell me to LTB. I just want to know how to get out of this hole. I have nothing of value to sell and no chance of income as I can't afford childcare. I don't get any tax credits because of DH's earnings.

What the fuck do I do here? Sitting here quietly freaking out over it.

OP posts:
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Nanny0gg · 29/08/2016 12:38

We decided to pool all our money when I went on maternity leave because I was giving up my wage for the benefit of his daughter. Would he not consider that if you put it that way?

Have you read the OP's posts?

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RepentAtLeisure · 29/08/2016 14:01

I hope the OP comes back to update.

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Masketti · 29/08/2016 21:45

Yes I have read the OP's posts. Our food bill for 4 of us is £70-80 a week so if she's been trying to subsidise his £40 a week with her maternity pay but it's starting to run out then now is the time to point that out. He hasn't been giving her enough to live on for the whole of her leave but now it's becoming critical. So pooling the household income would solve that. And given he seems to be emotionally numb to the OP being hungry I was suggesting the line about it being for the benefit of his child to see if that might thaw his view of how the OP got into this situation.

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