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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

DP won't insure me on his new car

167 replies

MyDPisasexistpig · 02/06/2016 22:11

A car he has lusted after for years. Bought with his bonus/dividends so fair enough it's 'his' money in the loosest sense of the word.

Was talking about his insurance and I said oh I can't wait to drive it. It then comes out that I'm not on the insurance Hmm. I asked why and he said oh well it would've cost too much (fuck off given the price of the car). He then admitted that he didn't want me driving the carAngry

I've never had one accident. I've got three points of speeding and that it. In ten years of driving.

AIBU to think he's a sexist pig and I'm supposed to go ok you drive me around when you feel like it then? (Obviously I have a car myself just a bog standard boring family car)

OP posts:
Shenanagins · 02/06/2016 22:25

Check your insurance as you might be covered to drive other cars with third party cover, that might frighten him enough to put you on it Grin!

Querty12345 · 02/06/2016 22:26

The point of insurance is that if there's a crash it gets paid for. What's to worry about?

Querty12345 · 02/06/2016 22:27

Yes shenanagins! You should have 3rd party for any vehicle if you're over 25

Original poster
MyDPisasexistpig · 02/06/2016 22:27

Yes he did say 'oh well in an emergency you can drive it as your fully comp on your car'

My fucking Ford Galaxy Hmm

OP posts:
Florene · 02/06/2016 22:28

To be fair, he might not be a sexist pig.

He could just not want to share his toy with anyone, regardless of gender/relationship.

You need to name change again to MyDPIsASelfishPig.

Trojanhorsebox · 02/06/2016 22:28

That's annoying. My husband is a foot taller than me so we don't like driving each others cars as it's a pain to adjust the seat properly to be comfortable driving. However we are each insured for both, so on holiday we can share the driving or if we go out in the evening either of us can drive home. In reality, I drive mine and he drives his 99.9% of the time, but it would be inconvenient not to be insured for the other car.

If he didn't insure me for his, I would struggle with the idea that I'm a good enough driver to be trusted to drive our kids around, but not good enough to drive his car - words would be had!

AnUtterIdiot · 02/06/2016 22:29

This reply has been deleted

Message withdrawn at poster's request.

BombadierFritz · 02/06/2016 22:31

Next car i get i want to do this too. Dh has already pranged my new car. But if you are a good driver then yanbu

SheSparkles · 02/06/2016 22:31

Fully comp doesn't automatically cover you for other cars these days, it has to be specified on your policy.....

But he's being a twat-hide his keys!

Fintress · 02/06/2016 22:32

I would be utterly fecked off. My now hubby had a new M3 when I met him. He added me to his insurance within a couple of months of going out even though I didn't ask.

DoreenLethal · 02/06/2016 22:32

But surely he can only buy this because you also work or you are saving on childcare by not working? So either way it's family money.

What is so special about him that he gets sole use of a vehicle bought with family money?

Querty12345 · 02/06/2016 22:34

No one said it did she, it's just usually once you are 25 it comes with most insurance policies. And of course people would check it. Hmm

KickAssAngel · 02/06/2016 22:37

Perhaps he needs to remember that women have lower accident rates, so the best way to take care of his new baby is to let you drive it while he admires it.

But definitely suggest going for a drive to a nice pub, get yourself a drink and enjoy it.

Mummyme1987 · 02/06/2016 22:41

I may even be putting ads online selling it, with his number! He may get the idea!

TheLastOneStanding · 02/06/2016 22:43

Often insurance premiums reduce if you add a named driver - because long journeys are more likely to be shared = less accidents through tiredness. Tell him that.

lastqueenofscotland · 02/06/2016 22:45

It wouldn't bother me... I'm not insured on dps car he's not insured on mine...

CaroleService · 02/06/2016 22:47

Follow him to work. Take the spare key. Open the sunroof while he's in his office. Let the British weather do the rest.

He'll think he did it.

SheSparkles · 02/06/2016 22:48

Querty no need for the Hmm
I work in a job which involves checking people's car insurance...you have no idea of the number of people who have the car they're driving seized by police because they've assumed they're covered because they're fully comp on their own car, and haven't checked

OhGodWhatTheHellNow · 02/06/2016 22:48

My Exdh pulled this - I wouldn't be able to 'handle' his sports car, apparently.

I made sure I got it in the divorce settlement and wheel-spun as I drove away Grin.

Then sold the fucker for a house deposit - the insurance on that was crazy!

AtSea1979 · 02/06/2016 22:50

I'm going to go against the grain here and say I disagree with most of the replies here.
Why is it sexist if DP wants something just for him?
It's his money, it's his car, why should he share it?

clarrrp · 02/06/2016 22:51

It's his car and if he doesn't want someone else to drive it then it's his prerogative. I don't let anyone else drive my car.

SquidgeyMidgey · 02/06/2016 22:52

I don't think it's a sexist thing either unless there's a comment you haven't shared. I think he's just being over-protective of his new toy.

rubberducker · 02/06/2016 22:52

Agree with the PP that having you on as a named driver may well make the insurance cheaper!

Also, agree that a lot of people still assume that they have TP cover because they are fully comp on their own car without actually checking.

DuvetDayEveryday · 02/06/2016 22:54

He's spent £60k odd on a car you aren't allowed to drive? Fuck that shit. I hope you get the same amount to spend on luxuries.

NicknameUsed · 02/06/2016 22:57

OH and I are insured to drive each others cars. I simply don't get this selfish angst about other people driving my car (other people only being OH as he is the only other named driver on my insurance policy).