So fed up of having no money.

[BananaSun1989]

That's it.
That's the thread.

Really feel for the people that are struggling with school uniform. In Ireland if you aren't a high earning household you can get working family supplement which qualifies you for back to school clothing and footwear allowance. So if you earn less than €35,984 (£30,770) after tax and deductions, this year you would have received €260 per 4-11 year old child and €385 for every 12-22 year old in education to help with back to school expenses.

I went from being a lower income earner in the UK, to the same in Ireland. I had so much more money over here!! My take-home pay is 90% of my gross, I get working family supplement of 60 euro a week. I don't have a council tax bill, a water bill. The UK is truly shit if you have 2 kids and your household income isn't 50k+, it's completely broken.

There are so many reasons that people are in these positions

Benefits don't take into account ( correctly) that a lot of people have debts that even if personal situation changes are often difficult to reduce substantially and so end up using money that is meant to be towards food and utilities for unsecured debt

Same applies with housing and private rents- local allowances in many areas are massively below actual rent levels- unless you have council or housing association and even then it can be quite tight. So many people are using money due for food and utilities to manage to 'make their rent'

I fear that we have a government who feel the same way as some of the posters on here (is that you Rishi)? That is you're poor yo'u just haven't tried hard enough and don't deserve any help.
I sometimes feel that they despise us, I really do. Why should they care about shit on the beaches when they wouldn't dream of holidaying in the UK?

I agree. @Sandals94 was only trying to help. No need to be rude. Funny, seems ok to suggest Only Fans and selling used underwear (gross), but someone suggests batch cooking and people are rude to them? This site sometimes, honestly. Do better.

I told you to get to fuck because, again as you so obviously need it SPELT OUT.

You mocked people on here saying 'do well at school kids..' insinuating if you don't do well at school you end up like this.
I was saying in MY situation that I'm like this because of a cancer diagnosis. Not because I didn't do well at school.

If you think people are like this due to school grades from decades ago, you have no idea.
Again, stop back peddling when multiple people have called you out for being nasty. You seem to like the word abusive. If you think me telling you to 'get to fuck' as a reaction of the above, is abusive, I'll take that. You're a nasty piece of work.

@MagentaMoon
Also, you're the one with deleted comments from MN, not me, so I can't be that 'abusive' after all.

Best to ignore certain people/behaviours for your own mental health if nothing else.

Oh this and as I said before I am fucking sick of it. Made even better by my thunder cunt of an ex alienating my child into living with him so now I've got to pay him maintenance. I just dont understand how I will do this and also afford my mortgage. I cry every day through the stress of it all.

No. Mumsnet only delete comments that people report, and often without looking at the context properly. I didn't report your abusive comments telling me to "get to fuck" etc hence they remain on the thread: I thought everybody should be able to see the way you were speaking to other posters.

Back again with the abusive line are you 😂

I told you to get to fuck. Oooo, shoot me.

You made a nasty comment and I called you out on it. (As did other posters.) what is wrong with you!??

I wasnt 'abusive' I was reacting to a VILE comment you made. Stark difference. Do you even know what abusive means? Seems you throw that word around a lot.

@MagentaMoon

Stop trying to deflect blame when you posted nasty comments in the first place. Seems like you don't like it when people fire back.

Don't dish it out if you can't take it.

Lovely derailment of the thread! WELL DONE.

I was in that position years ago. I'm not materialistic but it was a miserable time, I can still remember the feeling - like a hunger (not for food, I did eat) - which was very sad and painful. I did of course have some happy times in the midst of poverty but it was wearing and worrying.

All I can say to you, and it may not comfort you right now, that things generally improve as time goes on. I have been in a comfortable position for many years now and appreciate it. I can also occasionally, discreetly, help others.

One thing I was sure of was that I would not let any child of mine go through that.

The PP lashed out at a lot of us quite early on in the thread saying 'lol do well at school kids...' on a thread like this when many of us are already down we don't need to be kicked. It was going to get our / my backs up. It's a shame PP had to write something so nasty and I haven't meant to derail anything but the comment was spiteful, causing some of us to comment back.

There was no derailment because there was no context to the original thread

This thread has just tuned into that poster said this, this poster said that. .. but you said. No, I said you meant. no I meant... bla bla.

Yes it had been derailed sadly

I saw Magenta's 'lol' post. It was rightly deleted as offensive. Why they're back defending that I'm not sure, but it's derailing the thread.

It has derailed the thread and it's shame too because it was a lovely supportive thread before that! Let it go guys let's get back to what the thread was intended for!

Its the exhaustion getting to me. The constant mental arithmetic. Robbing Peter to pay Paul.

For those struggling month to month and in a relationship do you find it affects your relationship with one another?

I always grew up with the naive belief that being poor wouldn't matter as long as we were in love. No idea why I thought that as it broke my parents & they eventually separated. I'm finding it increasingly difficult- we have no money and no time - currently we work opposite one another to save on childcare and the time we have we're exhausted - no money to go out a meal, no money for a hair cut or pretty clothes. It goes on food and rent. I know we should be grateful for this but after years and years of just breaking even its relentless.

. I'm being made redundant and completely fed up of being worried - I want to wake up without that constant state of panic.

Can I ask other people struggling just now - which supermarket do you find gives best value at the moment?

@HolyHellaciousHeck I'm on maternity leave at the min so have lots of time on my hands but literally go to three/four different supermarkets depending on what I want. I've been doing majority of the shopping for a year so know which supermarket is best for what. For instance, if I want a pizza for the older kids I go to Asda, if I want soy sauce I go to Aldi, yoghurts I go to lidl, if I want baby porridge or cooking oil it's Tesco. I will walk the town to go to all four to get things at the cheapest price. I've spent the last year memorising prices at different shops for my common buys though as I've had the time but it comes in handy, my family and friends often ask me where the best place to to X product is

Thanks. That just sums up what a mental burden being poor is, doesn't it? Walking the town to save pennies. You're right though. It's the only way.

I also found tesco "Aldi price match" isn't always correct. I know for a fact broccoli is 69p in Aldi.... went to tesco and they had broccoli... in the same town.. at an "Aldi price match" at 72p! I know it's only 3p but if enough people believe it how much are they making?

I'm away for a few days and to save money we cooked at the place we were staying at. Unfortunately one of the ingredients was mayo and I had to get it from a local corner shop, €5.25!!! I nearly fookin died. Still cheaper than eating out I suppose 😆