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To want a society where we just pay for ourselves

1000 replies

LettingTheBadThingsGo · 02/07/2026 11:15

Okay this is going to get some backs up but it's also how I feel so..
I wish we could just live in a society where we all just pay for ourselves.
So you want to have children - you pay for it all yourself. No benefits of any kind.
You want to see a GP - You pay a fee and get the service
You need the police - You pay a fee and get the service
You want education for your kids - you pay for it and get to choose where to send them

Nobody gets a pension or any benefits. However we all know this and as such we pay no tax/NI and save for ourselves.

Obviously there would have to be a phased input over a large number of years (like 30)

I want to know that if I need the police I can get them here in 5 mins. If I need an ambulance I want to know I can get it here in 5 mins. I don't want to not have these services because there is a rubbish 'free' service because there is not enough being allocated to them because it's all being spent on things I disagree with (welfare, council houses)

This would make everyone responsible for themselves. Those who work hard would be better off. Those who don't work will be worse off. Seems fair to me.

Everyone would save from day 1 in case they become ill or disabled and need to support themselves or have a disabled child (although they could choose not to have children in the first place).

I find it very weird that we live in a capitalist society where so many people are being supported by welfare. To me that is the opposite of a capitalist society.

Obviously there are some things that could never be allocated to each person such as defence of the country. There would have to still be a 'country charge' to every person to cover things that just could not be split. Street lighting would probably have to come under this as well. However roads could be covered by a charge to each person based on their mileage each year.

Yes it would take lots of thought and as I said would have to be implemented over a large number of years. However this would lead to a more productive society as well as better services. Obviously on the basis of a thread I haven't thought everything out but hopefully you all get the idea.

Anybody who didn't want to live like that could leave of course and live somewhere else.

So anyone else agree - no tax or ni - save and pay for yourself. Just pay a 'country charge' to cover things that can't be allocated like defence of country. Everything else is private (healthcare, police, pensions) and you save for it all yourself.

The only people who I can imagine not wanting this is those that live on the hard work of others ie life time welfare claimants. For everyone else surely they would be better off.

OP posts:
Thread gallery
5
PenelopeJoanSterling · 02/07/2026 16:38

Notonthestairs · 02/07/2026 16:37

A lot of it was based on forms of slavery.

they still studyed different subects and knowledge without a modern education system and that was my point, education can be free its only because capitalism put a value on it that it costs so much

Sid9nie · 02/07/2026 16:38

Rich young men studied. Rich young women had basic education and accomplishments. Everyone else had very little education.

Dontcallmescarface · 02/07/2026 16:38

That's a lot of words to say "disabled people should die" OP.

TheIdlerReturns · 02/07/2026 16:38

bookworm14 · 02/07/2026 16:06

Mumsnet is an increasingly unpleasant place to be now, largely due to an influx of people like the OP. Pretty sure some are paid astroturfers, but plenty are likely to be genuine. Really depressing.

I don't find this depressing. Whatever you think about OP and their craziness, it's sparked a really good debate. It's made me think. Maybe it is a homework project and OP is 13. Who cares? It's drawn my attention from Wimbledon.

turquoiseshell · 02/07/2026 16:39

I'm astonished that someone so incredibly stupid has managed to earn so much money.
Just a couple of your bizarre assumptions, OP:

  1. Anybody who has a job and works hard earns enough money to deal with anything that may happen to them in their lives without any state assistance - including having a severely disabled child whose needs they would have to find the money for themselves, to cover any period of unemployment (not due to their fault), to pay for treatment for any injury or illness (including something like cancer), etc. OP, have you ever taken the time to find out what other people earn? Plenty of people earn between £20K and £30K a year. And that isn't because they don't work hard. They do the hard jobs you don't want to do, while you sit on your comfortable chair in your comfortable office, or work from home.
  2. That there should be 3 types of classes in schools - for bright children, for average children, for disabled children. So you think that any child who is below average at school must have a disability? Seriously?
  3. Anyone who doesn't like this new regime can leave the country. Since you voted for Brexit, OP, I'm sure you're aware that most of us would not be able to leave the country even if we wanted to. Or are you suggesting we become illegal immigrants in someone else's country?

