BlueJug I totally agree with you: I fear it's just a matter of time in Europe. Youth unemployment in Greece, Spain, Portugal and Italy is above 20% - in fact, that's one of the reasons we are seeing the migration of educated young people from these countries to the UK: they'd rather have a NMW job here than be unemployed at home.
I think people often assume voting to stay in is the same as voting for the status quo. It's not - the EU has already said that the solution to the problems the union is facing (economic catastrophe in parts of the Eurozone, high rates of unemployment, the suspension of Schengen in many places) is more Europe. They have already said that a vote by the UK to remain is to close the door for Britain's "special status" - which doesn't do us a whole lot of good anyway, you might argue. So if you are voting to remain in, you are voting for less power, in terms of veto etc, over our participation in the EU. That's fine, if you also believe the solution is more Europe.
A PP has said that the economic forecasts from organisations they trust have said things will be bleak for Britain outside. I'd really like to know which organisations they are - because the Treasury, the Bank of England, the IMF (who I've also worked for): all of these have said it will be worse. All of these also said we should join the ERM (look how that worked out) and the Euro, in order to improve our economic situation. The UK has had economic growth over the last 12 consecutive quarters - something that the Eurozone hasn't. The Euro has bascially been propped up and bailed out continually over the last few years, which is the only reason there hasn't been a total break-up of the zone - these measures have, in almost all cases, been carried out in defiance of European laws, European directives, and in some cases, international law as well: the fact that the Eurozone still exists is down to illegal financial practices. Not shady ones, not ones conducted in grey areas - full on illegal practice. If you get irate about the last crash, and blame bankers and their lack of regulation/poor practice/speculation etc, you should be a whole lot more annoyed by full on illegality.
In the event of an out vote, of course there will be a short-term financial shock: markets tend to be quite conservative, and there will be a period of uncertainty. However, the fact that we are currently experiencing growth, and the fact that British banks have recapitalised (our European partners haven't recapitalised there - they are in a very, very bad situation when the next financial crisis comes if they don't remedy this) means will withstand this. Sterling will devalue for a while, which will be great for British exports and less great for holidaymakers/those who rely in imports in any way - and then it will settle down: in all likelihood in a matter of weeks rather than months. I don't gamble, but I would place money on it being resolved by the end of that quarter, and that the same quarter would still show economic growth.
And someone asked about other countries: Finland is already indicated that it will pursue a customs' union with the other Scandinavian countries, whilst Denmark and Sweden have said that a British decision to leave will cause them to consider re-evaluating their relationship with the EU also.
The bottom line - despite the pursuance of a Common Foreign and Security Policy (because all our national interests are the same
- that's worked well so far in the Former Yugoslavia, Iraq, Syria, Libya...) and the creation of a European army - is that "wider and deeper" union is already fractured. The Euro is crumbling, Schengen is crumbling- it really is only a matter of time for the EU: history shows us that (cf Congress of Europe, for example). We have the choice of taking ownership of our decision to leave, and managing the process so it has as little negative effect on our nation as possible - or being part of the prolonged break up process, with no control over what happens to us, our economy and our country. I know which option I prefer.