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Share your dilemmas and get honest opinions from other Mumsnetters.

David Cameron welfare reforms-no family will receive more than £25,000 a year.

748 replies

Hammy02 · 11/06/2011 16:12

Good idea? I think so. I can't believe a single family receives this much already in benefits. It is about the same as the average income so it would be ridiculous for any one family to have more in benefits than someone that works?

OP posts:
Gooseberrybushes · 14/06/2011 01:07

Xstitch and frogs and (sorry frogs!) especially xstitch I wish you all the best, you seem to be fighting a brick wall. That Essex story is unbelievable.

Gooseberrybushes · 14/06/2011 01:08

Mumcentre some of them don't know the rules either...

TheFrogs · 14/06/2011 01:09

Yes, i've heard about the targets....

Stuck between a rock and a hard place. No-one wants to lose a job.

Mumcentreplus · 14/06/2011 01:15

Gooseberry I don't doubt that...the ruls are regulations are complex and sometimes it's word of mouth or general consensus that rules the day...

Mumcentreplus · 14/06/2011 01:15

rule and..(dodgy spelling)

TheFrogs · 14/06/2011 01:23

I'd give you a wine emoticon if I knew how....blardy new stuff!

Mumcentreplus · 14/06/2011 01:29

Wine hahaha

TheFrogs · 14/06/2011 01:33

ah you think you're bloody superior do you...do you?

well I can do this Wine

Grin
Mumcentreplus · 14/06/2011 01:38

Wine Wine Wine...nah...I just like Wine Grin

TheFrogs · 14/06/2011 01:41

"tut" no need to show off love Grin. Have a Brew

crazynanna · 14/06/2011 08:24

Just to pass on a little info.
If you feel you have been sanctioned unfairly,and the DWP's avenues have been used in trying to get the decision overturned,there is a charity called Zacchaeus 2000 (Z2K) who have an excellent team of top legal guys who will represent you in appealing to the DWP. They have a good success rate,one case I believe where they overturned a sanction decision that was over a year old.
They also are an excellent debt advise link,and represent people in court as Mackenzie Friends.
If you hit a brick wall with DWP (a frequent occurrence in my experience) then they are a good place to turn.

lynehamrose · 14/06/2011 09:18

Personally I think this debate would be far better for leaving the fraud aspect out because it muddies the water. Fraudulent claimants are in a minority, whether at the rich or poor end, and I think we're all agreed that they are wrong.

The crux for many people who agree with welfare reform is not the cheats- its the SYSTEM. people can be claiming exactly what they are entitled to, and have a standard of living which in some cases is better than people who aren't claiming - and I don't see how anyone can deny that's bonkers. I'm not necessarily talking better off in terms of literally more money , but better off overall once housing and essential bills are paid.

For example, when we had ds 1 I had no choice but to return to work when he was 6 months. Sooner than I wanted to, but dh's income doesn't support us. I couldn't turn jobs down on the basis of not having early morning childcare available(even though dh leaves for work at 6.30!) . We just HAD to find and pay for childcare. And people like us get 'sanctioned' in very real terms if we don't do this- we'd have got into rent arrears and lost the house. Likewise, my 'sanction' this week is putting up with god awful hayfever - because I can't afford the £16 or so quid prescriptions for the inhaler and tablets my gp prescribed.

I feel very sorry for the people on this thread who are having a hard time, but I wish there was less of the 'them and us' thing going on, because many non claimants also have a hard time. The system badly lets down the huge number of people in the middle, who pay out in taxes, but get NOTHING. Back - not even medicine from the 'wonderful' NHS and certainly not with the really expensive essentials such as rent, council tax, childcare, heating, school dinners......

This thread should not be about claimants v non claimants- it should be about all of us who are shafted.

Riveninside · 14/06/2011 09:29

Maybe a bit less jealousy? I dont care that someone on full benefits gets more than us.
I do care that cuts are aimed at the poorest and disabled people. I do care people will be forced to move, even from some hole of a london estate, because of this ridiculous rent cap. Even Boris agrees. Those people will be trapped either topping up rent out of low paided income or benefits or finding the deposit plus removal money to move. And where willl they move too? Where are all these private landlords going to take on those in low paid work or no work on housing benefit? How are those on minimum wage, once relocated miles away going to get to their cleaning job or rubbish collectors job in central London?
Its a Daily Mail myth that people are living it up in posh houses.

lynehamrose · 14/06/2011 09:32

Its not jealousy. Its about being able to live. Isn't much fun having to dash back to work after a first baby. Or suffering bad teeth, hayfever etc because you cant afford the dentist or prescriptions

lynehamrose · 14/06/2011 09:46

It's a shame that people bang on about this misconception of posh houses etc. Detracts from the debate. I don't think all claimants live in posh houses. And I wouldn't go near the daily mail to even wipe my arse. I just think the debate should not descent into claimants v non claimants. Its a bigger debate than that- about how this country reached a state where people who are SUPPOSED to live independently and SUPPOSEDLY earn a living 'wage' are struggling like mad.

