Thank you, @NoWordForFluffy. We're replacing like-for-like and fortunately have the receipt from when the floor was originally laid back in 2016; inflation has taken its toll and reinstatement is running into thousands on just the cost of the floorboards alone.
The insurers gave us the choice of using our own contractors and submitting the bills to them or letting them project manage the whole thing, whilst giving us the choice of wood, wallpaper, etc. We chose the latter. (I could could come to regret that decision; the very nice and helpful lady appointed to liaise with us has great communication skills, but wants to spell anything vaguely unusual with her own version of the phonetic alphabet, e.g., "C for cat, A for apple, Z for zebra". She means well, I know, but my job involves daily use of the real PA and already I dread hearing her say, "I'll just spell that for you.")
The carpets (as far we know until the boards come up) have escaped damage and we don't think they'll form part of the claim. DH just thought replacing them at our own cost once the insurance work is completed would be a good idea.