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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to think that my dcs should pay for their own cars, houses etc?

315 replies

overthemill · 13/11/2010 19:25

this is really bugging me. I am from a fairly normal working class not at all well off probably poorish background. My parents loved me but had nothing so I never got anything from them once I left home. When I was at home doing summer jobs (as a student) my mum would ask for £10 a week (in the 70s) towards my 'keep'. I never got pocket money. If I wanted something I had to work for it (I got my first p/t job at 13 and worked all through school and college). My mum used to make up my grant (about £30 a term was what they had to pay) out of the money I gave her in the summer. My last year at college my dad refused to fill in the application forms so I didn't get a grant that year at all and I had to work 2 days a week to pay rent, eat etc. Incidentally I came out of college with a few hundred pounds in savings. Two days after my finals I got a job and have worked ever since.

I have no beef about this at all - I think it was 'normal' for my family and most of my peers, there were a few people I knew whose parents had more money but really very few.

I am now married to a lovely dh (not our first marriages) and we have 3 kids between us. I came along when his were 2 & 4 and ours was born about a year later.
First is due to go to Uni in 2011 ad it has suddenly become apparent to me that dh is expecting to fund in full her education - ie at least £10k a year for the 4 year degree, then do the same for the next one and then the next. I have always kind of known this but hadn't ever realised he was planning to wholly find it, not just 'top it up'.

And then, last weekend we had a real argument about the kids cars - dsd has juststarted driving lessons and will want a car. He blithely said, 'we'll have to buy her one' and still later 'we need to look into how we can help them all out with deposits when they want to buy a house'.

Now I am totally and utterly gobsmacked by this. He does come from a different background from me. Privately educated, Oxford Uni and he had help from his very comfortably off parents at various stages. He thinks this is normal. I think it is totally and utterly abnormal.

You need to know that we do not have much money at all - he doesn't earn loads and I lost my job last year and have struggled to find alternatives, he will probably get made redundant next year - and his payout will not be huge. We are always overdrawn and live paycheck to paycheck despite our best endeavours.

AIBU - please tell me, what do you think - are you all planning to impoverish yourselves to give your dc's money?

OP posts:
expatinscotland · 13/11/2010 23:41

'So will you let your child be the one not on the property ladder or walk/on the bus when you could buy the car, probably not. Those who can't will do as they've always done, go into debt or pretend they don't care.'

Would you let your parents go into debt or impoverish themselves so you can keep up with the Joneses? Seriously? As a fit, able-bodied adult?

Because I hope I am not bringing up adults like that, tbh.

Gay40 · 13/11/2010 23:44

My DD will get on the property ladder in her own good time, and with her own resources, I'm afraid. She'll get our house when we cark it, but in the meantime she can buy her own.

expatinscotland · 13/11/2010 23:45

OMG, Gay, do you mean she might be a . . . renter? Shock

wukter · 13/11/2010 23:47

100% agree expat.

huddspur · 13/11/2010 23:47

I don't have children but if and when I do I would do my best to help them in education and get on the property ladder. Far better to help them get a deposit together then see them rent in my opinion

wukter · 13/11/2010 23:50

If you can, huddspur. Op's husband seems to be suggesting that they should sacrifice their standard of living for their children.

expatinscotland · 13/11/2010 23:51

Not just their standard of living, but their financial security.

Oh, and renting isn't the end of the world.

wukter · 13/11/2010 23:55

Exactly, expat.
Renting could may be made far more equitable though , so that people could feel secure in making a home as a renter. Not likely to happen under Tory watch though

huddspur · 13/11/2010 23:55

I think I would risk it to be honest, my parents never did anything for me or my sisters when we were growing up and I doubt they'll do anything for my brother either. Whilst I don't resent for it, I do feel that they could have helped us more.

With regards to renting its dead money to you so I would do my best to help them avoid that situation.

