Why assume everyone on NMW is getting UC?

[asrarpolar]

Why do people assume that someone on national minimum wage is receiving universal credit? A couple both on national minimum wage can easily be receiving no universal credit, even if one is working part-time. Benefits are really low.

In our area we now have funded financial advisors who attend our schools, they've found so many people have not claimed for things they are entitled to.

So many people had assumed they'd not be entitled to help and now get it. They work with families, students and staff and have been an amazing investment by our local authority given the cost of living situation.

You misunderstand. I'm not griping about not getting benefits or moaning that I can't afford anything, simply stating that it is quite possible to be on minimum wage and not be eligible for anything.

I actually do fine. I own my own home and am studying so can't work any more hours. I personally don't think that anyone on more than 25k should be getting any form of benefits, children or no children. And I live in London so do understand the cost of living. If people on over 25k need benefits to live then they should get second jobs, have fewer kids, take in lodgers or move to house shares etc. Obviously I don't include people with disabilities or carers in this.

You aren’t really making much sense. And I did not call you a benefits basher, nor did that poster ask a question. I also didn’t say I was a single person. You are angrily making stuff up for no reason. What have rules about working with kids got to do with anything at all?

@Username947531 but people earning over 25k without DC who are single will need help
Say £900 rent (I've no idea on London prices) then utilities, council tax, travel to work and you would have nothing left to buy food
You're probably at £1100 before travel

@Username947531 you struggle, a lot.

A single parent with a young child earning 25k likely wouldn't be able to afford to work if they didn't receive any benefits. A full time nursery place could be more than their take home. Even if they had no childcare costs then rent or mortgage could be their whole wage. They still need to pay their bills and feed themselves and their child.

Talk about telling us you don't have a clue without actually telling us you don't have a clue 🤣

Hi everyone I currently receive universal credit. I am a single mum to 4 children, eldest 16 youngest 10. I work 24 hours a week (3 full days). I have enquired into any further hours that would be available but currently none are on offer. My question is when my youngest turns 13 will I have to leave this job and find another? On the universal credit website it says "up to 35 hours" employment which confuses me as it doesn't say a minimum of 35 hours. I love my job and been there over 20 years so feel very panicked I would have to leave. Sorry for the long message. Any advise is greatly received

It says up to 35 hours as it means earnings of 35 times the NMW so you could earn that in less hours.
The ’Administrative Earnings Threshold’ (AET) is £677 a month for a single parent so that's the minimum you need to earn although it will most likely go up soon.
The Conditionality Earnings Threshold (CET) is the number of hours x NMW you are expected to work. If you earn more than the AET but less than the CET you will most likely have meetings with your work coach until you get more hours.

Thank you so much