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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

It's not in the will but...

229 replies

JillCrewe · 30/04/2015 15:32

... this is doing my head in. I think I am bu....here goes.
I am a widow with 3 young DC, and both my parents died before and shortly after DH. His mother died days before he did; his dad died long ago. So DD, the eldest (DS was a baby) had all this death and visits to hospital and caring for terminally ill people to endure.
I am broke in cash terms, living in small terraced house working pt. I invested the money late DH inherited in another similar little house which I rent out; I want my children to inherit something. I don't really see this as my money. So to many people I am probably rich tho' I do have lots of loans to pay.
The bit I cannot cope with is my BIL, who has no children and no living relatives apart from my children. He refuses to help me out in any way whatsoever, and now lives a comfortable semi-retired life, benefitting also from a huge inheritance from a childless godparent. Think 4 bed executive home, new car, lots of foreign holidays a year, new kitchen, garden relandscaped etc.
Just 2% of the inheritance from his parents, my DC's Grandparents, would lift me out of my overdrafts (not the mortgage and loan) and help see me through to when my son starts school and I can increase my work hours. I am permanently exhausted, pay over half my salary on childcare, and am trying to survive financially on less than one quarter of our income when DH was alive.
DD was very traumatised; I try so hard to keep her spirits up. She has loves riding, and so that it was she does, but none of these things are cheap.
I know I should not expect BIL to feel under any obligation to support his late brother's family. But he takes no interest in the children (also his godchildren) and their ups and downs, and further has told me categorically never to expect help from him. Yet he expects to see them each school holiday and I promised dying DH that I would not alienate the children from his brother.
We didn't see him last holidays because in reply to his suggestion that it was time to meet, telling us how LUCKY we are, I told him we didn't have luck and we are broke and luck would be some financial assistance. He hasn't contacted us again.
I feel such a failure. But I can't get out of my head that morally he should help us, because he can. I'm not asking for his hard earned cash. Just some recognition that my children did not have any provision in the will and he has the power to change that. So please tell me I have no right to expect financial support from him, and the notion of more wealthy family members helping out poorer ones died 100 years ago.
I never treat myself, no hair cuts, no alcohol, everything goes on the children. I was even given a bottle of wine by someone I had helped, and guess what, I gave it to him as a birthday present when we last met. There's so much more horribleness, from him, but right now I am stuck with the promise I made DH and the sheer falseness of the situation.
Did you really read all that?!?

OP posts:
PeppermintCrayon · 30/04/2015 15:46

I'm sorry for your loss. I think it would be better to sell the other house tbh.

Polyethyl · 30/04/2015 15:47

You're right. That would anger me too. You may not have the right to demand his help- but if he was loving and considerate to his nephew and neice he'd offer to help.

WorraLiberty · 30/04/2015 15:48

I'm sorry you had to deal with so many deaths in such close proximity. That must have been very hard on you and your DD Thanks

However, I'm not sure why your BIL should give you some of his money, especially when you've spent yours on a house to rent out.

Leaving an inheritance is a nice thought but you and your kids are living now, so imo you should probably sell up and free the money if you're struggling.

Anyway, it might end up being spent on your care in your old age so they wouldn't inherit anyway.

BarbarianMum · 30/04/2015 15:51

I am sorry too. And yes, your BiL should help you out if he was the sole inheritor from his parents.

But forget this 'leave the children something one day' mentality. If you would make your/their lives better now by selling the second house then for God's sake, do that.

DragonWithAGirlTattoo · 30/04/2015 15:51

sadly i dont think you can hope for any help from the BIL

If you are struggling that much, you probably need to sell the house you have rented out - because quite frankly, your kids need you now! Talking as a child of a parent that did things that meant we went without a lot (i'm talking 4 mile walk to school or bus / lunch with my £1 a day - charity shops if we were lucky, reduced food ALL the time so parent could hang on to an asset which today is still hanging around their neck so they "have something to leave us" i would much rather have had a more comfortable childhood thank you very much

Its no good you having a house rented out to make money if you cannot afford to live

so - I'm going to have to be on the YABU fence here, and live a bit with the children

balletnotlacrosse · 30/04/2015 15:51

Well he's not obliged to do anything, but if I was very comfortably off and my brother died and his wife was struggling, I would certainly want to help out a bit with extras for the children or a holiday for the family and stuff like that.

balletnotlacrosse · 30/04/2015 15:52

ps I agree that you should sell the house. It's an investment you just can't afford right now.

JillCrewe · 30/04/2015 15:53

PeppermintCrayon. I think I agree but then I feel I would be letting DC and the tenants down and such a failure. i'm selling anything of any value that I have that doesn't have memories of DH - must take my bike to sell tomorrow and put some things on ebay and eke things out for another month or two. I put petrol in my diesel car last week, just when I couldn't afford a bill. Exhaustion.
thanks for reading this cos otherwise I am so alone and its not a sentiment I can discuss in real life.

