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To want a society where we just pay for ourselves

1000 replies

LettingTheBadThingsGo · 02/07/2026 11:15

Okay this is going to get some backs up but it's also how I feel so..
I wish we could just live in a society where we all just pay for ourselves.
So you want to have children - you pay for it all yourself. No benefits of any kind.
You want to see a GP - You pay a fee and get the service
You need the police - You pay a fee and get the service
You want education for your kids - you pay for it and get to choose where to send them

Nobody gets a pension or any benefits. However we all know this and as such we pay no tax/NI and save for ourselves.

Obviously there would have to be a phased input over a large number of years (like 30)

I want to know that if I need the police I can get them here in 5 mins. If I need an ambulance I want to know I can get it here in 5 mins. I don't want to not have these services because there is a rubbish 'free' service because there is not enough being allocated to them because it's all being spent on things I disagree with (welfare, council houses)

This would make everyone responsible for themselves. Those who work hard would be better off. Those who don't work will be worse off. Seems fair to me.

Everyone would save from day 1 in case they become ill or disabled and need to support themselves or have a disabled child (although they could choose not to have children in the first place).

I find it very weird that we live in a capitalist society where so many people are being supported by welfare. To me that is the opposite of a capitalist society.

Obviously there are some things that could never be allocated to each person such as defence of the country. There would have to still be a 'country charge' to every person to cover things that just could not be split. Street lighting would probably have to come under this as well. However roads could be covered by a charge to each person based on their mileage each year.

Yes it would take lots of thought and as I said would have to be implemented over a large number of years. However this would lead to a more productive society as well as better services. Obviously on the basis of a thread I haven't thought everything out but hopefully you all get the idea.

Anybody who didn't want to live like that could leave of course and live somewhere else.

So anyone else agree - no tax or ni - save and pay for yourself. Just pay a 'country charge' to cover things that can't be allocated like defence of country. Everything else is private (healthcare, police, pensions) and you save for it all yourself.

The only people who I can imagine not wanting this is those that live on the hard work of others ie life time welfare claimants. For everyone else surely they would be better off.

OP posts:
Thread gallery
5
Vaxtable · 02/07/2026 19:07

So how do expect bus services to run? Who fills in the potholes?
councils get funds from the government to do these things and the government gets from out taxes

How about defence?

and the list goes on

PenelopeJoanSterling · 02/07/2026 19:11

yorkshiredadoftwo · 02/07/2026 19:06

"Radical self-reliance" sounds great until you actually list what you're relying on.

Hope you're cutting your grass with a hand scythe, because if you're using an electric mower, you're relying on a national grid built over decades with massive public investment and regulated by the state. Those electricity companies only exist because taxpayers fund the courts that enforce contracts, the police who protect infrastructure, Parliament that writes the laws, and regulators that make sure the whole thing doesn't descend into chaos.

Driving to B&Q? Tax-funded roads. Filling up with petrol? Tax-funded standards, licensing and environmental regulation. Buying anything online? Tax-funded courts to enforce commercial law and protect property rights. Banking? The central bank, financial regulation and deposit protection. Drinking water? Public regulation. Sewage? Public regulation. Mobile phone? Radio spectrum allocated by the state. Internet? Built on decades of publicly funded research and infrastructure.

You've already acknowledged you'd still need a "country tax" for things like defence. But once you add the courts, policing, roads, regulators, the legal system, infrastructure, environmental protection, financial regulation, planning, Parliament, and everything else that underpins a functioning economy, the list gets so long it's almost like... taxation.

And as for your repeated claim that everyone disagreeing with you must be on benefits because they want the current system to continue, that says rather more about your reasoning than theirs. It's a strange leap to assume that anyone who points out the holes in your argument must be doing so out of self-interest rather than because it's a daft argument. For what it's worth, my household income is probably in the top 5%, and I still think this idea falls apart the moment you compare it with how a modern country actually functions.

More than anything, though, it says something about your values. The underlying message seems to be, "I'm all right, Jack"—that if you personally can afford something, everyone else should simply fend for themselves. That's a pretty bleak way to look at society.

but it also says somethings wrong with society when companies moan about paying nmw

Error404FucksNotFound · 02/07/2026 19:11

and of course counterpoint to the insurance for everything argument - insurance companies hate paying out. So many people would either be uninsurable or have premiums so high their 6 grand a year wouldn't come close to covering it.
those people would die.

Ohthisheat · 02/07/2026 19:11

Would every job be paid the same?
How would you ensure that everyone can get a job?

ImImmortalNowBabyDoll · 02/07/2026 19:11

If you don't want to live in a civilised society, then go and find a less civilised society. There are plenty of them.

Dawnintheageofaquariams · 02/07/2026 19:12

Pigshit thick ignorance.
Or OP using AI.

