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So fed up of having no money.

207 replies

BananaSun1989 · 16/08/2023 17:16

That's it.
That's the thread.

OP posts:
Yajebbend · 16/08/2023 20:53

Where can I sell my giant cheap knickers 😂

Idratherbepaddleboarding · 16/08/2023 21:09

Oh great now I’m getting private messages from dodgy website bots 🙈.

dancinfeet · 16/08/2023 21:19

I hear you- am self employed and work has dried up
during the summer. usually our summer dance prgramme is really well attended but this year it’s dead on its feet (probs COL crisis).

Haven’t been able to pay myself since june- and next pay will be mid/ late september and that will only be enough to pay one month’s bills, not catch up from falling behind. Am behind on rent and council tax and nothing in the bank/ it’s all truly crap.

fullbloom87 · 16/08/2023 21:34

We're not rich but our situation has improved over the years (although taken a bit of dive since covid)
But I grew up dirt poor and spent a good chunk of my adult life poor. I remember being 38 weeks pregnant with our 2nd child and everything went Pete tong over night when my husband's salary was suddenly cut. Our washing machine broke so I'd have to lug bin bags of clothes to my mums for 6 months, and many times I had to rummage her freezer for scrag ends to feed us.
When our daughter was born she was really ill and spent time in hospital. The first night back she still had a cannula in, it was snowing, and we had to go back to our house with no gas or electric because our meter had ran out. We had to huddle together to keep warm in the pitch black with an ill baby until my husband was paid the next morning. No family member would even lend us £5.
It was soul destroying. My husband worked 10 hour days 6 days a week in a professional job, nice suit and tie, people thought he was okay but he was destroyed inside and as our daughter was ill I couldn't even go back to work straight away.
So when people talk about the cost of living crisis, I get it. We went through it for years and watched everybody else glide happily through life at that time. People we knew who worked a lot less then us going on holidays to Tenerife, getting handouts from parents.

It's not nice to know people are going through it but I think it's important to be able to speak about it rather then keep it a secret like we had to.

FrogsWormsandCaterpillars · 16/08/2023 21:35

washingmachineslivelongerwithcalgon · 16/08/2023 20:13

I just want to join you in venting and getting this out as I'm on the verge of a breakdown and need to vent.

No money. It's shit. It's causing my marriage to fail. I feel guilty everyday whilst DDs friends invite her to soft play or to whatever else which is a fiver to get in and I can't even cover that. Let alone the fuel to go in the car to get her there. I've had to steal things from Aldi / Lidl. I don't have a food bank near enough to get to. I've sold every nice thing I have on market place for a fraction of what they're worth. All my heirlooms of jewellery have been pawned for a pittance.
Cancer has well and truly fucked up my life.
The only good thing I have done is toilet train DD so we don't have to buy nappies.

It's fucking shit. Life is relentless at the moment.
The charities offered to cancer patients can't really do much financially apart from generic advice. I've had the debt 'holiday' but 3 months came around quick.
Pip is a laughable joke.

DH earns too much for us to get anything apart from child benefit. I'm trying to work myself all the hours I can but I'm limited due to my health.

It's fucking shit.
Sorry for my moan I just needed to do that today as the world is getting on top of me. I feel like the shittest mum in the world. Going to have to really search the cupboards to see what I can put in DDs lunchbox tomorrow.

People have no idea. They say their skint but they have savings. They can get a hair cut. There is a BIG difference between 'being careful' and being poor. The only saving Grace we have is that we have a roof over our head. Gas and electric haven't been paid in months.

It's relentless at the moment. Totally and utterly hopeless and relentless. And here I am listening to grotty men wank down the phone to me while I'm trying to hold my life together my a thread just to earn a bit of money.

A HUGE fuck you to life at the moment. Where is the fucking help.

Also this was not a pity post. I don't want pity at all. It's to all the people on here that apparently 'get being skint' whilst their bills are paid, they have more than £20 worth of food in their cupboards and are not counting change just to get a pint of milk.

I’m so sorry cancer has fucked everything.

I feel everything you’ve said, I’ve stolen food, thankfully not been caught. And before anyone judged me I think anyone would do the same to feed their children.

People really do have no idea. I actually told a manager at work today and she gave me a few bits that were going to be donated to the foodbank. So for dinner I had chicken goujons dated 14/8 and some questionable broccoli 😂

For people who offer advice, I don’t need it, I know what help is available and use everything I can. People with no money can budget far better than anyone else!

MyPapaya · 16/08/2023 21:40

Meanwhile in a corner of MN £1500 is being spent on a 2nd hand handbag 🤷🏼‍♀️ … how can this be right ?🥺
I hear you OP and everyone else seriously struggling 🥺💐

AnxiousFairyQueen · 16/08/2023 21:53

washingmachineslivelongerwithcalgon · 16/08/2023 20:13

I just want to join you in venting and getting this out as I'm on the verge of a breakdown and need to vent.

No money. It's shit. It's causing my marriage to fail. I feel guilty everyday whilst DDs friends invite her to soft play or to whatever else which is a fiver to get in and I can't even cover that. Let alone the fuel to go in the car to get her there. I've had to steal things from Aldi / Lidl. I don't have a food bank near enough to get to. I've sold every nice thing I have on market place for a fraction of what they're worth. All my heirlooms of jewellery have been pawned for a pittance.
Cancer has well and truly fucked up my life.
The only good thing I have done is toilet train DD so we don't have to buy nappies.

