Why assume everyone on NMW is getting UC?

[asrarpolar]

Why do people assume that someone on national minimum wage is receiving universal credit? A couple both on national minimum wage can easily be receiving no universal credit, even if one is working part-time. Benefits are really low.

I want to no how you no that none of your tenants claim UC because they are Muslims?

We have children but no childcare costs.
Each area has a maximum amount of rent you can claim for. It is true in areas like London you can claim more, but in most areas you can not claim the amount to cover your actual rent.

Do you rent?

How do you no they don’t claim UC? If they are higher earners why don’t they buy?

@TeaKitten We do not. But even if we did we would be entitled to very little UC towards rent on our amount of earnings.

@Islam52 they may be claiming non means tested benefits like disability benefits.

Well there you go then, if they rent and have kids they may well get UC towards their rent and you would be benefiting from the system you are moaning about then. Maybe educate yourself before passing judgement on people.

But we’ve just established the majority of people who claim UC already work. Problem is low wages and high living costs. You pay a lot of tax because you own 4 rental properties, which is stopping 4 families getting on the housing market because there is a housing crisis in this country. You are part of the problem and yet you are moaning about it.

And many people on national minimum wage receive no universal credit.

@Islam52 there's no way you are genuine. So you live in London one of the most expensive cities and you didn't know people work and claim UC? Give over. 🤣🤣

Most parents earning minimum wage who rent and use childcare will receive UC.
I've just put a two parent working family into a benefits calculator. Parent A works part time and earns 20k parent B works full time and earns 25k. Their rent is £800pm and their childcare costs are £1400pm. They have two children.
They would receive £415per week in benefits (£375 per week UC)
So despite having a combined household income of 45k They are receiving £1625 per month in benefits.

@3WildOnes what area did you put that in for? Because in my area they would not be entitled to rent.

I think it depends where you live. If you live in London and your rent is 2k a month but you jointly earn 40k, obviously, you'll need some sort of top-up.

If you live elsewhere and pay 100pcm rent and earn 40k, you probably wouldn't get a top-up.

It's worth checking entitlement on a benefits calculator.

Well you are 27 and own 5 houses and have done it all yourself… how did you afford it if ‘young people’ can’t afford it?

In my city you would not be entitled to any rent at all on £45k. It is an average area of the country.
Most people on national minimum wage are entitled to help with childcare. Because otherwise they could not afford to work.
@3WildOnes I assume you have done calculation based on under fives not at school.

@Islam52 I thought my rent costs was high. What do you get for £3500 pcm in Canery Wharf?