OP posts:
londonrach · 30/04/2015 15:53

Yabu. Id sell the other house and reduce your debts if i were you. You cant expect your bil to give you anything. Be nice if he could but you cant expect it. Also you never completely known someones finanical situation. He may not be as well off as you think! Really sorry about your loses. You had alot to go through xx

Jackiebrambles · 30/04/2015 15:54

You poor thing, you've really been through the mill. Do you get an income from the rental property or is just 'washing its face' for a future investment?

I'm inclined to agree with the others that it might be better to sell to make things more comfortable for you all.

He's clearly not going to give you any help. And he doesn't sound like a great bloke either.

WorraLiberty · 30/04/2015 15:55

I am sorry too. And yes, your BiL should help you out if he was the sole inheritor from his parents.

Unless I've read it wrong, the OP bought her house with the money her DH inherited.

I think she wants some of her BILs other inheritance from his Godparent

Wibblypiglikesbananas · 30/04/2015 15:55

Poor you OP. I second everyone else saying sell the other property.

SouthWestmom · 30/04/2015 15:55

So your dh and his brother (bil) inherited equally and you bought a buy to let as an investment?
Sorry if I've understood correctly you are being unreasonable really. Sell the house, pay off some of your mortgage and live now.

SisterMoonshine · 30/04/2015 15:59

Do you think your DH would want the family struggling while there's a spare house to sell?
Don't worry about your children's inheritance at the expense of them getting on happily in life now.

JillCrewe · 30/04/2015 15:59

I do a lot with my DCs to try to give them a semblance of a normal life. I hate the thought of them not having any financial cushion to one day start their adult lives with; I didn't and it is so tough. My dad inherited everything from his parents, who had also helped him financially when they were alive big time, and blew the lot on good living and exotic holidays. I don't want to be like him either.

OP posts:
WhereDoAllTheCalculatorsGo · 30/04/2015 16:00

If your husband died days after your mother-in-law, did you not then get his half of her estate? If not, did you have sight of the will?

shewept · 30/04/2015 16:01

I am sorry for your losses. But I am slightly confused.

Your dh mum passed a few days before him, you received inheritance from dhs mums estate and bought a house to rent out.

Did you receive anything (apart from the above) from dh or your parents?

Did bil get a larger cut of the inheritance than you did, from his parents estate?

Jackiebrambles · 30/04/2015 16:01

You aren't letting DC down and a failure by selling. You are stopping the worry and hand-to-mouth existence which is exhausting you. I'm sure they'll much prefer a happier mummy and more money knocking about for hobbies etc.

There are a LOT of years before they need to inherit anything! Anything could happen. And do you know what? Most children (me included) don't care about inheriting from parents. They just want to enjoy their parents whilst they are alive!

debricassartcleary · 30/04/2015 16:02

I'm sorry to hear of your loss. You mention god parents were they your husband's too? I know that if a parent dies and their children die early then legally the deceased children should get their share. Your children may entitled to half your bils inheritance. Did you get half of your pils inhertance? I would contact a solicitor for advice.

mynewpassion · 30/04/2015 16:04

It's not a smart investment if you and the children are suffering. Sell it and have a different investment plan.

CapnMurica · 30/04/2015 16:04

In the nicest possible way, I think you are way overthinking this. I completely understand, I expect you are still deep in mourning.

But you don't actually owe your tenants anything, or you may be able to sell to someone willing to keep them there. I agree you should sell the rental property.

FWIW, I would much rather my parents spent every single penny of their money on themselves and living well than struggling just so my siblings and I have an inheritance. I'm sure your children will feel the same way.

I'm sorry for your loss Flowers

ThinkIveBeenHacked · 30/04/2015 16:04

As I understand, your DH and BIL both inherited from their parents. You have chosen to use DHs inheritance to buy a house. Your BIL has kept his as cash.

YABincrediblyU (and it is hard to say that to someone who has faced so much sadness!), to expect more money.

Sell the extra house. That will give you the cash you crave. Do you currently own the house you live in? If so, then that can provide for your DCs in old age. If not, I am sure your DCs would prefer to enjoy their life now, in as much way as they can, rather than live stoneybroke just to see an investment in 20/30 years pay out.

Infact, the more I think on this, the more I think you are either telling us a fib or are posting as a Reverse.

SisterMoonshine · 30/04/2015 16:06

I do also think that if you've calculated the 2% thing, then you're thinking about your BIL's money too much.

HazleNutt · 30/04/2015 16:07

So did I misunderstand or is the situation that both DH and BIL inherited equally after the parents, and you believe BIL should give some of his share to you?

If this is the case then no, I don't agree that he has any moral obligation to do that. Sell the house - you and your children deserve an easier life right now, not when they're grown.

redskybynight · 30/04/2015 16:10

I'm sorry for your loss and understand how hard this must be for you.

But I echo what others say that you must free up the money in your 2nd house and give yourself money to live on now.

I agree it would be nice if BIL helped you out, but perhaps he is also wondering why he should just because you've chosen to tie your money up in property?

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