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My husband has hidden £122,000 from me (before you ask, I do not gamble nor have credit card debt)

697 replies

Multiplicationarithmetic · 29/01/2025 19:26

Married for over 15 years and I was sorting out some papers.
I found a buy to let mortgage with a difference between the flat value and mortgage amount.
I asked him how he paid the difference and he got angry and said he paid for it with his savings and that he could do whatever he wants with it.
I said it's our money cos I do loads of childcare and house-stuff while he's working 7 day weeks even on vacation.
Shit, it's that amount after tax. What the hell?
It's over I think. I'm terrified what a forensic accountant will find out.

OP posts:
SwornToSilence · 25/03/2025 17:26

Make sure you go for his pension too, you will need it later in life and I bet he is pumping that to hide money

newchapternewday · 25/03/2025 17:42

If I were you I would sit tight, be sweetness and light and find out everything I can before speaking to a solicitor and ensuring I got a fair divorce settlement.

MellowCritic · 25/03/2025 18:13

Susan7654 · 31/01/2025 18:10

I am propably wrong, but to me it looks like he fits Asd profile very well. Check apsergers traits in man. I know that they can be very controling when it comes to money but also very irresponsible - what explains him borrowing it but not repairing the house.
And than they are impossible to talk to, as they know best.

And the traits only effect him with his wife not his family... because he's clearly open with them about money. 🤦‍♀️

iseenyouwithkefir · 25/03/2025 18:21

I asked him how he paid the difference and he got angry and said he paid for it with his savings and that he could do whatever he wants with it.

He was furious that I mentioned it.

Why did he get angry? Does he generally have anger management issues? Even in a situation where the two of you had completely separate finances with a pooled fund for shared expenses and each did your equitable part of the household/parenting work, it's a reasonable question that he could have politely declined to answer. Even leaving aside the misogyny and the fact that he seems to be a huge lazy arsehole, this seems like a red flag.

ThejoyofNC · 25/03/2025 18:34

At least you'll finally get the answers now because he's got to disclose everything.

Supertjam · 25/03/2025 18:40

How will she afford a divorce lawyer? There is no legal aid for family law matters

AngelicKaty · 25/03/2025 18:43

@Multiplicationarithmetic Well done OP! The EXDH of a friend of mine was free and easy subbing his family of origin with funds that should have been used within the marriage. He took his arrogant "It's my money, I can do what I like with it" attitude into family court (including more than one attempt to hide his true finances from the judge) and got a rude awakening - he did very badly out of the divorce.

MoveOverMoon · 25/03/2025 19:02

Multiplicationarithmetic · 29/01/2025 19:36

He says its all his and nothing to do with me - but we're married.
It could have reduced our mortgage and he won't discuss it with me.
He was furious that I mentioned it.

I am raging on your behalf. Literally raging!! How the fuck dare he? They are his kids too and if you weren’t doing all that he’s not be able to warm so much. That’s marriage. That’s the deal.

lawyer up quick!!!

MoveOverMoon · 25/03/2025 19:04

Multiplicationarithmetic · 25/03/2025 09:26

Hi.
I'm about to start divorcing him.
He lent or gifted another family member 10k I knew nothing about.

Just noticed this update. Good for you!! Take him for whatever you can. Don’t forget his pensions!! I’m so angry on your behalf.

FluentMember · 25/03/2025 19:56

I came across this post by random chance, was googling sowing on cub badges. At first I thought the post and the responses were some comedy thing, then I realised it was real. No one wonder men these days don't want to marry. The last comment 'go for his pension that's another place they hide money' is hilarious.

Multiplicationarithmetic · 25/03/2025 19:58

Mumsnet at its best!
I'm taking photos of much as I can.
Me and the kids have been so badly treated by him - giving money to his family but spending time with us.

Working 7 days a week and no life as a family.
Everything is geared towards him maximising his income.
I'm beginning to see things differently now.
He's got no gratitude for my mental, emotional & physical efforts.

OP posts:
FluentMember · 25/03/2025 20:02

Multiplicationarithmetic · 25/03/2025 19:58

Mumsnet at its best!
I'm taking photos of much as I can.
Me and the kids have been so badly treated by him - giving money to his family but spending time with us.

Working 7 days a week and no life as a family.
Everything is geared towards him maximising his income.
I'm beginning to see things differently now.
He's got no gratitude for my mental, emotional & physical efforts.