Clearly a troll, because even Reform loons are not this loony.

Anyahyacinth · 02/07/2026 16:39

Will we be letting all the people who can’t work die? Orphaned children, disabled children with extra needs, people with rare illnesses, people who get sick young and need elaborate care packages.

Will you only pay for roads you use? How will you cope with advent of AI?

Natural emergencies…floods, fires, earthquakes, explosions ..tough luck if others experience those?

How will you manage the scavenging ‘criminality’ of the indigent people you create? Gated communities? Armed guards? Who will fund courts? Prisons?

🤢🤢🤢🤢😔

PenelopeJoanSterling · 02/07/2026 16:40

CaptainMyCaptain · 02/07/2026 16:38

I'm asking you about your grammar and spelling.

"Did they learn grammar before the modern education system existed?"

direct answer i dont know if they did,
my guess answer as writing and language changes then they would have had their version of grammer etc

turquoiseshell · 02/07/2026 16:40

Anyahyacinth · 02/07/2026 16:39

Will we be letting all the people who can’t work die? Orphaned children, disabled children with extra needs, people with rare illnesses, people who get sick young and need elaborate care packages.

Will you only pay for roads you use? How will you cope with advent of AI?

Natural emergencies…floods, fires, earthquakes, explosions ..tough luck if others experience those?

How will you manage the scavenging ‘criminality’ of the indigent people you create? Gated communities? Armed guards? Who will fund courts? Prisons?

🤢🤢🤢🤢😔

Just buy a particularly gruesome dystopian novel. That'll answer those questions.

Augarden · 02/07/2026 16:40

I think it's an absolutely mental and horrifying idea.

CaptainMyCaptain · 02/07/2026 16:40

PenelopeJoanSterling · 02/07/2026 16:38

they still studyed different subects and knowledge without a modern education system and that was my point, education can be free its only because capitalism put a value on it that it costs so much

studied not studeyed
I'm not even going to bother correcting the grammar.

PenelopeJoanSterling · 02/07/2026 16:41

Sid9nie · 02/07/2026 16:38

Rich young men studied. Rich young women had basic education and accomplishments. Everyone else had very little education.

so many ways same as society today,

Anyahyacinth · 02/07/2026 16:41

Why do people say. “Grown Adults” …what are the other kinds?

Mumofsondownunder · 02/07/2026 16:41

PenelopeJoanSterling · 02/07/2026 16:32

people learned and studyed long before the modern education system, eg leo da vinci, society would be find without modern education system

Possibly try to avoid the weird spellings and grammar if you’re suggesting this ………

PuzzledObserver · 02/07/2026 16:41

Anybody who didn't want to live like that could leave of course and live somewhere else.

I’ve got a better idea.

You and the tiny number of people who agree with you, club together and buy an island, and then you move there and set up your “everyone for themselves” society. Leave this country for the majority who understand the need for members of society to support one another in times of crisis - even if we agree that there’s a lot wrong with how it’s happening at the moment.

IsThistheMiddleofNowhere · 02/07/2026 16:41

Are you on drugs?

PenelopeJoanSterling · 02/07/2026 16:42

CaptainMyCaptain · 02/07/2026 16:40

studied not studeyed
I'm not even going to bother correcting the grammar.

yes my grammer is bad, but my point stands the modern education system is not the only way society can teach

menopausalfart · 02/07/2026 16:42

@IsThistheMiddleofNowhere Do drugs make you cruel?

ForeverDelayedEpiphany · 02/07/2026 16:42

IsThistheMiddleofNowhere · 02/07/2026 16:41

Are you on drugs?

If not, they might need something to make them better educated, more altruistic and less dystopian.

CaptainMyCaptain · 02/07/2026 16:43

PenelopeJoanSterling · 02/07/2026 16:40

"Did they learn grammar before the modern education system existed?"

direct answer i dont know if they did,
my guess answer as writing and language changes then they would have had their version of grammer etc

grammar not grammer.

