To think every SAHM, low hour PT worker and carer should read this?

[Peachy]

Well i am not but it matters to you so you must

here

Changes to system WRT worker hours

have a thread in chat and don;t want a debate, or at least won't participate iun one as petrified as we will now certianly lose our home and not up to taking flak. But if it affects you, you need to know.

What, in five star hotels?

Unlikely. It's simply that local Brits won't work that hard when they can get the same for doing nothing.

I agree Meglet.

Well not all immigrants work in five star hotels there are other industries that they work in. I can't really comment as I haven't stayed in a five star hotel recently ever but I imagine that workers can be taken advantage of in any industry.

As i have already posted lookatheears, I live in an industrial area with hundreds of factories and dh couldn't find a job in one for nothing despite years of experience. He doesn't want to get anything for nothing, you are generalising. Stop believing everything you read in the DM.

Anyways have gone off track, this isn't about immigrants.

"Only "forced" to send kids to school if you expect the state to support your living costs so that you can home educate.

The benefits system is there to support those who can't work, not those who won't. Your choice."

Hairylights this isn't as black and white as you think. It costs around £7,000 a year to educate each child in school. Home educators get nothing, the government just keeps this money. If you have even 2 children at home, you are saving the government more than you are getting back.

The same could be said of carers too, and many others doing unseen jobs. Government policy make these things sound so black and white, but they aren't. And as others have said, where are these jobs?
It doesn't personally affect me as both DH and I are in employment, but I know many it does and that doesn't stop me fighting what I think is unfair.

Also the unemployment number does not take into account SAHP, students and disabled adults or young adults (who are supported by parents) only the people claiming unemployment benefits - some of these people do not clain but are still looking for work. So the number of people who will be affected by this change and will have to start looking for work will just raise the number of unemployment, surly by claiming JSA?

I think a harsh wake up call was needed for many. Too many had children that they could not afford to support without state help and many quit work or worked the bare minimum when tax credits were introduced. Its those that need to be targetted as providing for your own family should be basic instinct.

Those that are disabled and unable to work in any form will always be supported by DLA or similar, thats who the welfare state was intended to help.

please don't campare carers to people who choose to HE. there is no comparison

So, do people think it's acceptable ( carers, disabled etc excluded) to choose not to work or to work part time and be supported by everyone else?

As a lone parent I think it's perfectly acceptable for us to work p/t.

The dc's lunatic father is long gone so there's no chance of co-parenting. He pays maintenance but we can't survive on that alone. Working p/t allows me to juggle my hours in emergencies and be at home for homework / tea + bedtime. Working full time would mean I can't shuffle my hours around. I'm ill / stressed enough as it is working p/t, full time work would be counter-productive.

Too many had children that they could not afford to support without state help

Yes

jjkm what about after school clubs so teenagers are still supervised by school?

That other thread has been deleted. I don't really understand what it's all about but it sounds scary. Does anyone know how it will affect me? I'm a sahm/carer. DH earns £16.5k, I get carers allowance. We get no WTC but a lot of CTC. We have ds1 aged 5, ds2, aged 3.5, ds3 aged 9 months and I'm newly pg with dc4. DS2 and DS3 have SN (ds2 gets middle rate care dla) and dc4 likely to as well

This leaves me speechless really. My DH earns a decent income and we manage with me as a SAHM, being careful but no WTC or CTC (though we do get/use Child benefit). We have 2 DC and despite desperately wanting another baby we are not having any more because we know we would struggle to afford it.
I just don't know how people think they will manage 4 children on £16K household income, that is insane. That is only £2666 per person per year! Stop having children if you can't afford them!

Because sometimes situations change

ok dh earns more than 16 k but in our case dh has been made redundant 3 times in the last 18 months. Each time he had to take a paycut to get another job. We had insurance but you can imagine whats happened to that.

Sometimes life happens

life always happens....& to everyone... & you plan for shit happening.

ok dh earns more than 16 k but in our case dh has been made redundant 3 times in the last 18 months. Each time he had to take a paycut to get another job. We had insurance but you can imagine whats happened to that

I know life happens, we have had our fair share of redundancy here too. The thing is that in the situation you described I wouldn't be getting pg. In fact we made sure I didn't. The woman I quoted before has a 9 month old and is pg again, so if like you had happen and had had redundancies (lets say 3 in the last 2 years) then she has still conceived baby3 and baby 4 in the time that they knew they had reduced income and job uncertainty. Its madness.

I still dont understand how the last lost of changes in tax credits etc will affect us let alone any new changes . Dh and I run a business which is very small (our joint income after taxes etc was around 27,000 last year) we have a large family but manage fine on what we get (we dont have a car is my only gripe but no big deal i suppose). Having said that we have no disabled children and more importantly because we work at home we require no childcare which is the main reason for the setup now. We get tax credits which make things easier although i wouldnt say we would starve without now - this wasnt the case 2 years ago.

When my DH lost his job because of depression we asked repeatedly for help or for benefits (he suddenly woke up one morning crying and wouldnt get out of bed for weeks - it was an awful time) He had a good job in an outside company at the time which he lost. I was 30 weeks pregnant with our 4th child at the time we were secure. Everywhere basicaly said no we had no money, no food we ended up moving hundreds of miles to live near his mother and setting up workign from home so he didnt have to cope with so many outside things.

Im not sure how these proposals would have affected us then because simply telling him to get a job didnt work as he couldnt seem to eat a meal let alone go to work for a day and i was about to give birth.

Runpunzel -you're right I read the ages wrong (or didn't ). My dcs were pre shit falling on us

Thereal- you too are right hence savings and insurance. Savings are now gone, insurance... Vasectomy done
how much can you plan for?

jjkm schools get extra funding for such clubs. DP is a HT so i know about school funding.

it is a good use of the schools building resources.

I know I sound uncharitable, and I too firmly believe in the benefit state, but I find it hard when other people continue to have children they can't afford and we have taken the very hard decision to not have more.

I desperately want another baby

I do too Runpunzel but with what has happened we had to made the shitty sensible decision

I hope you win the lottery

We have started doing the lottery actually, with the agreement that we'll have more if we win