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How much cash do you have at your immediate disposal

269 replies

FridgeJenga · 04/11/2025 15:31

Yes, I'm bored.
Waiting in the car for DCs to come out of school so decided to clear out my bag and found my coin purse.
I have exactly £12.75 in cash to my name.

OP posts:
Stopthiscrapnow · 04/11/2025 20:41

Runnersandtoms · 04/11/2025 20:29

I'm actually amazed at people who have thousands in cash in their house. That would feel so wierd to me. Even £100 in my purse would feel strange and I'd want to get it paid in. I had £80 in a money bag to take to the post office (no banks round here), inside my work bag today and I had a flash of panic thst someone would steal it when I put my bag down. I know someone can steal your cards/phone but you can cancel cards and report a phone stolen, and banks will reimburse you for money spent whilst stolen. But if someone steals cash that's it, gone.

That's why it makes me nervous seeing elderly people take out £300 in cash at the post office so everyone in the queue hears them and knows they're walking around with a pile of cash.

I have a safe, graded by my insurers. Lots of people do. But no money in my purse! 🤣🤣

Obeseandashamed · 04/11/2025 20:42

If we are talking hard cash- I keep £100 or so in my purse and £1000 in the house for emergencies.

EvangelicalAboutButteredToast · 04/11/2025 20:54

In my purse - about twenty quid.

overstimulatedhermit · 04/11/2025 22:01

pinkspeakers · 04/11/2025 20:32

Oh my goodness, why???

I like to have access to my money at all times I don’t want to have to beg the banks and explain why I want to withdraw it. Plus I don’t want to live in cashless society and it’s important that we don’t. Cash is king

suki1964 · 04/11/2025 22:04

We have a Gallon Whisky Bottle that we have been saving £1 coins in coming two years now. We estimate £2.5k at the moment

But its going to Australia money so not to be spent

FastFood · 04/11/2025 22:12

£21, €2.50, 220 serbian dinar, 20 zloty and 100 czech koruna.
I may have an old 1000 lira banknote somewhere as a bookmark in a book.

ninjahamster · 04/11/2025 22:14

I’ve a pot of small change, probably about £7

DingDongJingle · 04/11/2025 22:16

overstimulatedhermit · 04/11/2025 22:01

I like to have access to my money at all times I don’t want to have to beg the banks and explain why I want to withdraw it. Plus I don’t want to live in cashless society and it’s important that we don’t. Cash is king

Have you ever had to beg the bank for money?

GingerPaste · 04/11/2025 22:19

About £120…

BackToBeingACatSlave · 04/11/2025 22:20

We always have a few hundred in the house. We never use it though.

RogerBakewell · 04/11/2025 22:20

Around £720,000

Jerease · 04/11/2025 22:22

I carry about £150 in cash in my handbag which almost never gets used but I like to have it for emergencies. There's about £4k in cash in the house for unexpected expenses. I very rarely use cash in practical terms but it would feel odd to me to not have some to hand. I've used it to move money from one account to another without leaving a trail, and to save money in cash so it wouldn't appear on bank statements.
I don't get anxious about it getting stolen, I guess because I've always carried a fair bit around and it never has been.

Minniliscious · 04/11/2025 22:22

DS 7 has £58 in his safe and I have £51 in my purse.

Belladog1 · 04/11/2025 22:23

I have £40 in my purse and maybe 75p in coin.

However I do have euros. I'm going to France in 2 weeks and I haven't been abroad in ages. Dug my suitcase out and found my passport in there with about €500. Then my mother gave me €125 in spare currency. So its like free surprise money and I can't wait to spend it. Why i didn't convert the euros back to sterling three years ago is anyone's guess!!

strangeandfamiliar · 04/11/2025 22:24

About £70 in a teapot, which I keep handy to pay the cleaner. Also a plastic bag of old pennies and foreign coins which has lived in one of the kitchen cupboards for years now.

AwkwardPaws27 · 04/11/2025 22:25

About £2 in "duck money" (20p pieces exclusively reserved for the duck food dispenser at the park).

There should be an emergency tenner in the car but I think we used it for something frivolous & didn't replace it...

DH randomly found €100 in a guitar case last week - god knows how long that'd been there - so should probably exchange that before it is misplaced again!

swingingbytheseat · 04/11/2025 22:26

if it’s cash at my disposal, does that include an overdraft facility? I find cash annoying and I lose it. Why are people so obsessed with having cash? What do you think is going to happen if you don’t ?

RaraRachael · 04/11/2025 22:31

£60 to pay my hairdresser tomorrow.

Normally it would be under a fiver - 3 pound coins and some small stuff

overstimulatedhermit · 04/11/2025 22:31

DingDongJingle · 04/11/2025 22:16

Have you ever had to beg the bank for money?

No because I’ve always been this way. But I know that banks can be awkward about you withdrawing large sums of money and ask you what it’s for. I like to not answer to anyone and just have it to hand

SauronsArsehole · 04/11/2025 22:34

About 1.5k. €750 that I picked up for a trip rest is in £s for emergencies like losing my wallet or my bank going down and not being able to withdraw cash (has done previously) or having work done in the house like tomorrows oven repair and the card machine not connecting. Ditto taxis. It happens a lot as I’m in a bit of a dead spot and we usually have to walk into the bloody field to get a signal 🤦🏼‍♀️

Blondeshavemorefun · 04/11/2025 22:35

£20 in back of phone for emergency /of shop doesn’t have Apple Pay/machine not working etc

cold hard cash - erm - £8.63 tho did give mini blondes £5 for tomorrow school poopy appr so was £13.63

Kickinthenostalgia · 04/11/2025 22:37

I just got paid on Friday so not all of my bills have gone out but I currently have £240 in one account and £58 in the other…. I also haven’t done the monthly shop yet 😂

hamstersarse · 04/11/2025 22:37

Around £5k

Quite a bit of cash comes in via a business

DingDongJingle · 04/11/2025 22:38

overstimulatedhermit · 04/11/2025 22:31

No because I’ve always been this way. But I know that banks can be awkward about you withdrawing large sums of money and ask you what it’s for. I like to not answer to anyone and just have it to hand

I’ve never had to beg to withdraw any of my money, and I haven’t carried cash for years.

Dorrieisalittlewitch · 04/11/2025 22:40

£30 (3 x £10 notes) in my purse
£23 (in pound coins) in a coin purse in my main handbag which I'm saving for the school fayre.
£20 "emergency money" in the first aid kit I keep in the car
There is a tub of change in the hall. No idea how much. Maybe a few pounds.

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