I don't normally do this but since you brought up the subject of education...

Frequency · 02/07/2026 16:43

PenelopeJoanSterling · 02/07/2026 16:36

ask ben franklin, ask socrates, ask plato, best of all since society loves him shakespear

Edited

Shakespeare attended his local grammar school, and if you're using Socrates as an example of why formal education shouldn't exist, you clearly do not know who Socrates was or what his contribution to modern society was.

MrsPottscloset · 02/07/2026 16:43

I thought this was going to be a post about paying for what you had eaten in a restaurant rather than splitting the bill equally, my mouth literally dropped open reading this.

PenelopeJoanSterling · 02/07/2026 16:44

Mumofsondownunder · 02/07/2026 16:41

Possibly try to avoid the weird spellings and grammar if you’re suggesting this ………

hows this :

Throughout history, humans have acquired knowledge and achieved remarkable innovations long before the establishment of modern, standardized schooling. Society is fully capable of thriving without the contemporary education system, as true learning is fundamentally driven by innate curiosity, practical experience, and hands-on exploration.

The Precedent for Unschooling and Self-Directed Learning
Historically, brilliant minds achieved greatness without modern classrooms. Leonardo da Vinci is the ultimate example; he educated himself through meticulous observation, apprenticeships, and hands-on experimentation, becoming a polymath in art, science, and engineering. Similarly, thinkers like Plato and Socrates relied on mentorship, debate, and exploration rather than rote testing.

Learning Through Apprenticeship and Practice
Before the mass public education systems of the 19th and 20th centuries, most societal knowledge was passed down practically. Craftspeople, architects, and healers learned their trades through real-world apprenticeships, direct mentorship, and trial and error.

Self-Directed Education Today
Modern research and educational philosophies such as Heutagogy and Self-Directed Education demonstrate that individuals are most motivated and retain information best when they determine their own learning paths. In fact, self-directed learning fosters strong critical thinking, adaptability, and lifelong intellectual growth

Knowledge Access in the Digital Age
With the wealth of information available via the internet, the necessity of a traditional, institutionalized school structure is rapidly evolving. Today, anyone can pursue specialized interests, research complex topics, or learn practical skills using global resources without ever setting foot in a traditional classroom. Society can function and progress when individuals are empowered to direct their own development.

SchnauzerMummy · 02/07/2026 16:44

I think you vastly underestimate how much it costs to be disabled. I worked for over 20 years as a qualified accountant (well 16 post qualification) and all my savings and my early pension lump sum have gone on a wheelchair, adapting my property to be able to use that wheelchair and for the car I need to actually be able to go out of the house in said chair. Without the NHS and the safety net of benefits I’d quite literally be dead, as I couldn’t afford my medications and everything else I need to keep me going. But maybe that’s your goal ….

Anyahyacinth · 02/07/2026 16:44

LettingTheBadThingsGo · 02/07/2026 12:20

Of course wages would not be the same. Somebody who has paid to learn to be a doctor will earn higher wages to recognise his efforts.
Someone who wants to lie in their bed all day gets paid nothing.

How will anyone become a Dr unless they are from the ruling class?

Will all property be shared equally at day 1 OP? No royalty no inequity we start from an equal share out?

Happyjoe · 02/07/2026 16:44

This only works if nobody is born disabled, nobody becomes disabled, nobody has mental health issues, nobody becomes ill, free childcare so everyone can work, every single person is fit and well. Then it only works if everyone has a well paid job, everyone can afford to purchase a home or afford rent, everyone can afford to feed themselves and everyone can afford to save for retirement. Where no crime is committed or any homes accidentally flood or catch fire because it would be very hard to start again.

Sadly, that kind of describes a country full of robots.

What I would like to see is cost of living being lower. The percentage of wealth at the top being shared a bit better. Opportunities for all. Good healthcare. Nobody in the position they are ill and facing years of waiting for help. That illegal drugs didn't exist.

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