It's fucking shit. Life is relentless at the moment.
The charities offered to cancer patients can't really do much financially apart from generic advice. I've had the debt 'holiday' but 3 months came around quick.
Pip is a laughable joke.

DH earns too much for us to get anything apart from child benefit. I'm trying to work myself all the hours I can but I'm limited due to my health.

It's fucking shit.
Sorry for my moan I just needed to do that today as the world is getting on top of me. I feel like the shittest mum in the world. Going to have to really search the cupboards to see what I can put in DDs lunchbox tomorrow.

People have no idea. They say their skint but they have savings. They can get a hair cut. There is a BIG difference between 'being careful' and being poor. The only saving Grace we have is that we have a roof over our head. Gas and electric haven't been paid in months.

It's relentless at the moment. Totally and utterly hopeless and relentless. And here I am listening to grotty men wank down the phone to me while I'm trying to hold my life together my a thread just to earn a bit of money.

A HUGE fuck you to life at the moment. Where is the fucking help.

Also this was not a pity post. I don't want pity at all. It's to all the people on here that apparently 'get being skint' whilst their bills are paid, they have more than £20 worth of food in their cupboards and are not counting change just to get a pint of milk.

Hello, I was just wondering about your PSO work. Have you heard of Niteflirt? It’s ok…I’m not a weirdo or spammer!! I’m registered with Niteflirt although I haven’t made much yet because I find it scary. It’s just that you can earn far more on that platform than using a British company. You set your own rates. If you set up an account and go to the help forums you’ll find loads of good advice….the women are very supportive. It’s slightly tricky to set up your profile because it has to be done in html but the NF platform corrects your code and you can Google how to do it…it’s not that difficult. They pay monthly into MassPay and you just transfer it into your bank account.
I’m so sorry you’re struggling and I hope that this is a little bit helpful ❤️

AnxiousFairyQueen · 16/08/2023 21:54

Oh bugger I didn’t mean to post that on the thread!!! Oh well😀

BananaSun1989 · 16/08/2023 22:00

Thanks for all the messages everyone. I haven't got a lot to add but I feel seen and heard and that means so much right now.

OP posts:
Childhoodisnkthebesttime · 16/08/2023 22:00

It's shit no other words.

HalloumiLuvver · 16/08/2023 22:01

DH earns too much for us to get anything apart from child benefit.

Wow. Hardly the same situation as the single parent OP then. Hmm

GnTplease · 16/08/2023 22:05

Something for a little bit of extra cash...not a lot but I've made about £120 by playing games via Swagbucks. You have to dedicate a bit of time to it, I usually do it in the evenings while watching tv.

appm.swagbucks.com/?cmd=sb-register&rb=145184354&cmp=197&cxid=2001-app

GnTplease · 16/08/2023 22:09

Ps I'm a long time poster and that isn't spam or a scam - it's a legit app which might be able to give you a little bit of extra cash without any initial outlay.

sheepdreams · 16/08/2023 22:12

I hope things get better or you. It’s a shot show at the minute with a govt who don’t care. 💐 for you.

Whattodowithit88 · 16/08/2023 22:22

It is shit.

Not sure if it’s helpful but match betting actually and truly works to make extra money! You do need to spend time looking into it, to make sure you understand the technique in how to make the money, but it’s not gambling, it’s match betting. I’ve made about 3k so far this year, it comes in dribs and drabs though, it’s not big lump sums in one go.
Also the one negative is that you do need an initial amount of money that’s kept in the account and you siphon off the top.

Motnight · 16/08/2023 22:33

HalloumiLuvver · 16/08/2023 22:01

DH earns too much for us to get anything apart from child benefit.

Wow. Hardly the same situation as the single parent OP then. Hmm

And your point is?

LadyKenya · 16/08/2023 22:49

MyPapaya · 16/08/2023 21:40

Meanwhile in a corner of MN £1500 is being spent on a 2nd hand handbag 🤷🏼‍♀️ … how can this be right ?🥺
I hear you OP and everyone else seriously struggling 🥺💐

Would it have been okay if there was not a Col crisis? There have always been people struggling in this Country, long before now, and other people feeling no way about spending xyz on expensive trinkets.

HalloumiLuvver · 17/08/2023 00:34

@Motnight ooohhh have a think - what could it be -Hmm

DaphneDeloresMoreheadRidesOn · 17/08/2023 01:14

Can you switch banks ? I got £250 just fir changing to RBS, really easy.

MagentaMoon · 17/08/2023 01:58

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

vitDsunshine · 17/08/2023 05:42

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

That’s mean and unnecessary - how can you LOL?

Augustus40 · 17/08/2023 06:36

Most people do not earn much in Only Fans. For the record. From what I hear.

CrackersCheeseAndWinePlease · 17/08/2023 07:03

It's truly shit
Me and DH both work full time, you'd think we'd have more than enough to get by but we don't. I haven't bought school uniforms yet because I just don't know where the money will come from.
We're not entitled to any extra help neither.
Totally agree with a pp who said some peoples ideas of skint are different. My idea of skint is nothing in the bank, no savings and praying something doesn't break because I wouldn't be able to replace it.
OP you're not alone, we can all moan together

AlmostTotallyFake · 17/08/2023 07:09

@CrackersCheeseAndWinePlease I have just bought uniform using Klarna for the basics (white shirts, black trousers, socks etc).
Not sure how specific your children's uniform is but might be worth looking at.