Did he pay the bills and put roof over your head ? You make out working 7 days a week is something someone wants to do, generally it's not unless you have bills to pay. Honestly most of you are better off single,men deserve better.

Multiplicationarithmetic · 25/03/2025 20:05

Marshbird · 25/03/2025 13:46

Op, even if you decide not to divorce, you need to get him to stop financially abusing you by recognising he doesn’t have sole rights to his wealth.

head over to the divorce board. At top is a link to ADVICE NOW.. go to their divorce guides. Look into the guides on how to divorce, how to make financial settlement. Read up and inform yourself on “fair settlement “. Nderatand your and his “future needs” and which of fair settlment criteria would apply to you both. Read up on how financial disclosure works (forms D81 and form E).

once you have yourself informed, and ideally got as much information you can put in his and up your financial situation, list that on D81.

then talk with him. Say that as SAHM and MARRIED you have financial and legal rights. It is not your money that pays for childcare, it is ours, as is mortgage, as is savings and wealth and property and pensions, and debts you have. Individually or joint. And things need to change. He needs to be explicit. To share financial planning and decison making across what both of you create as wealth in marriage. You may not earn as much, but your efforts enable his earnings. And courts reconginse that even if he can’t

and if he can’t, you will take it to courts instead. And divorce . Give him the advice now guides to read. Say you will, if necessary use a forensic accountant to uncover any other hidden assets, and he will be obliged by court to make “fair settlement” whether he wants to or not. And the more he pisses around the more it will cost him in terms of legal fees.

This is about trust. He is not trusting you. Trusting you with his financial future and prosperity. Which may have its roots in a number of things, but inevitably it will be becuase he thinks about what would happen if you divorce (which is bonkers cos he’s unlikley to wheedle out of that fair settlement process if you already know he hides stuff)., it could also be that he wants to spend money on stuff he thinks is important or boasts his ego that he knows you’d not agree with. It could be he resents you being a SAHM. All these need to be discussed. If you want to stay married. And resolved. Marriage councillor may help those discussions.

and the one thing about trust, is that it is reciprocal. If you know he doesn’t trust you, you won’t trust him. Marriage is over then. He needs to work on building your trust again on financial matters by being in partnership with you. Otherwise, it’s a matter of time before your marriage is over anyway. Now this is out in open.

knowledge of how this is seen in law through divorce process is key. Read the ADVICE NOW guides. Get yourself ahead of curve, by knowing your rights.

Love, love this.
I can proceed with a discussion between us, to maybe come back from the brink.

On the other hand, there's nothing to stop him saying one thing and doing another by hiding stuff from me
I don't think he's going to change without counselling and he refuses to go.
Plus the emotional pull of his family of origin is too strong.
I've tried so hard to be capable and intelligent cos I thought the earnings were for us - fat chance!!

OP posts:
FluentMember · 25/03/2025 20:05

CandyLeBonBon · 29/01/2025 19:56

The reason women get told to do this is precisely because men like OP's husband assume their wives are unpaid skivvies, and who refuse to share anything whilst expecting their spouse to provide all domestic services for nothing.

It's not a like for like comparison, but just in the interests of fairness, if it was a stay at home husband posting that his wife doesn't want to pool resources, and treated him as a skivvy, I'd suggest exactly the same 'fuck off fund' to him.

You attitude is very 1950s things have moved on. I won't post again but this thread has been an eye opener. Honestly I thought it was some kind of comedy thing at first.

Multiplicationarithmetic · 25/03/2025 20:08

Fluent, I promise you this isn't a comedy.
I go out with my children at weekends and cry when I see families together.

OP posts:
FluentMember · 25/03/2025 20:10

.......

EdithBond · 25/03/2025 20:25

Multiplicationarithmetic · 29/01/2025 19:34

I've retained after years of being a SAHM.
I can't get enough work cos he refuses to do school run even once a week and childcare eats up what I earn.

Blimey, why’s he so secretive?

You’re both responsible for paying for childcare if they’re his children. Both parents have to cover childcare costs, not just one.

Wooky073 · 25/03/2025 20:30

Multiplicationarithmetic · 25/03/2025 20:05

Love, love this.
I can proceed with a discussion between us, to maybe come back from the brink.

On the other hand, there's nothing to stop him saying one thing and doing another by hiding stuff from me
I don't think he's going to change without counselling and he refuses to go.
Plus the emotional pull of his family of origin is too strong.
I've tried so hard to be capable and intelligent cos I thought the earnings were for us - fat chance!!