PenelopeJoanSterling · 02/07/2026 19:12

Ohthisheat · 02/07/2026 19:11

Would every job be paid the same?
How would you ensure that everyone can get a job?

a centralised planned economy for that, so workers can be allocated, or closed cities, / company towns that only need x workers etc and then have population limits

JoBrandsCleaner · 02/07/2026 19:13

My husband is from Bangladesh a lot of this sounds like you’d maybe like to live there, it’s not much fun.
Also you sound like a 12 year old, one of them annoying precocious ones.

ImImmortalNowBabyDoll · 02/07/2026 19:14

And I'd love to see you walk into a children's cancer ward and announce to them all that you think anyone who doesn't have very wealthy parents should be dead by now.

My10centsworth · 02/07/2026 19:14

This Utopia exists😂. Just move stateside!

Lemonyyy · 02/07/2026 19:15

So you expect everyone who works and is suddenly not paying tax to have a massive pot of savings? You may have paid higher rate tax but some of us earn not much more than minimum wage (I am university educated, by the way, and have worked my way past an entry level job, not a grifter like you seem to think everyone who's not a higher rate tax payer clearly is) so I doubt my spare tax is going to cover private education, private healthcare, then also be a massive pot of savings if I'm injured, Ill or disabled, which can happen to anybody. Income tax is not the state's only source of revenue, either, so it's not like the cash is circulating and just needs to go back to the original tax payer!

I think the social contract is so unbelievably broken and I honestly find it so miserable and depressing that people who have, at the end of the day, been relatively fortunate in their lives (yes you work hard, I get it, me too, but you are ultimately in a privileged position if you are earning enough to pay higher rate tax) think that paying in to support the poorest and most vulnerable in society isn't a worthy or inherently valuable thing to do. I've used that safety net, and now I'm back at work and paying tax again, and the idea that people think I'm some sort of sponge for having done so is horrible.

80smonster · 02/07/2026 19:18

Yep up for that.

Rubyslipperswitch · 02/07/2026 19:19

Right...

Then OP make sure you don't become old, disabled, sick or lose your job in that cloud cuckoo land society of yours.

It is unclear as well how you expect the country's infrastructure to continue to function if people don't contribute through taxation...

PenelopeJoanSterling · 02/07/2026 19:20

Rubyslipperswitch · 02/07/2026 19:19

Right...

Then OP make sure you don't become old, disabled, sick or lose your job in that cloud cuckoo land society of yours.

It is unclear as well how you expect the country's infrastructure to continue to function if people don't contribute through taxation...

it would be down to the rich and privileged to build society in their image, theres more than one way to build a society / civilisation history

WeatherDependant · 02/07/2026 19:20

Lougle · 02/07/2026 11:18

I so wish name changes weren't allowed, so I could remember your name and avoid you. The ignorance is astounding.

Just this

Notonthestairs · 02/07/2026 19:20

PenelopeJoanSterling · 02/07/2026 19:12

a centralised planned economy for that, so workers can be allocated, or closed cities, / company towns that only need x workers etc and then have population limits

You’d pay taxes for administration. And to defend against incursions.

Just move. Loads of countries have been suggested that would fit your requirements.

BrambleScent · 02/07/2026 19:21

Everyone would save from day 1 in case they become ill or disabled and need to support themselves or have a disabled child (although they could choose not to have children in the first place).

There is not much that shocks me these days, but 😯
Have you done any reading around eugenics, OP?

What happens if the couple undergoes extensive screening, but still has a child with disabilities?
What happens if the child is brain damaged at birth? Would one's insurance company then sue the nurser or obstetrician?

PenelopeJoanSterling · 02/07/2026 19:21

Notonthestairs · 02/07/2026 19:20

You’d pay taxes for administration. And to defend against incursions.

Just move. Loads of countries have been suggested that would fit your requirements.

i was answering the persons question who i quoted

Gwenhwyfar · 02/07/2026 19:21

Obviously wouldn't work.
We can already look to countries that do this to some extent for health - in the US people can be ruined by a health problem.

How does it work in UAE where all these rich people go to avoid tax?

Merryoldgoat · 02/07/2026 19:22

I heard it here a while back and loved it:

Never wrestle with a pig. You both get dirty but the pig likes it.

Gwenhwyfar · 02/07/2026 19:22

"Those who work hard would be better off. Those who don't work will be worse off. Seems fair to me."

And those who work had for low wages???
They can't save at all so they just kill themselves if they get ill??

PenelopeJoanSterling · 02/07/2026 19:23

Merryoldgoat · 02/07/2026 19:22

I heard it here a while back and loved it:

Never wrestle with a pig. You both get dirty but the pig likes it.

its been an intriguing thread, so when is society going back to anicent rome times ?

Lemonyyy · 02/07/2026 19:23

If we go to war one day op will you feel the same then? Everyone can defend their own four walls how they see fit, without intelligence, equipment or an army to speak of?

Luddite26 · 02/07/2026 19:23

I'm wondering if OP has even paid enough tax in this life if theirs to cover the cost of their own education.

Notonthestairs · 02/07/2026 19:23

PenelopeJoanSterling · 02/07/2026 19:21

i was answering the persons question who i quoted

You’ve been arguing in favour of the OP’s suggestion Da Vinci.

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