So fed up of having no money.

[BananaSun1989]

That's it.
That's the thread.

@Resilience I know exactly what you mean about poverty sapping the joy out of life. I remember once during the worst times finding a £10 note in the street and using it to get a pizza from a takeaway, a magazine and put a couple of quid on the electric meter so we could have warmth and light for a while. Just little things that most people take for granted but so so good to have something tasty and warm to eat and lights on! No doubt on here people would sanctimoniously lecture me for wasting money when I could have bought a months worth of dried pulses or something equally joyless. But in that situation you lose the concept of planning for a future and just live for the here and now don't you? I have no real suggestions for OP as more money is really the only solution. I hope you are able to find a way forward OP.

@DrCoconut I'm so glad you did that, good for you. We won 51 pounds on the lottery last weekend and went to the pub for 2 drinks each and put 30 whole pounds in the car!

Some of the stories on this thread (and others) are depressing.

100s of people come across the Channel each day and are put up in 4 star hotels for free, given 3 meals a day for free, access to healthcare for free, and just need to sit tight whilst that new estate going up down the road from you is ready for them. Yup, that'll be for free, too. You can come to the UK and be whoever you want to be. Don't worry about paying for anything.

Meanwhile back on Mumsnet, people share their experiences of how the CoL crisis is affecting them and the sheer joy for example of finding a £10 note on the floor.

Madness.

Asylum seekers do not suddenly get permanent homes once their case is accepted. Whatever gave anybody that idea?!! Insane.

Most hotels are at best three star.

''@TheThingIsYeah

100s of people come across the Channel each day and are put up in 4 star hotels for free, given 3 meals a day for free, access to healthcare for free, and just need to sit tight whilst that new estate going up down the road from you is ready for them. Yup, that'll be for free, too. You can come to the UK and be whoever you want to be. Don't worry about paying for anything.''

Pathetic. There is no need to hijack this thread with your Daily Mail nonsense.

@Augustus40

3 star instead of 4 star. Phew, that's a relief.

Where are they housed once their claims are granted?

I get it op. Financial worries keep me awake every single bloody night. Never thought I'd be earning a 35k job and be so skint, but there again never imagined I'd be a single parent either.

We were so poor when my DS was small and I always thought "grinding poverty" was a perfect description. It does grind you down. You always feel less than. I've spent years either hiding the poverty or having a chip on my shoulder about money.

People who haven't struggled do not get it and think it's solved by batch cooking, reducing outgoings and not being feckless when most have already reduced their expenses to the bare minimum. Being with people like this always made me feel worse.

In our city there's a free school uniform bank for the first time ever. Which is so great for people that need it but we should never have got to a point that we do. The same for foodbanks.

I'm so sorry for everyone on this thread. It really is awful.

But the only way things will change is by changing the government.

what would society do if everyone in it massively educated themselves and then was not prepared to do the necessary jobs like hospital porters, refuse collections, retail, hospitality, bus drivers, labourers. All sorts of jobs don't require a high level of education but are fundamental to a functioning society. Saying "educate yourselves" suggests to me that you don't think people who do these jobs deserve to get a decent wage or respect for the role they play in making your every day life happen.
it's not a case of suggesting you only deserve a good income if you have a higher education, nobody should be struggling to house themselves or feed their children while the apparatus of society such as water company and bank fat cats line their own pockets with bonuses and rewards.

See you can’t say the UK is shit because of regional variations of house prices/wages etc.
I couldn’t afford to live in a bigger house in a nicer area so currently in a small 3 bedroom house that is mortgaged unless I was willing to get into a bigger and longer mortgage.
The buy to let and bigger and bigger houses at what is killing people. I mean who needs to pay over a grand for rent in many areas (outwith hotspots). But people have a choice where they live, may have to make sacrifices but that’s life.
I’d love to love to a bigger more trendy area but i simply can’t afford it. I’d love a newer fancier car and oh boy I’d love a fancy hotel but I just can’t afford it and I’m far from poor.

@giggly this is an awkward one too if in a long term marriage/live in relationship. It's far easier to make those choices I feel if you are on your own - My H for instance simply refuses to live anywhere that might be cheaper but not as nice with lots on hand- He would rather have far less savings/money for other stuff. As the vast majority of income is as a result of his earnings (we work together as a business , but he's the front end and I am the back end admin etc ) he tends to get his way.