Please dont blame yourself for being taken in by a selfish arrogant man. They dont start out behaving like that ..... its a slow process of normalisaiton until they have you where they want you ..... in domestic servitude. Its possible you will be able to rescue the situation by asserting your boundaries and demanding his respect and working on trust. But if it doesnt work at least you know you tried. Respect to you x

Multiplicationarithmetic · 25/03/2025 21:15

My friend said he was ab/using his male privilege.
What does that mean?

OP posts:
Wooky073 · 25/03/2025 21:32

Multiplicationarithmetic · 25/03/2025 21:15

My friend said he was ab/using his male privilege.
What does that mean?

From AI - Male privilege refers to the advantages and societal benefits that men, as a group, often experience due to historical and systemic gender norms. These advantages exist socially, economically, and politically and can be so ingrained in society that they often go unnoticed by those who benefit from them.
How Male Privilege Manifests
🔹 Workplace & Economic Advantages:

  • Higher salaries (gender pay gap) and faster promotions (glass ceiling for women).
  • More representation in leadership roles and high-status careers.
  • Lower expectations for caregiving responsibilities, leading to fewer career interruptions.
🔹 Social & Safety Benefits:
  • Less likelihood of experiencing harassment, sexual violence, or domestic abuse.
  • More freedom in public spaces (e.g., walking alone at night without fear).
  • Assumptions of competence, authority, and credibility in professional settings.
🔹 Political & Legal Advantages:
  • Historically greater political representation (e.g., most world leaders have been men).
  • Less scrutiny over personal choices (e.g., dress, parenting, assertiveness).
How Male Privilege Is Abused 🔸 Workplace Discrimination:
  • Hiring biases favoring men over equally or more qualified women.
  • Unequal pay for the same roles and responsibilities.
  • Dismissing or belittling women's voices in meetings and decision-making.
🔸 Violence & Harassment:
  • Using power to silence victims of sexual harassment or abuse.
  • Weaponizing legal systems (e.g., in divorce or custody battles).
  • Excusing or normalizing toxic masculinity that enables gender-based violence.
🔸 Social & Cultural Exploitation:
  • Ignoring or downplaying gender inequalities because they don’t personally experience them.
  • Expecting women to perform unpaid emotional labor (e.g., in relationships, family, or workplace).
  • Gatekeeping or excluding women from male-dominated spaces (e.g., STEM fields, sports, politics).
LiquoriceAllsorts2 · 25/03/2025 21:32

You can’t work more hours due to not having childcare yet your children are 12 and 16. You don’t need childcare for those ages so no reason you can’t work full time.

LiquoriceAllsorts2 · 25/03/2025 21:33

EdithBond · 25/03/2025 20:25

Blimey, why’s he so secretive?

You’re both responsible for paying for childcare if they’re his children. Both parents have to cover childcare costs, not just one.

The children are 12 and 16, why is childcare needed

Elsvieta · 25/03/2025 21:48

Multiplicationarithmetic · 25/03/2025 21:15

My friend said he was ab/using his male privilege.
What does that mean?

Didn't you ask your friend what they meant? You'll probably get a better answer from them, but my guess would be it means he's using the fact of his greater earning power (which obviously doesn't have to belong to men, but very often does because it's more often women who take on more childcare). First he used the fact that you were doing most of the work at home to free him up to make more money, then he used the fact that he had more money to keep you dependent and ignorant of what was going on and to screw you over. Next, he'll probably try for more of the same (hiding assets and screwing you over in the divorce). But hopefully your lawyer won't let him get away with that.

Cherryupandblossom · 25/03/2025 21:55

Fluent

Don't let one thread change your worldview of all women ...

I also clicked on this thread by chance

We all have different opinions, perspectives, understanding and experiences. And we don't all comment.

I wish everyone a healthy fair outcome x

Booboobagins · 25/03/2025 22:04

Financial abuse. Why is he not contributing at all? What an AH.

Pls get together every bit of evidence you can - clients names, job info, bank info and all data on the property. Plesse take advice on what to do. Pls get your ducks in order before you do anything. Arrange for the forensic accountant to do the investigation.

Good luck. Your dont need this AH round your neck, but you do need his money and you need a very tight grip on his money because by abusing you he has made it hard for you to be independent.