Name changed for this and it could out me!
DBIL is in the process of buying a campervan and has said that we can use it whenever we want to. Lovely, except that I dont think well use it a huge amount as we're not great campers (and we've just had a new baby) but great to have the offer there of course.
DBIL came over last night and talk turns to where it will be kept. It transpires that he is looking at keeping it in storage for around four months of the year in storage and then outside our house for the rest of the year (including during summer time).
There are practical reasons why he can't keep it outside his place and he lives about 30 minutes from us.
It's been stressed that he would pay for all the running costs and that we wouldnt have to contribute at all, just petrol etc when we used it. We are in the middle of town so have parking restrictions and so it would need a permit. It was casually thrown in that this would mean that it needed to be registered in our names. If we do that then we have to be the registered owners and then the insurance, MOT, tax etc will all be in our names. I dont really want to do that to be honest if he has an accident in it then while we wont lose our no-claims bonus if I'm right then I think our premiums could be affected?
Also, I just dont want to be responsible for another vehicle and it will be our fault if its not taxed or insured etc. I suspect DBIL is just as disorganised as my DP when it comes to paperwork so yet another thing for me to be responsible for and worry about.
I feel really uncomfortable with it. But I dont know though whether Im being unfair and should just go ahead with it or say no. If we say no then for other reasons I don't want to go into it will be difficult for him to get it and keep it.
Any thoughts?