I agree also not everyone can highly educate themselves. Learning difficulties etc. And I think people such as cleaners road sweepers, refuge collection etc actually deserve a heigh payment. They are picking other peoples shit sometimes literally.

I too agree with that. However, anyone can make the most of what they are good at, particularly, if it interests them and can learn some skill. Society needs to affirm such people and give them self confidence. Education isn't all about academia.

I imagine they end up in an HMO. House of multiple occupation.

@Augustus40 So once the anchor has been dropped in the host country (UK) and the rest of the family is brought over, do you think they are still housed in HMOs?

We have a massive housing shortage in this country and MN is full of desperate stories of evictions, crippling rent increases, people unable to get on the property ladder, delaying starting a family etc.

Contrary to @Greenwitchhorse I’m not trying to hijack this thread, merely trying to loop this back to the OP’s original post about CoL, and the absurd situation that migrants on dinghies don’t appear to have such worries. Obvs as a Daily Mail reader I need reassurance that I’m wrong and they have to struggle to pay for everything just like you and me.

If you qualify, the Company Shop has saved my skin on more than one occasion. I'm NHS staff so poorly paid but I go once a month, fill up the fridge, freezer and cupboards for about £90, and then do £20 top ups once a week or so.

They accept lots of people from different jobs and some benefits. It won't help everyone but to me I was starting to panic over how to feed us.

That's not the point though is it. If everyone educates themselves into a high paid job. Who's going to do the lower paid jobs that we need to function as a society?
The problem is that wages are too low. No-one who works full time should be homeless or needing to use foodbanks. Wages aren't keeping up with inflation. I don't know how much longer people are expected to get poorer.

People in small boats are not causing the COL crisis. If the asylum processing system actually worked they would quickly be assessed and either given asylum (and allowed to work and pay tax), or refused. At the moment the system is broken and people are kept in limbo for months on end.
Personally I don't believe that the Tories want to fix the system at the moment as it gives them a target for people to hate. That's pretty much all they've got left now, well that and ULEZ apparently.
Presumably you've got no problem with the hundreds of thousands of people from Hong Kong and Ukraine that are coming here?

It wont ever happened anyway. There's always going to be people in lower paid jobs . Not everyone can get to a heigher education level. And to be honest I'm not any good at anything that would give me a good job. That's not me putting myself that's just being honest and real. And there will br others simlar.

Not neccessarily my dh works full time in a job just above minimum wage ,i dont work,as we have a severly disabled child,we get by on his wage,carers,allowance,tax credits and DLA, and we live in social housing so fairly low rent ,we are no worse off then when i was working full time as a nurse ,and we were not well off then just higher bills ,just because people are employed doesnt necssarilly mean they can cover the bills and have diaposable income.

We're just going backwards. My dad worked in a factory and bought a house on one wage. My mum didn't work until we were both at school.
It would be almost impossible to do that now.
I bought my first flat in London (!) as a single woman on a nothing special salary as a bank clerk in the late 80s.

Exactly.

Cant believe the state of the economy.

People who are working full time should be able to afford a house.

And it shouldn't need 2 full time wages.

@beguilingeyes

I was a temp in a clerical job in Herts in the mid 90s. The clerks earned about £10k and they all owned their own houses, some of them in St Albans ('ark at them). The supervisors were on £12k and thought themselves a cut above the ladies on £10k. Different world.

@beguilingeyes

Presumably you've got no problem with the hundreds of thousands of people from Hong Kong and Ukraine that are coming here?

Not quite sure why Ukrainians can't be moved to the 95% of Ukraine that isn't a war zone, but as for HK, sure, bring it on!

Once 3 million highly skilled, highly educated Hong Kongers arrive and start going for jobs in media, legal, journalism etc, let's see how keen the chattering middle class mumsnetters really are on the idea of mass migration. Over-supply of East European labour in low wage jobs in low skilled sectors has only affected the grubby white working classes, so I shall look forward to grabbing the popcorn when half of HK come over and force them onto the dole queue!

Meanwhile the people at the top are earning more. In 1965 the average CEO earned 20 x his workers wages. In 2021 it was 399x!!
We're being screwed over. If doctors/teachers want a pay rise it's greed. If its bosses it's incentive.
Elon Musk is busy ruining Twitter and has more money than god.
The rivers are full of shit and we have to pay to clean up the mess.
Its a wonder we're not all out on the streets... except they've made protesting illegal now.