OOAML - I live in a "tenement flat" too. A very lovely, spacious tenement flat in a fancy area, and I wouldn't swap it for a suburban house in a month of sundays, so I wouldn't try and imply that a tenement flat isn't anything like a "comfortable house" or some indication of relative hardship. We're not in single-ends anymore.
Anyway
"Jim Murphy claimed that a labour government would scrap the bedroom tax, so please yes voters will you stop going on about it as one reason to vote for independence."
Err, would this me the Jim Murphy who didn't even bother to turn up to vote against the bedroom tax. Great. And also the Jim Murphy who voted FOR the benefit cap. Also, back on the subject of raised taxes (when the Scottish Governments 'tax raising' power has been out of commission since 2007), the SNP have also been attacked for 'refusing' to commit to a 50p tax rate. Funnily enough, the SNP voted against cutting the 50p tax rate in WM, and even tabled another debate to retain it - which Labour didn't support. So one one hand Labour are vilifying the SNP for not 'committing' to a 50p tax rate - which they tried to keep in WM, finally announcing that a Labour Government in WM would introduce it, AND insinuating that a higher top rate of tax in an iScotland would be a terrible thing. You can't have it three ways.
Similarly, a lot of no voters on this thread are telling me that a higher top rate of tax would be a terrible thing, and force higher earners to move elsewhere, will also telling me that everything will be fine because we'll probably get a Labour government who will introduce a higher top rate of tax!
So maybe if I just hold on, and hope that a tiny number of swing voters in England vote Labour, then I might get "the government I voted for" - this time. Except that a Labour Government wouldn't really be the government I want either. Their policies and strategies are firmly focused on winning over swing voters in England, which, partly due to devolution, has quite different political demands to voters in my constituency. I'm tired of voting for the lesser of two evils. I want the chance to vote for a party with policies I actually believe in, and for that vote to make a difference, away from a FPTP system and an unelected second chamber.