All I would have liked was a short amount of time- a year even - to spend with my kids when they were born. Doesn't seem much to ask.

PerryCombover · 14/06/2011 09:54

Fucking hell Cameron has got your number

Let's pinch and smother the poorest and least able whilst ignoring the massive wealth divide and lack of social mobility in this country.

It didn't take him long to remind you to do what your "betters" tell you

Grow up, address your questions to those who can afford them

GabbyLoggon · 14/06/2011 10:03

The 25 grand figure is not the serious part of the benefits debate. (anyone Camerooney is backing off)

A real thing is people having to wait ages after they have claimed

xstitch · 14/06/2011 10:44

I am very sorry I have offended you lynham and I'm very sorry you feel I have such a good lifestyle. Perhaps I should stop claiming, could you please explain how to survive when Wages-rent-council tax=-£30. Yes that is a minus. Could you also explain what is so fabulous about my current lifestyle, I would like to know? Also how do you apply for jobs when you have no money for a stamp or for electricity, I'd love to know.

BTW I went back to work FT when my dd was 6months old.

OpinionatedPlusSprogs · 14/06/2011 10:51

I think lynehamrose has some good points. It isn't fair that working people lose free prescriptions and school meals leaving them no better off than benefit claimants, If you work you should have a better lifestyle than benefits would offer although those on benefit should have enough to meet their needs. The gap between rich and working poor in this country is too wide.

xstitch · 14/06/2011 10:56

Hardly my fault thought opinionated. If I ever find a job I will be significantly worse off financially, but guess what, I am still job hunting. Yet is seems to give people the right to flame me. In the 2 and a bit years I didn't claim and skipped meals etc to eke out what was left of savings I avoided going to the Dr so that I didn't have to pay prescription charges even though I had chest pain and bad wheezing I kept going. Is still don't go if I can help it, don't want to risk being signed off as sick, yet I'm lazy ha!

mumcentre, I was matched to the Essex job Confused.

Riveninside · 14/06/2011 11:23

"Add message | Report | Message poster lynehamrose Tue 14-Jun-11 09:32:12
Its not jealousy. Its about being able to live. Isn't much fun having to dash back to work after a first baby. Or suffering bad teeth, hayfever etc because you cant afford the dentist or prescriptions
"

Thats not down to benefits. Thats down to poor pay. We are in the same. Oat. I cant afford my prescriptions and i have MS. I cant afford the dentist. Do i want dh to give up work so we can have this fantatsic benefit lifestyle. No i dont.
Precsriptions and dental should be free for everyone. Why arent they?

But anyone who thinks benefits are wondrous shoild go on them. They are not. We spent 2 years on them and it was fuckinb awful. Even now, with dh earning 17k we are better off working (except for the dentist and prescriptions). Claiming benefits was horrendous and funnily enough theres no flat screen TV and nikes handed out like yoid think from reading the DM!

Glitterknickaz · 14/06/2011 11:32

I'd rather have mine and my husband's good mental health back and children without multiple complex disabilities than the benefits that we have no choice but to claim.
We had greater earning potential than this pre kids.

lynehamrose · 14/06/2011 11:37

Xstitch your last post is brilliant. Sums up perfectly the problem with this thread. People just want to have a pop at others rather than read the actual posts. I know nothing about your lifestyle. I have written nothing about your lifestyle. But clearly I may as well have done, if thats what you're going to accuse people of anyway!!

xstitch · 14/06/2011 11:40

You said benefit claimants had better lifestyles than those working. Implying those on benefits had good lifestyles. I suggest you practice what you preach as if you had read the whole thread you would know a little of my lifestyle.

lynehamrose · 14/06/2011 11:40

Thank you opinionated- good to see some people reading whats actually there rather than what their own prejudices want to be there.

And it s bloody ridiculous that anyone is worse off working than not working. If you think that lifestyle would be a bed of roses, try it!!