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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

It's not in the will but...

229 replies

JillCrewe · 30/04/2015 15:32

... this is doing my head in. I think I am bu....here goes.
I am a widow with 3 young DC, and both my parents died before and shortly after DH. His mother died days before he did; his dad died long ago. So DD, the eldest (DS was a baby) had all this death and visits to hospital and caring for terminally ill people to endure.
I am broke in cash terms, living in small terraced house working pt. I invested the money late DH inherited in another similar little house which I rent out; I want my children to inherit something. I don't really see this as my money. So to many people I am probably rich tho' I do have lots of loans to pay.
The bit I cannot cope with is my BIL, who has no children and no living relatives apart from my children. He refuses to help me out in any way whatsoever, and now lives a comfortable semi-retired life, benefitting also from a huge inheritance from a childless godparent. Think 4 bed executive home, new car, lots of foreign holidays a year, new kitchen, garden relandscaped etc.
Just 2% of the inheritance from his parents, my DC's Grandparents, would lift me out of my overdrafts (not the mortgage and loan) and help see me through to when my son starts school and I can increase my work hours. I am permanently exhausted, pay over half my salary on childcare, and am trying to survive financially on less than one quarter of our income when DH was alive.
DD was very traumatised; I try so hard to keep her spirits up. She has loves riding, and so that it was she does, but none of these things are cheap.
I know I should not expect BIL to feel under any obligation to support his late brother's family. But he takes no interest in the children (also his godchildren) and their ups and downs, and further has told me categorically never to expect help from him. Yet he expects to see them each school holiday and I promised dying DH that I would not alienate the children from his brother.
We didn't see him last holidays because in reply to his suggestion that it was time to meet, telling us how LUCKY we are, I told him we didn't have luck and we are broke and luck would be some financial assistance. He hasn't contacted us again.
I feel such a failure. But I can't get out of my head that morally he should help us, because he can. I'm not asking for his hard earned cash. Just some recognition that my children did not have any provision in the will and he has the power to change that. So please tell me I have no right to expect financial support from him, and the notion of more wealthy family members helping out poorer ones died 100 years ago.
I never treat myself, no hair cuts, no alcohol, everything goes on the children. I was even given a bottle of wine by someone I had helped, and guess what, I gave it to him as a birthday present when we last met. There's so much more horribleness, from him, but right now I am stuck with the promise I made DH and the sheer falseness of the situation.
Did you really read all that?!?

OP posts:
Kvetch15 · 01/05/2015 20:38

This reply has been deleted

Message withdrawn at poster's request.

kittycatz · 01/05/2015 21:07

I think you need some financial advice, from citizen's advice for example. If the shortfall is only a hundred a month there must be some way of making up the difference. If you have loans to pay they will be able to help you with making a plan to deal with them.
Probably some of the inheritance should have been spent on paying off debts rather than buying a house BUT now that you have bought a house I am of the opinion that it would be better to keep it, unlike other posters who are saying you should sell. If you have no mortgage on it (do you or don't you?) it must be providing a decent sum of money per month from the rent and if you have good tenants who plan to stay longer term then that is of great benefit.
If you sell it there will be various fees to pay (we have just sold a house and the fees can add up to quite a lot) and then what are you going to do with the money? Pay off the debts and then stick it in the bank? The interest rates are terrible at the moment for savers so really you would be losing money if inflation is above interest rate.

Get some financial advice and forget about the BIL. He can do what he likes with his inheritance. He is a red herring in this story.
And OP, I am very sorry for your losses, you have had a difficult time.

ssd · 01/05/2015 21:26

there is absolutely no use saying one persons death is worse than another, every loss affects us differently, no one knows how the op's BIL feels as he isnt here to give us his POV.

op, let time settle a bit before doing anything

Collaborate · 01/05/2015 22:35

I don't feel entitled to my inheritance because I didn't earn it, for some reason I see it as something from DH to DCs and maybe that is my big mental block.

This is where your argument falls apart. You didn't earn BIL's inheritance either, yet you feel entitled to that. Your own inheritance you see as from your H to your children. Yet you're not drawing on it to improve the income of the family, and thereby provide towards the welfare of the children.

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