To think every SAHM, low hour PT worker and carer should read this?

[Peachy]

Well i am not but it matters to you so you must

here

Changes to system WRT worker hours

have a thread in chat and don;t want a debate, or at least won't participate iun one as petrified as we will now certianly lose our home and not up to taking flak. But if it affects you, you need to know.

Dirtydishes wow that sounds familar- was 36 weeks when DH first went under with depression. and we have same home based solution to you now.

Might be a complete misreading but seems they will pay for first 3 children now? not sure. I probably agree with that if brought in with 9 months warning; not retrospectively.

Adverse if that was to me, all my children were born BEFORE we needed help- absolutely no way I would increase the pressures on us now. We've been trying to find a clear space for DH to get a vasectomy in fact but struggling (Dh does rigging and would need some downtime that someone else might not). That will happen in next year though, not just for benefits reasons but becuase A) we enver wanted a bigger family and B) our genetics.

Runpunzel surely that depends on your idea of cant afford. I know a friend of mine cant afford to have another one because she doesnt want them to share a bedroom - which is fine (her choice) but at the same time no reason for the hatred she spews towards larger families than hers.

I tihnk i would struggle to support us on 16,000 but once we are over 20,000 it was fine so i dont think that a simple look at someone income tells you if they can or cant afford children.

not really to do with the actual thread but dh asked about a vasectomy and was told no because of his age? (was 26 at the time). Although i am glad he didnt now because things are improving from those days :).

jjkm they would save on benefits as more low paid jobs would be filled and more people would start their own businesses. after school clubs are cheap comapred with benefits. plus working parents can pay full costs.

Oh I see.

Suspect I know why that poster is having another baby because I know why we had one, even if circs not same so will abstein from that debate.

TheReal- no, starting your own business does not come with an exemption and typically it takes eyars to make that elvel of reliable profit so realistically will cease to be an option- at least from my perspective, as someone about to take that jump and reconsidering now. I cannot gusrantee I will hit the necessary client base fast enough.

Peachy i agree not all businesses will make enough profit in the short term but some will & that is what will generate the savings that we as a country need.

yes we struggled alot in the first year of the business some months we do now because of slow payign clients etc (especially bad around christmas last year we had people asking for extensions to pay because they had to buy things for christmas...um no?) It would be alot easier if you could claim some sort of help for the first year etc.

jjkm.... interesting...tell me more...

(My politics is pro state intervention so i am probably at an other end than you...but still interested )

Really? becuase Dh will be about £50 away from that level by 2013 we think, and about £100 over it the eyar after- and the year after that wanting to employ someone (best modelling we can manage, based on the equipment we can buy to hire out). two people off JSA is always the very best option IMO.

The thing about excluding disabled / carers etc- thing is it will not. there's a reason that most ATOS appeals succeed and that is because they don't pick up most disability and therfore carer need. the very real outcome of that is many people living that life WILL be subject to these rules- and this is what happens next.

JJKM who exactly is going to help us? the villagers that campaigned to get non verbal ds1's TA taken away so their child could have a TA instead? the people in the old town who got up a petition to chuck ds1 out of the school? i don;t rust people any more, only impersonal governments- and not them very much.

dirtydishes there will be for people on benefits long term, but seems silly to exclude all people like Dh going straight from university into self employment!

'Those that are disabled and unable to work in any form will always be supported by DLA or similar, thats who the welfare state was intended to help.
' hardly, that ends in 2013. And the Government has budgeted a massive cut in entitlement reagrdless of how many actually genuinely qualify.

'I'd suggest too that if the benefits system were less generous, you would have ensured you limited your family to what you could afford.

when children born-

Me: county manager for major charity- one you would know name of, everyone does. Excepting dc4, at which stage I was graduating and expecting to go into teaching except the course moved away due to a uni merger and was not possible. Dh transport manager and undertaking some private electronics work also.

We were fine, more than fine in fact. Indeed, we were able to get by without claiming much barring CA for a year post Dh's redundancy which i think means we were very fortunate indeed!.

I never ever thought this would happen to us. Actually I still think we will beat it somehow, the difference is I have a post grad and degree, Dh will have a degree- we are still very fortunate and have more tools to figth with than most and it is important for me to think of the others battling who are not so lucky.

Well,, JJ I am a Quaker so I think from that you might grasp my idea of how I think it SHOULD work.

But also have been around long enough to know how many people really see disabled and indeed just unlucky people as athreat- 'it can;t happen to me but if I acknowledge that some people have no control in it happening to them I might have to dig my ehd out of the sand so I will just buy me a DM and rest assured I am one of the chosen people'.

jjkm i dont think you are wrong....in that if you lower taxes, people feel more charitable....

but i dont like the idea of rich people having more say in things than anyone else (DP & i have a v good income).

so i see where you are coming from but disagree because of my last point.

But the poster in question has had two more pregnancies since her husband has been on a very, very low wage propped up by the taxpayer.

It pisses me off no end that some of us and our partners are working all the hours and paying shitloads of tax so that others can breed willy bloody nilly.

One word, vasectomy. Get one. You won't even have to pay for it. but hey, you'll get even more TC and CTC and benefits with more kids so why bother, eh?>

Lookattheears surely the extra tax credits etc wont cover the cost of the actual child so you wouldnt gain, i dont think many people actually have babies based on the tax credits they would get no matter what their circumstances.

jjkm they give money to charities they think worthy. are you talking abouit charities replacing state social protection?

dirty i dont care why someone has more kids (for the money or whatever reason), i am just fed up of paying for them to have as many as they like

Loads of shops only employ on 20 hour contracts now ,loads of places only employ on 0 hour /casual contracts

A lot of jobs are done by agency workers now ,so tell me where are all the full time jobs?

I would hazard a guess that the loads of people in the service industry are working for agencies on Zero hour contracts