NeverArgueWithAnIdiot · 13/11/2010 23:56

But they're not children, are they? We're talking about adults who have the wherewithal to make choices and support themselves.

mamatomany · 13/11/2010 23:56

Chance would be a bloody fine thing expat my mum got her boobs lifted aged 55 and then told my brother he couldn't go to Uni as she couldn't afford to keep him Hmm

expatinscotland · 13/11/2010 23:58

Yes, and? So one parent did that. She was not under any obligation to financially support adults.

Sure, if you have it. But personally, I couldn't take money I know my parents had got into debt for unless it were a real life or death situation.

expatinscotland · 14/11/2010 00:00

'With regards to renting its dead money to you so I would do my best to help them avoid that situation.'

It's a roof over your head. An essential. Why spend money on food when it just winds up as pee or poo? Well, because it's an essential.

So is an abode.

wukter · 14/11/2010 00:01

I'm basically trotting after Expat on this thread, like a little puppy, agreeing with everything she says

expatinscotland · 14/11/2010 00:03

I honestly don't get it, wutker. Even at 18, I'd never have expected my parents to go into debt or compromise their financial security for something like a car or uni or a deposit. To be people really expect that?

Gees, when you're 18 you've got loads of energy. I used to be able to party all night and then go for a run.

Likewise, I could study, take a 4 hour nap, and go work as a waitress till 2AM.

No kids, no commitments, just work and study when you're at your youngest and fittest.

Hardly a keen hardship.

expatinscotland · 14/11/2010 00:04

So, do people expect this?

huddspur · 14/11/2010 00:04

I agree that it provides a roof over your head but buying is vastly superior to renting.

I know its not possible for everyone but if a parent can make the difference then I think they should. You'd be doing your children a massive favour.

mamatomany · 14/11/2010 00:06

Obligation, well I disagree there you bring a child into the world you don't go out of your way to make their lives more difficult than their peers around them with your selfish actions do you.
You reap what you sow.
Our Aunty went without to put her children through private school and University and has her graduation family photo's proudly displayed. The cousins look after their mum, have bought her property, holidays, visit regularly etc.
If mine had the nerve to ask for a photo she'd be told to shove it up her arse on the basis that any of us that are success in life are despite our parents not because of.

expatinscotland · 14/11/2010 00:07

Buying is not superior to renting always.

And honestly, now that you don't have children, I hope you're already saving for that leg-up you're going to front them, because it's going to be quite a huge chunk of change in just a few years time.

Already is in many places.

On top of all the other stuff that goes with bringing up children - stuff like uniforms, dental work, ferrying them to activities, birthday parties, pocket money, etc. etc.

mamatomany · 14/11/2010 00:07

And she did have the money, spare sat in an account but her tits were more important than her son.
There was no debt involved.

Laquitar · 14/11/2010 00:08

The point about energy is a very good one.

LotteryWinnersOnAcid · 14/11/2010 00:08

expat, not trying to be inflammatory at all, and forgive me for being a little nosy, but just for a bit of context, what is your situation? Did your parents ever help you out with the 'big' stuff? I'm genuinely interested, not trying to be rude at all.

Finding this thread really interesting...

expatinscotland · 14/11/2010 00:09

Maybe in her mind, mama, she wasn't going out of her way to make his life more difficult.

Sounds like this is a real issue with you, though, maybe you should get some therapy about how short-changed you feel.

It wouldn't have bothered me a jot because I was brought up not to feel entitled to money that I didn't earn. If it's offered and it's from surplus, fair do's. But I don't feel entitled to it, no.

huddspur · 14/11/2010 00:10

Buying is pretty much always better than renting.

Yes I already have started saving for my future children

expatinscotland · 14/11/2010 00:10

You are being nosy, Lottery.

But no, they didn't pay for the big stuff.

I never had a car until I was 22 and could buy one myself. I'm still here.

I rent. No one gave me a deposit. I'm still here.

They have a right to spend what they have as they see fit. I completely support them in this.

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